What are the opening hours?

Monday 9:30am - 5pm Tuesday 9:30am - 5pm Wednesday 9:30am - 5pm Thursday 9:30am - 5pm Friday 9:30am - 5pm

GPS Financial

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from GPS Financial, Mortgage brokers, Forgeside Cl, Cardiff (Caerdydd).

16/10/2026

🏢 You've found the property. Now let's talk about the money.

Maybe it's the perfect premises for your growing business.

Maybe it's a commercial investment you've had your eye on for months.

Or perhaps you've already got the property, but your current mortgage isn't working as hard as it should.

Whatever your plans, there's one thing you need to get right.

💷 The finance.

And commercial mortgages aren't quite as straightforward as their residential cousins.

Different lenders have different appetites. Some specialise in owner-occupied premises, others prefer investment properties. Your deposit, rental income, trading history and plans for the building can all influence your options.

That's where knowing the market makes a difference.

🔑 At GPS Financial, we search the whole market to help businesses, landlords and property investors find commercial mortgage solutions that suit what they're trying to achieve.

Whether you're buying, refinancing or expanding your portfolio, we'll help you explore the right route.

Because the right property deserves the right finance.

🏢 Got commercial property plans? Let's talk.

📞 029 2267 7707
🌐 www.gpsfinancial.co.uk

14/10/2026

🏦 I see it every single day.

That beautiful old bank. The grand frontage. The space above it.

And every single day, I ask myself the same question...

WHAT COULD YOU BE?! 👀

🏡 Apartments? A mixed-use development? Something completely different?

I can't be the only person who walks past an old commercial building and starts mentally redesigning the place. 💭

But there's a rather important question between spotting the potential and making it happen.

🔑 How would you finance it?

Commercial-to-residential conversions can require specialist funding, particularly where substantial refurbishment or development works are involved.

Bridging finance, development finance and longer-term mortgages can all play a part, depending on the project and your plans.

At GPS Financial, we help investors and developers explore the funding options that could turn an idea into a viable project.

Because sometimes you don't need to find the perfect property.

You need to see what an existing property could become.

🏦 Got your eye on a building with potential?

Let's talk property finance.

📞 029 2267 7707
🌐 www.gpsfinancial.co.uk

17/09/2026

⏰ The clock is ticking on five-year fixes.

If you fixed your mortgage back in 2021, those five years have gone rather quickly.

And your fixed rate could now be approaching its end.

Quite a lot has happened since then. Inflation, Bank of England base rate rises, a cost-of-living crisis and plenty of turbulence in the mortgage market have left borrowers facing a very different landscape.

Sorry for the reality check.

But here's the important bit.

A different mortgage market doesn't necessarily mean there aren't good options available to you.

Starting the conversation early simply gives you more time to look at them properly.

That could mean switching to a new product with your existing lender, remortgaging elsewhere, releasing capital, restructuring borrowing or taking the opportunity to review your wider property portfolio.

The right answer isn't automatically a new lender.

It's about understanding what's available and finding the option that makes sense for you now.

So if your five-year fix ends within the next six months, now is a good time to have a look at what comes next.

📞 029 2267 7707
🌐 www.gpsfinancial.co.uk

Let's have a look at your options.

10/08/2026

🌍 UK property finance gets more complicated the moment your home address is overseas.

Lenders may consider:

📍 Where you live
💷 How you earn and the currency you are paid in
🏦 The source of your deposit
🏢 Your ownership structure
🏘️ The size of your existing portfolio

A strong property deal can quickly become the wrong application with the wrong lender.

We help overseas investors get the structure right from the start.

Whether you are:

🔑 Purchasing your first UK investment property
📈 Expanding an existing portfolio
🏠 Refinancing a property you already own
⚡ Using bridging finance to move quickly

We will search the whole market for a solution suited to you and your plans.

Living in the UAE, Hong Kong, Singapore or elsewhere in the world does not put UK property out of reach.

It simply means you need a broker who understands the route.

Tell us what you are planning:

📞 029 2267 7707
📧 [email protected]
🌐 https://gpsfinancial.co.uk/mortgages-for-expats-and-foreign-nationals/

30/07/2026

You’ve had your ta-da moment. ✨
The reveal was spectacular.
The before-and-after photos are Insta-astounding

The refurbishment is finished, the conversion is complete or the development is ready.

So why is your finished property still eating money?

If it is still sitting on bridging or development finance, every month that passes is eating into your profit.

It is time to refinance.

The right exit finance could help you reduce your monthly finance costs, hold out for the right buyer, release equity for your next project or move completed units onto longer-term finance.

The finance that got the project finished has done its job. Now you need finance that works for what comes next.

At GPS Financial, we understand property deals because we have lived them ourselves. As a whole-of-market broker, we will search the market for the right refinance solution for your property, your plans and your wider portfolio.

STOP FEEDING THE FINANCE. START FUNDING WHAT’S NEXT.

