Mina Kiaroodi - Mortgage Adviser, Home Group Financial

Mina Kiaroodi - Mortgage Adviser, Home Group Financial Mina is a qualified Mortgage & Protection Adviser and Partner at Home Group Financial. Approved by The Openwork Partnership on 19/11/2025

Cardiff-based, she holds a CeMAP from the London Institute of Banking & Finance and supports clients across the UK.

08/06/2026
Spring into action with your next move! ๐Ÿก๐Ÿ๏ธSpring is prime time for moving! Are you mortgage ready? Avoid delays and ens...
26/05/2026

Spring into action with your next move! ๐Ÿก๐Ÿ๏ธ

Spring is prime time for moving! Are you mortgage ready? Avoid delays and ensure your offer is taken seriously ๐Ÿ˜Š

Lovely to get this review this morning...2 first time buyers who got the keys to their home yesterday! ๐Ÿก ๐Ÿ  ๐Ÿ”‘ Its things ...
01/04/2026

Lovely to get this review this morning...2 first time buyers who got the keys to their home yesterday! ๐Ÿก ๐Ÿ  ๐Ÿ”‘

Its things like this that make my job as a mortgage adviser so worthwhile!

๐Ÿ“ง [email protected]
โ˜Ž๏ธ 02922 520973
๐Ÿ“ฑ 07540 300367

04/03/2026

Beautiful day here in South Wales โ˜€๏ธ

A quick visit to Rhondda Heritage Park (even if I did mean to head to the Heritage Park Hotel first! ๐Ÿ˜…)โ€ฆ but sometimes the best plans lead to exciting new opportunities. Some fantastic partnerships on the horizon ๐Ÿ‘€

Busy one today too โ€” helping clients navigate the home buying journey and getting those moves underway. Absolutely love being part of the process and seeing it all come together ๐Ÿกโœจ

25/02/2026

๐˜๐Ž๐”๐‘ ๐‡๐Ž๐Œ๐„ ๐Ž๐‘ ๐๐‘๐Ž๐๐„๐‘๐“๐˜ ๐Œ๐€๐˜ ๐๐„ ๐‘๐„๐๐Ž๐’๐’๐„๐’๐’๐„๐ƒ ๐ˆ๐… ๐˜๐Ž๐” ๐ƒ๐Ž ๐๐Ž๐“ ๐Š๐„๐„๐ ๐”๐ ๐‘๐„๐๐€๐˜๐Œ๐„๐๐“๐’ ๐Ž๐ ๐˜๐Ž๐”๐‘ ๐Œ๐Ž๐‘๐“๐†๐€๐†๐„

JUST RELEASED: Wales House Price Update ๐Ÿ“Š

The latest Accredited Official Statistics from the UK House Price Index (Wales โ€“ December 2025), published 18 February 2026, show prices across Wales have risen by 5% year-on-year.

Hereโ€™s whatโ€™s happening ๐Ÿ‘‡


๐Ÿ”น Detached homes up 3.1%

๐Ÿ”น Semi-detached up 6.2%

๐Ÿ”น Terraced up 5.9%

๐Ÿ”น Flats up 3.2%


๐Ÿ“ Most expensive area: Monmouthshire โ€“ ยฃ336,000 average

๐Ÿ“ Most affordable: Blaenau Gwent โ€“ ยฃ142,000 average

With prices rising and lenders constantly adjusting rates and criteria, the market is moving.

Whether you're:


โœจ A first-time buyer wondering if now is your moment

๐Ÿ”„ Looking to move home in 2026

๐Ÿ’ฐ Or due a remortgage and want to avoid rolling onto a higher rate

Now is the time to review your options.


๐Ÿ“ฉ Message me for a relaxed, no-obligation chat about whatโ€™s possible for you.

Donโ€™t wait for the market to move without you.


