SO Finance

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SO Finance We specialise in providing access to a broad range of financial
products and services. We provide a free no-obligation advice service to assess client
options.

Business Loans & Working Capital Solutions
Factoring, Invoice Finance & Cash Flow Services
Asset Finance, Leasing & HP
Commercial & Business Mortgages
Property Development & Refurbishment Finance
Buy-to-Let, HMO & Investor Mortgages
Bridging Loans Even in cases of poor credit, or
sometimes unusual or challenging circumstances, we can still
find the right solution for our clients. With access to over 250
lenders, we are truly whole of market, which ensures we can
source the best possible terms for customers. We understand our customers’ needs and have an appreciation
for the challenges faced by SMEs in today’s market. We provide a
consistently high level of service and our team are very
experienced and knowledgeable across a broad range of
financial product. We tailor our solutions to meet our clients’
needs and consistently deliver great results. We then speak to the appropriate lenders before
feeding back our recommendations. In addition, there are no
fees to pay until an agreement is in place.

09/12/2025

🎄 What Could YOU Do With a £2,100 Tax-Free Pay Rise… Just Before Christmas? 🎄

I’ve just helped someone save over £2,100 a year by switching their energy, broadband and mobile.
They even upgraded from a 1GB SIM to 10GB, while dropping their monthly payments from £360 to £190.

At this time of year, a saving like that makes a huge difference.
There are people everywhere who could benefit — they just need someone to show them how.

👉 Do you know someone in your family I could help?
📩 Inbox me for details.

📣 Ready to Grow Your Property Portfolio?If you own an unencumbered residential investment property, you’re sitting on a ...
08/08/2025

📣 Ready to Grow Your Property Portfolio?

If you own an unencumbered residential investment property, you’re sitting on a powerful opportunity. 🚀

Unlock capital and expand your investments with fast, flexible finance tailored for savvy property owners like you.

💷 Loan Size: £50k – £1.5M
🏡 LTV: Up to 70% of Open Market Value
📆 Terms: 1 – 12 months
🔁 Fees:
✔️ 2% Arrangement Fee
✔️ No ERCs
✔️ Exit Fee – Negotiable
💡 1st & 2nd Charge Options Available

📞 Call now for current rates and to discuss your options.
Let your property work for you.

Great day out celebrating the 25th year after Wales defeating England at Wembley!
04/10/2024

Great day out celebrating the 25th year after Wales defeating England at Wembley!

Good day at the office. One business loan at a time 💼 🚀 Helping our client secure a crucial contact!
10/09/2024

Good day at the office. One business loan at a time 💼 🚀 Helping our client secure a crucial contact!

Excited to announce we will be an exhibitor at The South Wales Business Expo on the 14th of November 2024. ...
14/08/2024

Excited to announce we will be an exhibitor at The South Wales Business Expo on the 14th of November 2024.

Excellent day playing golf with the team for a great cause.
25/07/2024

Excellent day playing golf with the team for a great cause.

🍾 Thanks Neil and Zokit for the silver award for SO Finance. Great to be recognised for networking
12/07/2024

🍾 Thanks Neil and Zokit for the silver award for SO Finance. Great to be recognised for networking

Thanks Craig for the kind review, more than happy to help the growth of your excellent business!
10/05/2024

Thanks Craig for the kind review, more than happy to help the growth of your excellent business!

★★★★★ "Gareth and josh are brilliant I can't recommend them enough! They helped me get two business mortgages in 12 months and were hands on throughout the process"

Address

Ocean Way
Cardiff
CF245HF

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