Speak to the team:
📞 029 2267 7707
🌐 www.gpsfinancial.co.uk

14/07/2026

Around 1.8 million fixed-rate mortgage deals will come to an end this year.

If yours is one of them, don't assume your lender's first offer is your only option.
We won't insult your intelligence by pretending today's mortgage rates are as good as they were a few years ago.

They aren't.

If you're coming to the end of a mortgage fixed at 1%, 2% or even 3%, the chances are your monthly payments are about to increase.

We know that's not the news anyone wants to hear.

As brokers, it would hurt our souls to see you simply accept the first renewal offer that lands in your inbox without knowing what else is out there.

Your existing lender might genuinely have the best deal for you.

Then again...
..they might not.

The truth is, you won't know until someone looks.

The good news is that you don't have to wait until your fixed rate ends to do that.

Most lenders will let you secure your next mortgage three to six months before your current deal expires, giving you time to weigh up your options without a looming deadline.

We can't promise we'll find you another 1.49% mortgage.

Nobody can.

What we can promise is that we'll do everything we can to find the right deal for you. And if your lender's renewal offer genuinely is the best one, we'll tell you that too.

Because that's our job.

If your fixed rate is ending in the next three to six months, let's have a chat.
📩 Send us a message or call 029 2267 7725.

18/06/2026

You've found THE house.
The one you keep stalking on Rightmove.
You know exactly where the sofa is going.
You're wondering if the seller would leave the range cooker.
You’re absolutely going to repaint that whole room.
And if we're being honest, you don't really want anybody else living there.

Their choice of curtains would probably be questionable anyway.

The problem?

Your buyer has pulled out.
The chain has stalled.
Your sale is taking forever.

Now you're starting to wonder if you're going to lose it.

This is usually the point where people start thinking:
"Should I drop the price?"
"Should I accept a lower offer?"
"Should I walk away from the house?"

Maybe.
Maybe not.

What many people don't realise is that selling your current home before buying your next one isn't always the only option.

Before you make a rushed decision or sacrifice thousands from your sale price, it's worth understanding what alternatives may be available.

Because losing the house you've fallen in love with isn't always the only answer.
And who knows?

That sofa might still end up exactly where you imagined it. 🏡

If this sounds familiar, get in touch for a chat and let's explore your options:
https://gpsfinancial.co.uk/bridging-loans/buy-before-you-sell/

11/06/2026

🚨 Some deals that didn't work a few months ago may now be worth another look.

Shawbrook has announced a series of significant changes to its bridging proposition, including:

✅ Up to 90% refurbishment funding

✅ No commercial experience required on some cases, subject to a suitable exit strategy

✅ Simpler underwriting

✅ Reduced pricing on selected products

For investors and developers, this could open doors that weren't previously available.

If you've been looking at a commercial purchase, mixed-use property, conversion project, refurbishment or auction opportunity, now could be the perfect time to revisit the numbers.

📞 029 2267 7725

🌐 www.gpsfinancial.co.uk

01/05/2026

EPC is becoming a bigger factor in refinancing.

For some properties, it’s the only thing holding the deal back.

Not the numbers.
Not the structure.
Just the EPC.

Castle Trust have just launched a product focused purely on that.
Short-term funding to carry out light works and improve the rating before refinance.

No heavy refurb.
No structural work.

Just the kind of upgrades that can move a property from where it is now… to where it needs to be.

Up to 75% LTV
Loan sizes from £200k to £1m
Term up to 12 months

If you’ve got something where the EPC is the sticking point, it’s worth a look.
Give us a call on 029 2267 7725 if you want to run through a scenario.

24/04/2026

Most brokers will place the deal in front of them.
We look at how to make it work better.

If you’re buying, refinancing or looking at a new opportunity, we step back and look at the full picture first.

Is there a better way to structure it?
Is there more value to unlock?
Are you using the right type of finance for what you’re actually trying to achieve?

Getting a deal done is one thing.
Getting it done properly is where the difference is.

We specialise in complex cases. The ones that don’t fit neatly into a box.
And when they do, they move quickly.

We move quickly too, same day terms where needed.

We’ve been doing this since 2013, so we know what works and what doesn’t.

We help with:
• Bridging finance
• Buy to let and portfolio lending
• Development and conversion funding

If you’ve got something in progress, or you’re about to move on a deal, we’ll go through it with you properly.

https://gpsfinancial.co.uk/

It’s straight talking advice. No messing around.

Address

Forgeside Cl
Cardiff
CF245FA

Opening Hours

Monday	9:30am - 5pm
Tuesday	9:30am - 5pm
Wednesday	9:30am - 5pm
Thursday	9:30am - 5pm
Friday	9:30am - 5pm

Website

https://gpsfinancial.co.uk/

Alerts

Be the first to know and let us send you an email when GPS Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to GPS Financial:

Want your business to be the top-listed finance company in Cardiff (Caerdydd)?