Home Group Financial Ltd is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved By The Openwork Partnership on 25/02/2026



24/02/2026

FINALLY some sunshine โ˜€๏ธ

A quick walk around Treforest โ€“ just 12 miles from Cardiff and home to the University of South Wales ๐ŸŽ“

Great investment potential, lovely family homes, and all the local amenities you need, with Pontypriddโ€™s park, Lido and town centre just minutes away ๐ŸŒณ

Last week was non-stop โ€“ remortgages for portfolio landlords, helping clients rent out to move up, developers getting started, and families boosting applications.

Back to another busy week ๐Ÿ’ผโœจ

Mina Kiaroodi | Mortgage Adviser

๐˜๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž ๐จ๐ซ ๐ฉ๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ ๐ฆ๐š๐ฒ ๐›๐ž ๐ซ๐ž๐ฉ๐จ๐ฌ๐ฌ๐ž๐ฌ๐ฌ๐ž๐ ๐ข๐Ÿ ๐ฒ๐จ๐ฎ ๐๐จ ๐ง๐จ๐ญ ๐ค๐ž๐ž๐ฉ ๐ฎ๐ฉ ๐ซ๐ž๐ฉ๐š๐ฒ๐ฆ๐ž๐ง๐ญ๐ฌ ๐จ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž.   ๐Œ๐จ๐ฌ๐ญ ๐›๐ฎ๐ฒ ๐ญ๐จ ๐ฅ๐ž๐ญ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ ...
19/02/2026

๐˜๐จ๐ฎ๐ซ ๐ก๐จ๐ฆ๐ž ๐จ๐ซ ๐ฉ๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ ๐ฆ๐š๐ฒ ๐›๐ž ๐ซ๐ž๐ฉ๐จ๐ฌ๐ฌ๐ž๐ฌ๐ฌ๐ž๐ ๐ข๐Ÿ ๐ฒ๐จ๐ฎ ๐๐จ ๐ง๐จ๐ญ ๐ค๐ž๐ž๐ฉ ๐ฎ๐ฉ ๐ซ๐ž๐ฉ๐š๐ฒ๐ฆ๐ž๐ง๐ญ๐ฌ ๐จ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž.

๐Œ๐จ๐ฌ๐ญ ๐›๐ฎ๐ฒ ๐ญ๐จ ๐ฅ๐ž๐ญ ๐ฆ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž๐ฌ ๐š๐ซ๐ž ๐ง๐จ๐ญ ๐ซ๐ž๐ ๐ฎ๐ฅ๐š๐ญ๐ž๐ ๐›๐ฒ ๐ญ๐ก๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ข๐š๐ฅ ๐‚๐จ๐ง๐๐ฎ๐œ๐ญ ๐€๐ฎ๐ญ๐ก๐จ๐ซ๐ข๐ญ๐ฒ.

๐Ÿ˜ Investing in property locally? Letโ€™s structure it properly.

With strong demand for student lets and professional house shares in the South Wales area, many investors are expanding into:

โ€ข Houses of Multiple Occupancy (HMOโ€™s)
โ€ข Buy-to-Let
โ€ข Multi- Unit Freehold Blocks (MUFBโ€™s)
โ€ข Portfolio Landlord structures
โ€ข Limited Company purchases
โ€ข Remortgaging existing portfolios

If you're considering a new purchase or reviewing your current lending, I can help assess your options and structure finance to support your investment plans.

๐Ÿ“ฉMessage me directly, or give me a call on 07540 300367 to arrange a conversation.

Home Group Financial Ltd is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved By The Openwork Partnership on 19/02/2026

Are you self-employed and feeling overwhelmed by the mortgage process? Youโ€™re not alone! As mortgage advice experts, we ...
16/02/2026

Are you self-employed and feeling overwhelmed by the mortgage process? Youโ€™re not alone! As mortgage advice experts, we can help you navigate the mortgage market. ๐Ÿก

Talk to us to find out more and call us on 07540 300367 or email us at [email protected]

Approved by The Openwork Partnership on 09/05/2025.

Address

7 Nicholson Webb Close
Cardiff
CF52RL

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