SPD Financial

SPD Financial Creating financial resilience by supporting families & businesses with bespoke Mortgage & Protection packages☂️

Creating financial resilience by supporting individuals, families & businesses with bespoke protection packages.

03/06/2026

It’s a great question, but there’s no one size fits all answer.

What you should prioritise will always depend on your personal circumstances, your family situation, your assets, and your long-term goals. What’s right for one person may not be right for another.

That’s why getting tailored advice is so important. Estate planning and financial planning go hand in hand, and having the right guidance ensures nothing is overlooked and everything is structured in the best way for you.

If you’re unsure where to start, speaking to an expert can give you clarity, confidence, and a plan that truly works for your situation.

📲 [email protected]
🌐 www.spdfinancial.co.uk

Thinking about a mortgage? It’s not just about the rate, it’s about getting the right deal for you 🏡Working with a broke...
20/05/2026

Thinking about a mortgage? It’s not just about the rate, it’s about getting the right deal for you 🏡

Working with a broker like SPD Mortgage Solutions means you’re not limited to just one lender’s options. Instead, you get access to a wide range of products tailored to your situation.

Here’s why many people choose a broker over going direct to a high street bank:
➡️ Access to multiple lenders, not just one set of products
➡️ More choice, including deals you won’t always find on the high street
➡️ Expert guidance tailored to your circumstances which will result in saving you time and effort
➡️ Support through the full process, from application to completion
➡️ Help for more complex situations like self-employment or adverse credit

A bank can only offer their own deals. A broker works for you.

Ready to explore your options? Get in touch and let’s find the right mortgage for you 👇

📲 [email protected]
🌐 https://loom.ly/7QbTSy4

* Your home may be repossessed if you do not keep up repayments on your Mortgage

Family is at the heart of everything we do 💙This International Day of Families is a reminder that protecting the people ...
15/05/2026

Family is at the heart of everything we do 💙

This International Day of Families is a reminder that protecting the people who matter most isn’t just about today, it’s about giving them security for the future too.

At SPD Insure & Protect, we’re here to support you with:
➡️ Life insurance – provides a payout to your loved ones if you pass away
➡️ Family income benefit – pays a regular income to support your family
➡️ Critical illness cover – offers a lump sum if you’re diagnosed with a serious illness
➡️ Income protection – replaces lost income if you’re unable to work
➡️ Child critical illness cover – financial support if your child becomes seriously ill
➡️ Buildings & contents insurance – protects your home and belongings

Because real peace of mind means knowing your family is protected, whatever life throws your way.

Ready to put the right protection in place? Get in touch today 👇

📲 [email protected]
🌐 https://loom.ly/v8faVEk

The simple answer, YES, you absolutely can! ✅But, there are quite a few reasons why we always suggest that you work with...
06/05/2026

The simple answer, YES, you absolutely can! ✅

But, there are quite a few reasons why we always suggest that you work with a professional 💼. We wouldn't be doing our job properly if we just left you to it without highlighting some of the risks.

So what are the risks? Swipe to find out more and learn why you should speak to us first 👀➡️

📲 [email protected]
🌐 https://loom.ly/NZNr5hI

May is Mental Health Awareness Month 🧠💚It’s an important reminder that your wellbeing matters just as much as your work,...
01/05/2026

May is Mental Health Awareness Month 🧠💚

It’s an important reminder that your wellbeing matters just as much as your work, your goals, and your finances. Running a business or managing day-to-day responsibilities can be overwhelming at times, and it’s okay to pause, check in with yourself, and ask for support when you need it.

At SPD Financial, we understand that financial stress can have a real impact on mental health. That’s why we’re here to provide clear, supportive guidance to help ease that pressure and give you greater confidence in your decisions.

Take care of your mind, your wellbeing, and your future, they’re all connected.

