SPD Financial

SPD Financial Creating financial resilience by supporting families & businesses with bespoke Mortgage & Protection packages☂️

Creating financial resilience by supporting individuals, families & businesses with bespoke protection packages.

📚 Back to school means homework is back, so why not get your mortgage homework done too? 🏡After a long summer of holiday...
02/09/2026

📚 Back to school means homework is back, so why not get your mortgage homework done too? 🏡

After a long summer of holidays, days out and keeping the kids entertained, the school bags are packed, the uniforms are ready and it's time to get back into a routine!

But while you're getting the kids ready for the new school year, why not take a few minutes to check in on your mortgage too?

📝 Do you know your current interest rate?
📅 Do you know when your current deal ends?
💷 Do you know what you could afford if your circumstances have changed?
🏡 Are you happy that your current mortgage is still right for you?

Consider this your Mortgage Homework for September! 🎓

And if you don't know the answers, don't worry, that's where we come in. Our team can help you understand your options and make sure you're prepared for whatever comes next.

📲 [email protected]
🌐 www.spdfinancial.co.uk

When Aretha Franklin died in 2018, several handwritten documents believed to be Wills were found in her home, including ...
31/08/2026

When Aretha Franklin died in 2018, several handwritten documents believed to be Wills were found in her home, including one discovered in a notebook beneath sofa cushions.

The discovery led to a legal dispute between her sons over which document should be recognised as her valid Will. Eventually, a Michigan jury decided that a handwritten 2014 document was the valid Will.

So, what can we take from Aretha's story?

📌 Don't leave your wishes unclear.
📌 Make sure your Will is properly prepared and kept somewhere safe.
📌 If your circumstances change, make sure your Will reflects them.
📌 Having multiple versions of important documents can create confusion and disputes.

You don't have to be a global superstar to have an estate worth protecting. Your home, savings, belongings and, most importantly, your wishes all matter.

A professionally prepared Will can help give you and your family greater clarity and peace of mind.

📲 [email protected]
🌐 www.spdfinancial.co.uk

📱 Most people insure their phone before they insure their income.If your phone was lost or stolen, you'd probably replac...
28/08/2026

📱 Most people insure their phone before they insure their income.

If your phone was lost or stolen, you'd probably replace it. But what if an illness or injury meant you couldn't work for weeks or even months?

For most of us, our income is what pays for everything else:
🏡 The mortgage or rent
⚡ Household bills
🛒 Food shopping
🚗 Car payments
👨‍👩‍👧‍👦 Looking after our family

Your ability to earn is one of your biggest financial assets, yet it's often the one we protect the least.

Income Protection is designed to help provide a regular income if you're unable to work due to illness or injury, giving you one less thing to worry about while you focus on your recovery.

Could your finances cope if your income suddenly stopped?

📲 [email protected]
🌐 www.spdfinancial.co.uk

🏡 Can I Still Buy a Home This Year?The short answer...Yes!If buying a home before the end of the year is one of your goa...
27/08/2026

🏡 Can I Still Buy a Home This Year?

The short answer...Yes!

If buying a home before the end of the year is one of your goals, there's still time to make it happen.

The key is getting started sooner rather than later.

By speaking to a mortgage broker now, you can:
✅ Understand how much you could borrow.
✅ Get a Mortgage in Principle in place.
✅ Be ready to make an offer when you find the right property.
✅ Give yourself more time to navigate the buying process before the year ends.

Whether you're a first time buyer, moving home or looking to remortgage, taking the first step now could make all the difference.

Ready to get started? We'd love to help.

📲 [email protected]
🌐 www.spdfinancial.co.uk

Happy International Dog Day!For many of us, dogs aren't "just pets", they're family.So here's a question you may never h...
26/08/2026

Happy International Dog Day!

For many of us, dogs aren't "just pets", they're family.

So here's a question you may never have thought about...If something happened to you, who would look after your dog?

It's not the easiest thing to think about, but it's an important one.

When making a will, you can include your wishes for your pets, helping to ensure they're cared for by someone you know and trust. While pets can't inherit money directly, you can also make financial arrangements to support their ongoing care.

