Thrive Finance

04/06/2026

Many UK savers are interested in investing but hesitate to take the next step.

This article explores why investment confidence remains a challenge, and how open conversations and normalising investing could encourage more people to get involved over time.

🔗 Read more: https://partnership.sjp.co.uk/article/detail/sjpp/strong-uk-savings-culture-but-persistent-investment-gap.html

The value of your investment can go down as well as up. You could get back less than you invested.

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 5/5/2026

St. James's Place

Strong UK savings culture – but persistent investment gap

02/06/2026

Fixed or tracker? Many people are revisiting this question for their mortgages.

With the Bank of England holding rates for now — but future increases expected — it’s important to understand how different mortgage types work.

🏡 Explore the differences and what to consider when reviewing mortgage options:
https://partnership.sjp.co.uk/article/detail/sjpp/fixed-rate-or-tracker-choosing-the-right-mortgage-in-uncertain-times.html

Your home may be repossessed if you do not keep up repayments on your mortgage.

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 13/5/2026

St. James's Place

28/05/2026

The start of a new tax year is a useful moment to take stock.

With tax thresholds frozen and living costs still elevated, making the most of available allowances has become increasingly important.

This article explores how priorities can change at different life stages and why regular reviews — whether early in a career or approaching retirement — can help financial plans stay aligned with long term goals.

🔗 Read more: https://partnership.sjp.co.uk/article/detail/sjpp/new-tax-year-maximising-opportunities-at-every-life-stage.html

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 1/5/2026

St. James's Place

26/05/2026

The US economy isn’t affecting everyone equally.

While some households have remained resilient, others have been more exposed to inflation and slowing wage growth — widening the gap between rich and poor.

This article takes a closer look at the so‑called “K‑shaped” economy in the US and explores why these trends matter: https://partnership.sjp.co.uk/article/detail/sjpp/the-special-k-shaped-economy.html

St. James's Place

21/05/2026

🗞️ With newspapers talking about stagflation, it’s natural to worry, especially with the 1970s being an obvious lesson from history.

However, the world today is a very different place to then, and central bankers now have a much better idea of what to do in such a scenario.

So, what might stagflation mean for investors? Read here to find out: https://partnership.sjp.co.uk/article/detail/sjpp/what-might-stagflation-mean-for-you.html

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 30/4/2026

St. James's Place

19/05/2026

What is an ISA?

An ISA, (Individual Savings Account) is one of the most popular and tax-efficient ways for UK residents to invest and save for the future.

Investments in an ISA are free of income tax and capital gains tax for the duration of the investment.

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved: 30/1/2026

St. James's Place

14/05/2026

The Renters’ Rights Act has introduced important new rules for landlords in England.

From May 2026, no‑fault evictions are no longer permitted, rent increases are more tightly regulated, and landlords must provide tenants with specific government information.

This article provides a clear overview of the changes and what landlords may want to check as part of staying compliant: https://partnership.sjp.co.uk/article/detail/sjpp/renters-rights-act-what-landlords-need-to-know.html

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 6/5/2026

St. James's Place

12/05/2026

We all like to think we’d spot a scam, but pension scammers are getting smarter every day.

They often sound professional, offer impressive returns, and create a sense of urgency.

Learn how to recognise the warning signs and keep your financial future safe:
https://partnership.sjp.co.uk/article/detail/sjpp/are-you-being-pension-scammed.html

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 13/11/2025

07/05/2026

🏠 Buy-to-let is not the easy win as it once was. Rising rents, tougher tax rules, higher costs - and now big tenancy law changes - are reshaping the way landlords operate.

Here's what today's buy-to-let portfolio owners are facing: https://partnership.sjp.co.uk/article/detail/sjpp/buy-to-let-are-the-tax-benefits-still-worth-it.html

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 25/2/2026

St. James's Place

05/05/2026

With a new tax year underway, get ahead of the game by taking note of how recent tax changes could affect your finances this year.

📋 Read this handy summary: https://partnership.sjp.co.uk/article/detail/sjpp/new-tax-year-round-up-of-rate-and-allowance-changes.html

Taxation rules can change at any time and are dependent on individual circumstances.

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 17/4/2026

St. James's Place