Ngage Finance

Ngage Finance Ngage Finance are independent mortgage brokers, who provide you with a complete short term & long te

19/01/2026

🔨 PROPERTY DEVELOPMENT FINANCE | ENGLAND & WALES
Looking for higher leverage development funding?

At NGage Finance and NGage Private Finance, we arrange flexible senior development finance for experienced residential developers across England & Wales.

🔑 Key Funding Highlights:
✔ Loan sizes from £1m – £20m
✔ Up to 70% of Gross Development Value (GDV)
✔ Up to 90% of total project costs
✔ Day-one funding available
✔ Competitive rates
✔ Fixed or variable options

✅ Suitable for:
• Residential development schemes (5+ units)
• Experienced developers with a proven track record
• Land acquisition & construction funding
📍 England & Wales
⚡ Fast decisions | Relationship-led approach

📩 Message us directly or visit our website to discuss your scheme.

09/01/2026

🏡 REFURB → REFUND → RESULTS 🏡

North West London | Complex Case | Delivered

Another strong outcome delivered by one of our refurbishment lenders, available via NGage Finance & NGage Private Finance

The scenario 👇
The client was purchasing a substantial property in North West London:
✔️ Previously operated as a 9-bed HMO
✔️ Client wanted a large family home – not rental income
✔️ Tight timelines & planning required
Solution 💡
🔹 Bridged the purchase to secure the property
🔹 Allowed time to obtain planning for change of use
🔹 Refinance onto our refurbishment product once planning was in
🔹 75% net day one
🔹 100% of £500k build costs funded
The deal 🔑
💷 Purchase Price: £1,000,000
🔨 Works: £490,000
📆 Term: 15 months
📉 Rate: 0.80% pm → reduced to 0.78% pm
💼 Lender Fee: 2%

If you or your clients are already active in refurb projects or looking to step into the refurb space and you need avenues, we should be talking.

📩 Drop us a message or let’s catch up soon.

08/01/2026

🎉 Welcome to 2026 – Let’s Get More Deals Over the Line 🚀

New year. New opportunities.
Still got cases stuck in the “computer says no” pile?
Let’s change that.

At NGage Finance and NGage Private Finance, we specialise in placing the cases that don’t fit a tick-box model — delivering fast, flexible funding solutions when others hesitate.

✅ What We Can Help With
🏠 Buy-to-Let
HMOs | Student Lets | Social Housing
🏢 Commercial Property
Care Homes | Restaurants | Office Blocks | Farms | Mixed Use
🌍 Land
With or without planning

💡 Funding Solutions
• Bridging
• Development Finance
• Long-Term Commercial
• Homeowner & Business Loans
👉 Purchases | Refinances | Capital Raising | Refurbishments | Share Purchases

💪 Why Brokers & Clients Work With Us
⚡ Fast, common-sense decisions
🌍 All client types considered — Ltd Cos, Expats, Non-UK Nationals, Pension Funds
💳 Adverse credit? Let’s talk
✈️Expats or Non-UK Nationals

With 20+ years’ industry experience, we know exactly how to structure cases, how to present them, and what decision-makers want to see — so deals actually complete.
No drama. No delays. Just solutions. 👊

🚀 Let’s make 2026 your strongest year yet.
If you’ve got a case you’re stuck on — or need fast, realistic terms — drop us a message or email [email protected] and we’ll take a look.

Here’s to more approvals, smoother completions, and fewer headaches 🥂

07/01/2026

🚀 We’re Hiring – Self-Employed Mortgage Brokers (3 Roles)

NGage Finance are expanding and we’re looking for 3 self-employed mortgage brokers ready to grow into the specialist finance space.

✔️ Minimum CeMAP
✔️ Mortgage industry background required
✔️ Experience in BTL, Commercial or Bridging ideal (not essential)
✔️ Leads available + expectation to generate your own business
✔️ Competitive commission structure

Perfect for brokers looking to add specialist lending strings to their bow while maintaining autonomy and strong earning potential.

📩 Interested? Message me directly for a confidential chat.

06/01/2026

🎉 Happy New Year from Ngage Finance🎉

As we head into 2026, we’re looking forward to helping even more clients fund their ambitions with speed, certainty and confidence.
We’re working closely with one of our trusted funding partners who understands that fast decisions matter. When applications are submitted through our portal, you can expect a credit decision within as little as two working days.
👇 Here’s a quick snapshot of the typical criteria and information required:

✔️ Initial Criteria
▪️ Limited company & LLP owner-occupiers
▪️ UK-based businesses (England, Scotland or Wales)
▪️ Minimum 2 years’ trading
▪️ Turnover from £100,000+
▪️ No active CCJs over £1,500
▪️ More than one key employee
📄 Information Required
▪️ Last 2 years’ filed accounts (most recent within 15 months)
▪️ Last 3 months’ business bank statements
▪️ Details of existing borrowing
▪️ Purpose of funds
▪️ Management information (where available)
💡 Key Benefits for You & Your Clients
✔️ Fixed interest rates
✔️ Flexible fee structures (discounts available)
✔️ Long-term funding with certainty and affordability
✔️ No penalties for overpayments or early repayment*
✔️ Interest calculated daily
✔️ Potential for additional borrowing after 6 months (subject to conduct)
If you have clients looking for reliable business funding in 2026, we’d love to help.
📩 Get in touch with NGage Finance / NGage Private Finance today to discuss your next case.

0800 8044645 or [email protected]

Enjoying the new work wear 👀 call ☎️ 0800 8044645 for any finance needs, bridging, mortgages, btls, development, hmo, h...
29/04/2025

Enjoying the new work wear 👀 call ☎️ 0800 8044645 for any finance needs, bridging, mortgages, btls, development, hmo, holiday let’s, business loans the list is endless.

