Joefizz Asset Finance Ltd

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Joefizz Asset Finance Ltd Guru Business Funder - I help businesses get the funding they deserve. Asset finance/loans/factoring

My BNI chapter meeting this morning where I'm asking for an introduction to Tom Kerridge, 2 x Michelin star chef in Marl...
09/10/2026

My BNI chapter meeting this morning where I'm asking for an introduction to Tom Kerridge, 2 x Michelin star chef in Marlow.

We pass around Β£3.6m in a year, so if you'd like to come along and see what all the jazz is about and listen to me waffle, let me know?

Thanks to Tom Castle for a great photo.

Have a great weekend.

28/09/2026

September Finance Update

πŸ’° Money MondayYour turnover might be growing… but is your cashflow keeping up?One of the biggest challenges for growing ...
21/09/2026

πŸ’° Money Monday

Your turnover might be growing… but is your cashflow keeping up?
One of the biggest challenges for growing businesses is having enough cash available at the right time.

You might have:
βœ” More orders coming in
βœ” Bigger contracts
βœ” New customers
βœ” More work than ever

… but if you're waiting weeks and weeks to get paid, your cash can still feel tight. That’s where the right finance solution could help you bridge the gap, protect your cashflow and keep your business moving forward in the right direction.

πŸ’‘ Growth is great. Cashflow makes it possible.

If cashflow is becoming a headache, let's have a chat?

New ideas funding your potential. πŸš€

πŸ’° Money Monday**Is your cash working hard enough for your business?**When you need new equipment, vehicles or technology...
07/09/2026

πŸ’° Money Monday

**Is your cash working hard enough for your business?**

When you need new equipment, vehicles or technology, it can be tempting to simply pay for it from the money sitting in your bank account.

But before you do, ask yourself:

**"Could that cash be better used elsewhere?"**

Keeping money in your business could give you the flexibility to:

βœ” Cover unexpected costs
βœ” Take advantage of new opportunities
βœ” Manage quieter trading periods
βœ” Invest in growth
βœ” Keep your cashflow healthier

**Paying cash isn't always the cheapest option if it leaves your business short of working capital.**

Sometimes, the smarter move is to spread the cost and keep your cash available.

πŸ’¬ **Thinking about investing in your business? Let's have a chat.**

New ideas funding your potential. πŸš€

πŸ’‘ Thursday Re-finance Explained.What is Asset Refinance?You might already own valuable business assets: machinery, vehic...
03/09/2026

πŸ’‘ Thursday Re-finance Explained.

What is Asset Refinance?

You might already own valuable business assets: machinery, vehicles or equipment, but have you considered whether they could help release cash back into your business?

Asset refinance allows you to use an existing asset as security for finance, potentially releasing some of the capital tied up in it.

That could mean:
βœ” Cash back into the business
βœ” Funds for working capital
βœ” Money to invest in growth
βœ” No need to sell the asset you rely on

It's essentially about making your existing assets work harder for your business. I'm good at matching your circumstances, the asset and the lender's criteria.

Got an asset sitting on your balance sheet that could be working harder for you?

Give me a call.

New ideas funding your potential.

πŸš€ Friday Business BoostYour business doesn't grow by standing still.Sometimes growth means:βœ” Investing in new equipmentβœ”...
28/08/2026

πŸš€ Friday Business Boost

Your business doesn't grow by standing still.

Sometimes growth means:
βœ” Investing in new equipment
βœ” Taking on another member of staff
βœ” Replacing something that's holding you back
βœ” Saying yes to a bigger opportunity
βœ” Having the confidence to make the next move

That means planning ahead rather than waiting for problems to arrive.

The right finance can help you make that move while keeping your cashflow safe & working for you.

So, what's the next big move for your business?

Have a great weekend β€” and if finance is part of the plan, give me a call.

07789 992233
New ideas funding your potential.

Finance Myth Monday πŸ’‘MYTH:"You only need business finance when you're short of money."THE REALITY:Massively wrong there....
17/08/2026

Finance Myth Monday πŸ’‘

MYTH:
"You only need business finance when you're short of money."

THE REALITY:

Massively wrong there. Some of the strongest businesses use finance when things are going well.

Why?

Because getting lots of cash into the business can give you the flexibility to:
βœ” Take on new opportunities
βœ” Invest in better equipment
βœ” Grow your team
βœ” Take on larger contracts
βœ” Keep a healthy cash buffer

Using finance isn't necessarily about plugging a hole.
Sometimes it's about giving your business the fuel to massively grow. πŸš€

πŸ“ž Let's have a conversation.

Just reflecting on my meeting this morning at BNI Boomerang in Cardiff.Met loads of new people, connected with some oldi...
23/07/2026

Just reflecting on my meeting this morning at BNI Boomerang in Cardiff.

Met loads of new people, connected with some oldies too, which is always good.

Lots of referrals exchchanged. Excellent energy, thanks all.

Tuesday's Finance Myth:Myth."My bank is my only business funding option."Reality.Many businesses secure better funding t...
21/07/2026

Tuesday's Finance Myth:

Myth.
"My bank is my only business funding option."

Reality.
Many businesses secure better funding through secondary lenders with much less paperwork and quicker decisions too.

Drop me a line for a chat...

[email protected]

17/07/2026

July Finance Update: World Cup shenanigans

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Cardiff

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