Pure Mortgage and Protection

Pure Mortgage and Protection Mortgage Broker specialising in Buy-to-Let & portfolio finance.

Pure Mortgage and Protection is a trading style of Tracey Dixon, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

Many landlords are waiting for EPC legislation to become final before taking action.That could be a mistake.The landlord...
15/06/2026

Many landlords are waiting for EPC legislation to become final before taking action.

That could be a mistake.

The landlords who plan ahead usually have the most options available to them.

Do you know the EPC rating of every property you own?
Comment EPC if you would like a portfolio review.




Some forms of Buy-to-Let mortgages are not regulated by the Financial Conduct Authority

I was quoted in the Daily Express this week 👇I spoke about interest rates and what could happen next — but here’s what r...
30/04/2026

I was quoted in the Daily Express this week 👇

I spoke about interest rates and what could happen next — but here’s what really matters for landlords.

Waiting for the “perfect” time doesn’t usually work.

The market is already shifting, and I’m seeing more landlords reviewing their options now rather than sitting on the sidelines.

If you have a buy-to-let property or you’re thinking about investing, it’s worth having a conversation about what’s possible.

Comment “BTL” or message me if you’d like to talk it through.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Pure Mortgage & Protection is a trading style of Tracey Dixon, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

28/04/2026

Everyone is watching the Bank of England this week… 👀

But most landlords are focused on the wrong thing.

👉 Your mortgage rate isn’t driven by the base rate
👉 It’s driven by market expectations

Which means:
✔ Rates can drop before a cut
✔ Rates can rise even if nothing changes

The real question is this:

👉 Does your deal still stack up today?

Because in this market, the landlords doing well are:

* locking in deals that work now
* keeping flexibility
* and planning their next move strategically

💬 If you’re a landlord and want me to sense-check a deal or your numbers…
Comment BTL below and I’ll message you

⚠️ YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

05/04/2026

Most landlords wait too long to review their mortgage…

But in many cases, you can review 3–6 months earlier.

That can give you more options and avoid rushed decisions.

Comment REVIEW and I’ll send you a simple landlord checklist.



Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Pure Mortgage & Protection is a trading style of Tracey Dixon, Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

Most landlords make at least one of these mistakes.The biggest one is usually leaving it too late.In many cases, you can...
03/04/2026

Most landlords make at least one of these mistakes.

The biggest one is usually leaving it too late.

In many cases, you can review your mortgage 3–6 months before your deal ends, but this often gets missed.

That can reduce your options and create unnecessary pressure.

If you’d like a simple checklist to help you stay on track, comment REVIEW and I’ll send it over.

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Pure Mortgage & Protection is a trading style of Tracey Dixon, Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

Most landlords make at least one of these refinancing mistakes.One of the biggest is simply leaving it too late.In many ...
01/04/2026

Most landlords make at least one of these refinancing mistakes.

One of the biggest is simply leaving it too late.

In many cases, you can review your mortgage 3–6 months before your current deal ends, which can help give you more options and avoid last-minute pressure.

If you’d like a simple checklist to review your position, comment REVIEW and I’ll send it over.

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Pure Mortgage & Protection is a trading style of Tracey Dixon, Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

Most landlords are overpaying on their mortgage… and don’t even know it.A lot of landlords wait until their deal ends be...
30/03/2026

Most landlords are overpaying on their mortgage… and don’t even know it.

A lot of landlords wait until their deal ends before reviewing their options.

But reviewing earlier (around 3–6 months before) can open up more flexibility and help avoid rushed decisions.

If your rental income has increased, your property value has changed, or your plans have evolved, it’s worth reviewing sooner rather than later.

If you’d like a simple landlord mortgage checklist, comment REVIEW and I’ll send it over.

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Pure Mortgage & Protection is a trading style of Tracey Dixon, Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

29/03/2026

Many landlords wait until their mortgage deal ends before reviewing their options.

But in many cases, it’s possible to review your mortgage 3–6 months in advance.

This can help provide more flexibility and avoid rushed decisions.

Comment REVIEW if you'd like the landlord refinance checklist.



Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Pure Mortgage & Protection is a trading style of Tracey Dixon, Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

Before refinancing a rental property it can help to review a few key things:• current property value• rental income• EPC...
27/03/2026

Before refinancing a rental property it can help to review a few key things:

• current property value
• rental income
• EPC rating
• upcoming mortgage expiry dates

A simple review early on can help landlords understand their options before their current deal ends.

Comment CHECKLIST if you'd like the landlord refinance checklist.



Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Pure Mortgage & Protection is a trading style of Tracey Dixon, Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

Most landlords make at least one of these refinancing mistakes.When reviewing a Buy-to-Let mortgage, lenders look at far...
25/03/2026

Most landlords make at least one of these refinancing mistakes.

When reviewing a Buy-to-Let mortgage, lenders look at far more than just the interest rate. Rental stress tests, property value and overall portfolio exposure can all affect available options.

Planning ahead often provides more flexibility.

Comment PLAN if you'd like the landlord refinance checklist.



Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Pure Mortgage & Protection is a trading style of Tracey Dixon, Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

Address

International House, 10 Churchill Way
Cardiff
CF102HE

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+447581294335

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