🏡 Dreaming of your ideal home but stuck in a property chain? Don't let a lengthy chain dash your hopes! A bridging loan ...
26/10/2024

🏡 Dreaming of your ideal home but stuck in a property chain?

Don't let a lengthy chain dash your hopes! A bridging loan could be your ticket to securing that dream property without the stress.

These short-term loans can help you break free from the chain, giving you the flexibility to move quickly and confidently. 🙌🏼

By reducing the number of dependent transactions, you'll minimise the risk of losing out on your desired home. Plus, you'll enjoy a smoother, less stressful moving experience. 📦

Get in touch with us today for expert advice tailored to your unique situation.

Call us ☎️ 0800 8044645
Email Us 📧 [email protected]
Visit our website: https://i.mtr.cool/fiwobamrnt

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED AGAINST IT. Ngage Finance Ltd is authorised and regulated by the Financial Conduct Authority under FRN 948419.

Did you know? 1 in 3 people discover errors on their credit reports! 😲Planning to buy a home or remortgage soon? It's cr...
23/10/2024

Did you know? 1 in 3 people discover errors on their credit reports! 😲

Planning to buy a home or remortgage soon? It's crucial to review your credit report regularly.

Frequent checks help you:
• Spot and query any inaccuracies
• Prepare for the mortgage application process
• Understand your financial standing

Don't let mistakes impact your mortgage options. Stay on top of your credit report and give yourself the best chance of securing your dream home. 🏠

Call us ☎️ 0800 8044645
Email Us 📧 [email protected]
Visit our website: https://i.mtr.cool/siyunwkehz

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED AGAINST IT. Ngage Finance Ltd is authorised and regulated by the Financial Conduct Authority under FRN 948419.



https://i.mtr.cool/gkxcvfzmxa

🏢 Wondering if bridging finance can help you secure that commercial property? Commercial bridging loans are designed for...
21/10/2024

🏢 Wondering if bridging finance can help you secure that commercial property?

Commercial bridging loans are designed for purchasing or developing sites for business use, including shops, offices, restaurants, warehouses, and more.

For mixed-use developments, semi-commercial bridging loans are available.

These short-term loans offer quick arrangement, flexible repayment options, and often no early repayment charges. They're secured against assets and can bridge funding gaps between buying and selling/refinancing.

🔑 Key features:
• 1-24 month terms
• Arrangement in as little as a few days
• Various interest payment options

Need help with commercial property financing? Get in touch for expert advice! 📱

Call us ☎️ 0800 8044645
Email Us 📧 [email protected]
Visit our website: https://i.mtr.cool/mkycueajwz

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED AGAINST IT. Ngage Finance Ltd is authorised and regulated by the Financial Conduct Authority under FRN 948419.

Looking to buy, refurbish, rent?We can help 🙌🏼Ever heard of BRRR? It stands for Buy, Refurbish, Refinance, Rent. This cl...
19/10/2024

Looking to buy, refurbish, rent?

We can help 🙌🏼

Ever heard of BRRR? It stands for Buy, Refurbish, Refinance, Rent. This clever approach allows investors to maximise the property portfolios using bridging finance.

Here's how it works:
1️⃣ Buy a property below market value
2️⃣ Refurbish to increase its worth
3️⃣ Refinance to release equity
4️⃣ Rent it out for steady income

Curious about BRRR? Let's chat about how this strategy could work for you. Contact us today for expert advice on property investment options. 📱

Call us ☎️ 0800 8044645
Email Us 📧 [email protected]
Visit our website: https://i.mtr.cool/wcyrpiuqig

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED AGAINST IT. Ngage Finance Ltd is authorised and regulated by the Financial Conduct Authority under FRN 948419.

Average rental yields in England and Wales have hit 7.2%. This presents an opportunity for property investors to reasses...
16/10/2024

Average rental yields in England and Wales have hit 7.2%. This presents an opportunity for property investors to reassess their portfolios.

With the autumn budget on the horizon, now's the ideal time to review your buy-to-let strategy. Are you maximising your returns? Could your properties be working harder for you? 🏠

Don't miss out on potential gains. A thorough portfolio evaluation could uncover hidden opportunities and help you make informed decisions for the future.

Let's chat about your property portfolio and explore ways to boost your rental yields. 💬

Call us ☎️ 0800 8044645
Email Us 📧 [email protected]
Visit our website: https://i.mtr.cool/exvdzheaxs

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED AGAINST IT. Ngage Finance Ltd is authorised and regulated by the Financial Conduct Authority under FRN 948419.



https://i.mtr.cool/nucadxpygz

Ever been told "no" by a bank for a mortgage? 🚫Don't let that discourage you! Your "no" today might be your "yes" tomorr...
14/10/2024

Ever been told "no" by a bank for a mortgage? 🚫

Don't let that discourage you! Your "no" today might be your "yes" tomorrow.

Banks have limited options, but mortgage brokers have access to a wider range of lenders, including specialist ones. 😯

We can explore alternatives that banks might not consider, increasing your chances of approval. 📈

Remember, circumstances change, and so do lending criteria. What wasn't possible before might be achievable now.

Don't give up on your homeownership dreams. Let's chat about your options and find a solution that works for you. 💬

Call us ☎️ 0800 8044645
Email Us 📧 [email protected]
Visit our website: https://i.mtr.cool/wmcptpetwk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED AGAINST IT. Ngage Finance Ltd is authorised and regulated by the Financial Conduct Authority under FRN 948419.

Address

Cardiff

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5pm

Telephone

+448008044645

Website

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