Anglian Financial

22/01/2026

It’s been a very busy start to 2026, helping lots of our lovely clients with purchases and re-mortgages, feed back like this always brightens the coldest of January days it’s what motivates us daily.

21/11/2025

Its feedback like this that makes me love what I do. Especially knowing it’s a referral from someone that trusts I can help a customer.

Providing clear, honest guidance is what I do best.

The mortgage process can be complicated your not expected to know it all that’s what I’m here for. I promise there are no silly questions when discussing your mortgage. I encourage customers to ask anything as its crucial to fully understand the commitment involved in what is often one of the biggest financial decisions of their life.

30/09/2025

This is why we do what we do, happy customers, happy brokers it’s been a long journey for these clients to find there dream home and it was a privilege to support them every step of the way

30/09/2025

Tuesday feedback to brighten the start to my week - this is why we do what we do -

23/03/2023

05/12/2022

Thank you to Mell from for making a donation to my . Really appreciated

09/10/2022

Mel wishing you a very restful Sunday, from the jungle! ❤️

29/09/2022

To celebrate National Coffee Day, our very own Mel is enjoying one on her travels!
Nice one Mel

27/09/2022

So our very own Mel has gone on her travels. But where is she?

19/09/2022

Concerned about your monthly mortgage payments? With just a quick 10 minute phone call, we can easily see if there is an opportunity to save you money - after this we can carry out a more detailed review and a personal recommendation.

08/09/2022

Q&A with Mel (Director of financial services at Anglian Financial)


𝐐, 𝐖𝐡𝐲 𝐚𝐫𝐞 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐫𝐚𝐭𝐞𝐬 𝐬𝐭𝐢𝐥𝐥 𝐫𝐢𝐬𝐢𝐧𝐠?

𝐀, Rates are rising due to inflation being so high. Raising interest rates makes borrowing more expensive which in theory puts us off spending and borrowing, and encourages us to start saving instead. With less demand for services, prices should fall and slowly bring down inflation.

𝐐, 𝐀𝐫𝐞 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐫𝐚𝐭𝐞𝐬 𝐥𝐢𝐤𝐞𝐥𝐲 𝐭𝐨 𝐬𝐞𝐭𝐭𝐥𝐞 𝐭𝐡𝐢𝐬 𝐲𝐞𝐚𝐫?

𝐀, We cannot predict what interest rates will do, it’s my job to recommend a product that meets a client’s individual needs and circumstances now and for the future, and to protect them from rising interest rates for a period of time, if that is something they are concerned about or would impact their family life.

𝐐, 𝐖𝐡𝐚𝐭 𝐭𝐲𝐩𝐢𝐜𝐚𝐥 𝐫𝐚𝐭𝐞𝐬 𝐚𝐫𝐞 𝐲𝐨𝐮 𝐜𝐮𝐫𝐫𝐞𝐧𝐭𝐥𝐲 𝐬𝐞𝐞𝐢𝐧𝐠?

𝐀, Rates vary greatly, depending on a clients personal circumstances. One factor is how much of a deposit they are able to put down. Other factors may include their credit rating, their income or even where their deposit is coming from. It is definitely not one rate for all clients. My job is to match the client’s personal circumstances to the best rate from available lenders for them

𝐐, 𝐒𝐡𝐨𝐮𝐥𝐝 𝐰𝐞 𝐚𝐥𝐥 𝐛𝐞 𝐥𝐨𝐜𝐤𝐢𝐧𝐠 𝐨𝐮𝐫𝐬𝐞𝐥𝐯𝐞𝐬 𝐢𝐧𝐭𝐨 𝐟𝐢𝐱𝐞𝐝 𝐫𝐚𝐭𝐞 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞𝐬?

𝐀, Again this depends on the client’s personal circumstances, a fixed rate isn’t right for everyone and I will undertake a full fact find on our clients to make sure the product I recommend meets all of their personal circumstances

𝐐, 𝐈𝐬 𝐢𝐭 𝐭𝐫𝐮𝐞 𝐭𝐡𝐚𝐭 𝐭𝐡𝐞𝐫𝐞 𝐚𝐫𝐞 𝟏𝟎-𝐲𝐞𝐚𝐫 𝐟𝐢𝐱𝐞𝐝 𝐫𝐚𝐭𝐞𝐬 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞? 𝐈𝐟 𝐬𝐨, 𝐡𝐨𝐰 𝐜𝐚𝐮𝐭𝐢𝐨𝐮𝐬 𝐬𝐡𝐨𝐮𝐥𝐝 𝐩𝐞𝐨𝐩𝐥𝐞 𝐛𝐞 𝐚𝐛𝐨𝐮𝐭 𝐭𝐡𝐞𝐬𝐞?

𝐀, Yes, 10 year fixed rates are available. The length of benefit period I would recommend would depend on the clients personal circumstances.”

𝐐, 𝐖𝐡𝐚𝐭 𝐤𝐢𝐧𝐝 𝐨𝐟 𝐝𝐞𝐩𝐨𝐬𝐢𝐭𝐬 𝐚𝐫𝐞 𝐥𝐞𝐧𝐝𝐞𝐫𝐬 𝐥𝐨𝐨𝐤𝐢𝐧𝐠 𝐟𝐨𝐫?

𝐀, The minimum deposit available is 5% at the moment.

𝐐, 𝐖𝐡𝐲 𝐬𝐡𝐨𝐮𝐥𝐝𝐧’𝐭 𝐩𝐞𝐨𝐩𝐥𝐞 𝐛𝐞 𝐚𝐟𝐫𝐚𝐢𝐝 𝐨𝐟 𝐛𝐮𝐲𝐢𝐧𝐠 𝐢𝐧 𝐭𝐡𝐢𝐬 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐦𝐚𝐫𝐤𝐞𝐭?

𝐀, This again depends on your personal circumstances we can’t predict what will happen to house prices and if the value will rise or fall. We will fully explore our clients protection needs so we can help protect against the unexpected and keep clients in their homes once the purchase is complete.

𝐐, 𝐒𝐡𝐨𝐮𝐥𝐝 𝐲𝐨𝐮 𝐩𝐚𝐲 𝐝𝐨𝐰𝐧 𝐚 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐝𝐮𝐫𝐢𝐧𝐠 𝐡𝐢𝐠𝐡 𝐢𝐧𝐟𝐥𝐚𝐭𝐢𝐨𝐧?

𝐀, As mortgage interest rates rise, so do savings rates and this may encourage clients to save more. Paying down on a mortgage will reduce the amount of interest you are charged, and may also mean you can pay the mortgage off early, giving you more disposable income to put into savings.