Because every member of the family deserves to be looked after. ❤️

📲 [email protected]
🌐 www.spdfinancial.co.uk

Every stage of life brings new milestones, new responsibilities and new decisions.Whether you're buying your first home,...
24/08/2026

Every stage of life brings new milestones, new responsibilities and new decisions.

Whether you're buying your first home, protecting your family, reviewing your mortgage, planning your estate or making sure your loved ones are looked after, having the right advice can make all the difference.

At SPD Financial Group, we're here to help with life's biggest financial decisions. From mortgages and remortgages to life insurance, income protection, wills and trusts, our experienced team takes the time to understand your circumstances and recommend solutions that are right for you.

Whatever stage of life you're at, you don't have to navigate it alone. With one trusted team by your side, you can move forward with confidence, knowing your home, family and future are in safe hands.

📲 [email protected]
🌐 www.spdfinancial.co.uk

Becoming a parent has a way of changing your perspective.Before children, you might worry about holidays, cars or home i...
21/08/2026

Becoming a parent has a way of changing your perspective.

Before children, you might worry about holidays, cars or home improvements. After children, your priorities often shift. You start thinking about things like...

🏡 Keeping a roof over their heads.
💷 Making sure the bills can still be paid.
❤️ Protecting their future if life doesn't go to plan.
👨‍👩‍👧‍👦 Giving your family financial security, whatever happens.

It's not about expecting the worst. It's about having the reassurance that if the unexpected happens, your loved ones have one less thing to worry about.

That's why so many parents choose to put protection in place, whether that's life insurance, income protection or critical illness cover.

If you've recently welcomed a little one into your family, or your circumstances have changed, it could be the perfect time to review your protection.

📩 Get in touch with the team at SPD Insure & Protect for friendly, expert advice.

📲 [email protected]
🌐 www.spdfinancial.co.uk

Are you just browsing Rightmove, or are you actually ready to buy?If you've found yourself saving properties, imagining ...
19/08/2026

Are you just browsing Rightmove, or are you actually ready to buy?

If you've found yourself saving properties, imagining where the furniture would go and checking for new listings every evening, you're not alone.

The good news is that you don't have to keep wondering.

A quick conversation with a mortgage adviser can help you understand:
🏡 How much you could borrow.
💷 What deposit you may need.
📅 Whether you're ready to buy now, or what steps could help you get there.

There's absolutely no obligation, and you might discover you're closer to owning your next home than you think.

Sometimes, the hardest part is simply taking the first step.

📲 [email protected]
🌐 www.spdfinancial.co.uk

Forget the jargon, let us explain exactly what a trust is...A trust is a legal arrangement that allows assets, such as m...
17/08/2026

Forget the jargon, let us explain exactly what a trust is...

A trust is a legal arrangement that allows assets, such as money or property, to be looked after for someone else's benefit.

In simple terms, it gives you more control over how, when and who receives your assets.

People choose to set up trusts for many different reasons, including:

👨‍👩‍👧 Protecting young children until they're old enough to manage an inheritance.
🏡 Helping safeguard family assets.
❤️ Making sure their wishes are carried out in the way they intended.
💷 Planning for the future with greater peace of mind.

Every family is different, which means there's no one size fits all approach. A trust isn't right for everyone, but for some people, it can play an important role in protecting what matters most.

If you'd like to understand whether a trust could be suitable for your circumstances, we're here to help.

📲 [email protected]
🌐 www.spdfinancial.co.uk

One day everything is ticking along as normal. The next, life can take an unexpected turn.💬 "I hurt my back lifting some...
14/08/2026

One day everything is ticking along as normal. The next, life can take an unexpected turn.

💬 "I hurt my back lifting something at work."
💬 "My partner was diagnosed unexpectedly."
💬 "The boiler flooded the kitchen."
💬 "I was signed off work for eight weeks."

These situations happen every day, and while we can't always prevent them, we can be prepared for them.

Having the right protection in place means one less thing to worry about when life feels uncertain. Whether it's protecting your income, your home, your family or your future, the right cover can make all the difference.

If you're not sure whether your current protection is right for your circumstances, we're here to help you understand your options.

📩 Get in touch with the team at SPD Insure & Protect for friendly, expert advice.

📲 [email protected]
🌐 www.spdfinancial.co.uk

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1234 Waterbeach
Cambridge
CB259RP

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441223398075

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