Cardiff & Vale Credit Union

Cardiff & Vale Credit Union We offer ethical savings and affordable loans. Join our local revolution for people-centred financial services.

Cardiff & Vale Credit Union offers flexible savings and affordable loans. We also offer junior accounts and school savings clubs in local schools across Cardiff and the Vale of Glamorgan. Anybody who lives in Cardiff or the Vale of Glamorgan or works in Wales can become a member. For more information, view our website www.cardiffcu.com

Join our local revolution for ethical savings and affordable loans.

Please note that our branches and phone lines are closed today for the bank holiday. We will reopen as usual tomorrow.An...
31/08/2026

Please note that our branches and phone lines are closed today for the bank holiday.

We will reopen as usual tomorrow.

Any withdrawals requested over the weekend will be processed tomorrow (Tuesday 1st September).

Ready to begin building a stronger credit history?Our Credit Builder Loan is designed for people with little credit hist...
30/08/2026

Ready to begin building a stronger credit history?

Our Credit Builder Loan is designed for people with little credit history, a low credit score or previous credit difficulties.

Start September with a positive next step.

Loans are subject to eligibility and affordability checks.

Check your eligibility and apply: https://cardiffcu.com/our-services/loans/credit-builder-loan

Need a little extra support with a planned purchase or unexpected cost?At Cardiff and Vale Credit Union, we offer a rang...
28/08/2026

Need a little extra support with a planned purchase or unexpected cost?

At Cardiff and Vale Credit Union, we offer a range of responsible loan options with clear repayments and support from a local team.

Explore your options and find the loan that could work for you.

Loans are subject to eligibility and affordability checks.

Explore our loan options and apply online: https://cardiffcu.com/our-services/loans

Please note that our branches and phone lines will be closed on Monday 31th August due to the Bank Holiday. Our usual ho...
28/08/2026

Please note that our branches and phone lines will be closed on Monday 31th August due to the Bank Holiday. Our usual hours will resume on Tuesday 1st September.

Please ensure all withdrawals are made before 3pm today in order to receive it before Tuesday 1st September.

Prefer to speak to a real person?Our friendly team is here to help you understand our savings and borrowing options, wit...
26/08/2026

Prefer to speak to a real person?

Our friendly team is here to help you understand our savings and borrowing options, without pressure or confusing jargon.

Visit us in Cardiff or Barry, call us or explore our services online.

Take a look at our contact information here: https://cardiffcu.com/contact-us

📚 Has your child just finished their GCSEs?If you receive Child Benefit and your child is aged 16 or over, you may need ...
25/08/2026

📚 Has your child just finished their GCSEs?

If you receive Child Benefit and your child is aged 16 or over, you may need to update HMRC about what they’re doing next.

If they’re continuing in approved education or training, such as A Levels or certain college courses, you need to let HMRC know by 31st August or your Child Benefit payments could stop automatically.

This is particularly important for any Cardiff & Vale Credit Union members who use their Child Benefit to make loan repayments or regular savings, as a change or interruption to your Child Benefit could affect these payments too.

✅ You can update your details through the HMRC app or GOV.UK.

If your Child Benefit is changing and you think this may affect payments to your Credit Union account, please get in touch with our team so we’re aware.

cardiffcu.com
029 2111 1720
[email protected]

Your money can make a difference in your community.When you save or borrow with Cardiff and Vale Credit Union, you are j...
24/08/2026

Your money can make a difference in your community.

When you save or borrow with Cardiff and Vale Credit Union, you are joining a local, member-owned organisation focused on supporting the people and communities we serve.

Become part of your local credit union today.

Find out more and become a member: https://cardiffcu.com/about-us

What if repaying your loan also helped you build savings?When you borrow from Cardiff and Vale Credit Union, you make a ...
22/08/2026

What if repaying your loan also helped you build savings?

When you borrow from Cardiff and Vale Credit Union, you make a small regular payment into your savings alongside your loan repayments.

Once your loan is repaid, you will have built a savings balance too.

Discover how saving while borrowing works: https://cardiffcu.com/our-services/loans

Your credit history does not have to define what happens next.Our Credit Builder Loan is designed for people with limite...
20/08/2026

Your credit history does not have to define what happens next.

Our Credit Builder Loan is designed for people with limited credit history or previous credit difficulties who want an opportunity to move forward.

Explore your next step today.

Loans are subject to eligibility and affordability checks.

Learn more and apply online: https://cardiffcu.com/our-services/loans/credit-builder-loan

Planning to make your home feel more like yours?From decorating and new furniture to larger home improvements, our loans...
18/08/2026

Planning to make your home feel more like yours?

From decorating and new furniture to larger home improvements, our loans could help you spread the cost.

Use our calculator and explore your options today.

Loans are subject to eligibility and affordability checks.

Find out here: https://cardiffcu.com/our-services/loans

Address

4 Working Street
Cardiff
CF101GN

Opening Hours

Monday 9:30am - 2:30pm
Tuesday 9:30am - 2:30pm
Thursday 9:30am - 2:30pm
Friday 9:30am - 2:30pm

Telephone

+442921111720

Website

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