Thrive Finance

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Thrive Finance Thrive Finance is a financial services practice based in Cambridge.

We're here to help individuals and families from all walks of life prepare for the future and feel secure, with guidance that makes their money work harder.

With the Budget fast approaching, there’s no shortage of speculation about what could be announced, from potential chang...
15/10/2026

With the Budget fast approaching, there’s no shortage of speculation about what could be announced, from potential changes to pensions through to support for first-time buyers.

Explore some of the proposals currently making the news and why staying focused on your long-term financial goals is often the most effective approach.

πŸ”— https://partnership.sjp.co.uk/article/detail/sjpp/autumn-budget-2026-with-a-month-to-go-what-lies-ahead
Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 06/10/2026

St. James's Place

First-time buyer? 🏑A new scheme has been announced by Prime Minister Andy Burnham that could help more people get onto t...
13/10/2026

First-time buyer? 🏑

A new scheme has been announced by Prime Minister Andy Burnham that could help
more people get onto the property ladder and purchase their own home. Learn more
about what’s been announced and how it might impact you.

https://partnership.sjp.co.uk/article/detail/sjpp/boost-for-first-time-buyers-to-get-on-the-property-ladder

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the
Financial Conduct Authority).

SJP Approved 02/10/2026

St. James's Place

Caring for a loved one can be one of the most rewarding things we do, but it can also take a toll on our own financial w...
08/10/2026

Caring for a loved one can be one of the most rewarding things we do, but it can also take a toll on our own financial wellbeing.

Explore how a financial plan can help you look after your own future while caring for those who matter most.

➑ https://partnership.sjp.co.uk/article/detail/sjpp/counting-the-cost-why-caring-shouldnt-mean-losing-yourself%20.html

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 21/09/2026

St. James's Place

Life doesn't always go to plan, and during periods of change it's important to understand the options available to you.I...
06/10/2026

Life doesn't always go to plan, and during periods of change it's important to understand the options available to you.

If you own a business, divorce can raise additional questions about ownership, control and long-term financial security. Taking advice early can help you make informed decisions and plan for the future.

πŸ”— Read more: https://partnership.sjp.co.uk/article/detail/sjpp/divorce-proof-your-business.html

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 22/09/2026

Could a capital gains tax bill catch you by surprise?With the annual CGT exemption now significantly lower than it was j...
01/10/2026

Could a capital gains tax bill catch you by surprise?

With the annual CGT exemption now significantly lower than it was just a few years ago, more people are finding themselves facing unexpected tax liabilities when selling or gifting assets.

Read on to learn more about:

βœ” Why surprise CGT bills are becoming more common
βœ” What to do if you get a bill unexpectedly
βœ” Simple steps to help avoid unexpected costs in future

πŸ”— https://partnership.sjp.co.uk/article/detail/sjpp/the-capital-gains-tax-surprises-that-catch-people-out.html

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 14/09/26

St. James's Place

Tax deadlines can creep up on even the most organised business owners.From self-assessment returns to Making Tax Digital...
29/09/2026

Tax deadlines can creep up on even the most organised business owners.

From self-assessment returns to Making Tax Digital registration, there are a number of important dates coming up.

This article provides a useful reminder of the key deadlines ahead and why planning early can help avoid unnecessary pressure later on.

πŸ”— https://partnership.sjp.co.uk/article/detail/sjpp/beating-the-deadlines-tax-dates-for-business-owners.html

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 03/09/2026

St. James's Place

Would you know if this was a scam?We want to make sure you know what to look out for when it comes to scams. Here's anot...
24/09/2026

Would you know if this was a scam?

We want to make sure you know what to look out for when it comes to scams. Here's another example of a scam you could be targeted with.

Be aware. Stay vigilant.

St. James's Place

The Bank of England has kept interest rates on hold at 3.75%, despite continued inflationary pressures and recent rate r...
21/09/2026

The Bank of England has kept interest rates on hold at 3.75%, despite continued inflationary pressures and recent rate rises in both the US and Europe.

With so much economic news competing for attention, it can be difficult to understand what these decisions might mean in practice.

This article provides some useful context around the Bank's latest decision and the factors shaping the outlook for interest rates and inflation.

πŸ”— Read more: https://partnership.sjp.co.uk/article/detail/sjpp/bank-of-england-keeps-rates-on-hold-as-peers-hike.html

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 17/09/202

Concerns about government borrowing, inflation and the global economic outlook have contributed to higher bond yields an...
17/09/2026

Concerns about government borrowing, inflation and the global economic outlook have contributed to higher bond yields and increased market attention.

This article explains what's driving these changes and why government bonds continue to play an important role in helping manage risk within portfolios: https://partnership.sjp.co.uk/article/detail/sjpp/why-bond-markets-suddenly-matter-again.html

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 04/09/2026

St. James's Place

For years, many people viewed their pension as more than just a retirement income source. With most unused pension asset...
15/09/2026

For years, many people viewed their pension as more than just a retirement income source.

With most unused pension assets set to become subject to inheritance tax from April 2027, that approach may need revisiting.

This article explores how the rule changes could affect retirement and estate planning decisions, and why many families may wish to review existing plans.

πŸ”— https://www.sjp.co.uk/individuals/news/the-new-retirement-dilemma-preserve-or-spend-your-pension?utm_source=linkedin&utm_medium=social

Thrive Finance is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 01/09/2026

St. James's Place

Address

44 Chesterton Road
Cambridge
CB41EN

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441223380410

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