📲 [email protected]
🌐 www.spdfinancial.co.uk

So you’re the breadwinner? But if you die… where’s the bread? 🍞💰It’s a harsh question, but one worth asking. If your inc...
30/04/2026

So you’re the breadwinner? But if you die… where’s the bread? 🍞💰

It’s a harsh question, but one worth asking. If your income keeps the household running, what happens to your family if you’re no longer around to provide it?

🏠 Mortgage or rent
🧒 Childcare and school costs
🛒 Weekly food shop
💡 Bills, debts, and day-to-day living

They don’t disappear when you do.

That’s where life insurance comes in. It’s not just a policy, it’s peace of mind. A way to make sure your loved ones are financially protected if the unthinkable happens.

✅ A lump sum or regular payments
✅ Help with living expenses and debts
✅ Security when it’s needed most

You take care of everyone now, make sure they’re still taken care of, even if life doesn’t go to plan.

📲 [email protected]
🌐 www.spdfinancial.co.uk

28/04/2026

💰 Many people don’t realise how much of a difference marriage can make when it comes to inheritance tax.

In this clip, Martin Lewis explains how inheritance tax actually works and why married couples can pass on significantly more of their estate tax-free compared to those who aren’t married.

📊 Understanding the rules around allowances, thresholds, and how they transfer between spouses can make a huge difference when it comes to protecting your family’s wealth.

If inheritance tax planning is something you’ve been thinking about, it’s worth getting advice early so you can make the most of the available allowances.

📩 Want to discuss inheritance tax planning for your family? Get in touch with SPD Estate Planning to start the conversation.

📲 [email protected]
🌐 www.spdfinancial.co.uk

Are you coming off a rate soon? 🕰️If your mortgage deal is ending within the next six months, now is the perfect time to...
27/04/2026

Are you coming off a rate soon? 🕰️

If your mortgage deal is ending within the next six months, now is the perfect time to get ahead and start planning your next move. Waiting until the last minute could leave you with fewer options and potentially higher monthly payments.

By reviewing your options early, you can explore better rates, lock in a new deal, and make sure your mortgage continues to work for you and your financial goals. Whether you’re looking to reduce your payments, release equity, or simply gain peace of mind, a little forward planning can make a big difference.

Don’t leave it to chance. Start the conversation now and give yourself the time and flexibility to make the best decision.

Message us today to review your options and secure your next rate ✔️

📲 [email protected]
🌐 www.spdfinancial.co.uk

🐾 Happy National Pet Parents Day!For many of us, pets are more than just animals. They’re part of the family 💙While esta...
26/04/2026

🐾 Happy National Pet Parents Day!

For many of us, pets are more than just animals. They’re part of the family 💙

While estate planning often focuses on protecting loved ones, it’s also important to consider what would happen to your pets if something unexpected were to happen to you.

Planning ahead can help ensure your pet continues to be cared for by someone you trust, and that financial support is available for their ongoing needs such as food, vet care, and day-to-day expenses 🐶🐱

Estate planning can help you:
• 📝 Outline who you would like to care for your pet
• 💷 Set aside funds to support their care
• 🏡 Ensure your wishes are clearly documented
• 👨‍👩‍👧‍👦 Give your family clear guidance during a difficult time

It’s not just about protecting assets, it’s about protecting the things that matter most.

📩 If you’d like to discuss estate planning and how to include every member of your family, speak with SPD Estate Planning today.

📲 [email protected]
🌐 www.spdfinancial.co.uk

We all love a good cuppa! ☕So stick the kettle on and let's have a chat! That really is all that it takes for us to find...
24/04/2026

We all love a good cuppa! ☕

So stick the kettle on and let's have a chat! That really is all that it takes for us to find out about you, your family, your mortgage needs and what you need to put in place to protect yourself financially 👨‍👩‍👦🛡️

We have appointments available at times to suit you, including evenings and weekends, so what are you waiting for? You sort the drinks, we'll sort the advice 💪

Stick the kettle on ⬇️😉
📲 [email protected]
🌐 www.spdfinancial.co.uk/contact

Address

1234 Waterbeach
Cambridge
CB259RP

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441223398075

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