Thrive Finance

Thrive Finance Thrive Finance is a financial services practice based in Cambridge.

We're here to help individuals and families from all walks of life prepare for the future and feel secure, with guidance that makes their money work harder.

What happens if you die without a Will in the UK?If you die without a Will, the rules of intestacy determine who inherit...
02/09/2026

What happens if you die without a Will in the UK?

If you die without a Will, the rules of intestacy determine who inherits your estate. For unmarried couples, stepfamilies and cohabiting partners, the outcome may not be what you expected.

This article explains the risks of dying without a Will:
https://partnership.sjp.co.uk/article/detail/sjpp/where-theres-a-will-theres-a-say.html

Will writing involves the referral to a service which is separate and distinct to those offered by St. James's Place. Wills are not regulated by the Financial Conduct Authority.

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 17/08/2026

St. James's Place

As retirement gets closer, views on risk often begin to change.The shift from saving to taking an income can raise impor...
27/08/2026

As retirement gets closer, views on risk often begin to change.

The shift from saving to taking an income can raise important questions about how investments are structured, particularly in periods of market volatility.

This article looks at how de risking works in practice, why it’s not about sudden changes, and how a balanced approach can support long term financial plans.

đź”— Read more: https://partnership.sjp.co.uk/article/detail/sjpp/approaching-retirement-what-is-the-right-time-to-de-risk.html

Thrive Finance an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 12/6/2026

St. James's Place

Financial confidence isn't about having all the answers. It's about knowing where to find support.Major life events can ...
25/08/2026

Financial confidence isn't about having all the answers. It's about knowing where to find support.

Major life events can leave you facing decisions about pensions, savings, investments and long-term planning at a time when you're already dealing with significant change.

That's why having the right support network matters.

Read more: https://partnership.sjp.co.uk/article/detail/sjpp/when-finances-change-overnight-inheritance-divorce-and-new-responsibilities.html

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 28/07/2026

St. James's Place

Are you a millennial? Have you protected your future?Don’t wait until something happens to get insurance.Learn why life ...
18/08/2026

Are you a millennial? Have you protected your future?

Don’t wait until something happens to get insurance.

Learn why life insurance, income protection and critical illness cover can help you safeguard your financial future: https://partnership.sjp.co.uk/article/detail/sjpp/are-millennials-failing-to-protect-their-future.html

Please note that these plans do not have a cash-in value and will stop if payments to them cease.

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 28/07/2026

St. James's Place

From April 2027, a 22% charge will apply to interest earned on cash held in non‑cash ISAs, while a new first‑time buyer ...
11/08/2026

From April 2027, a 22% charge will apply to interest earned on cash held in non‑cash ISAs, while a new first‑time buyer ISA is set to replace the Lifetime ISA.

This article outlines the proposed changes and highlights the key points to be aware of as the new rules take shape: https://partnership.sjp.co.uk/article/detail/sjpp/isa-changes-22-percent-charge-on-cash-in-investment-isas-plus-simpler-first-time-buyer-isa.html

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 03/07/2026

St. James's Place

The latest issue of The Investor magazine is here, this time focusing on women and wealth.Whether you're building wealth...
06/08/2026

The latest issue of The Investor magazine is here, this time focusing on women and wealth.

Whether you're building wealth through your career, growing a business, planning for retirement or preparing to manage inherited wealth, understanding the landscape is essential.

Read more here:

đź”— https://www.sjp.co.uk/individuals/news/women-and-wealth-a-growing-frontier

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 22/07/2026

St. James's Place

Managing finances after a loss can feel like a lot to cope with.It’s important to take your time and seek support when y...
30/07/2026

Managing finances after a loss can feel like a lot to cope with.

It’s important to take your time and seek support when you feel ready.

This article explains some of the key steps involved and aims to provide a clear and
simple guide during a difficult period: https://www.sjp.co.uk/individuals/news/managing-finances-in-bereavement

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 03/07/2026

St. James's Place

Address

44 Chesterton Road
Cambridge
CB41EN

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441223380410

Website

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