Easy Street Financial Services

19/07/2022

𝗛𝗼𝗺𝗲 𝗠𝗼𝘃𝗲𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲𝘀 🏡

When you’re planning to move home there are a few mortgage options to consider:

👉 Porting: moving your mortgage to the new home
👉 Remortgaging, same lender: getting a new deal with your current provider
👉 Remortgaging afresh: a new deal with a different lender

Comparing the options is the best way to find a suitable deal - let us help

Looking to move house? Remortgage or port your existing deal? Easy Street is here to help you explore your home mover mortgage options.

12/07/2022

𝗛𝗼𝘄 𝘄𝗲 𝗵𝗲𝗹𝗽 𝗙𝗶𝗿𝘀𝘁 𝗧𝗶𝗺𝗲 𝗕𝘂𝘆𝗲𝗿𝘀 🏡

Buying your first home is exciting yet daunting. Easy Street could help - we’ll help you understand:

👉 How much could I borrow?
👉 What deposit do I need?
👉 Is my credit rating OK?
👉 How could a broker help?

We love helping people buy a home. Get in touch today

https://easystreet.co.uk/mortgages/first-time-buyer/

05/07/2022

𝗗𝗼 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗹𝗲𝗻𝗱𝗲𝗿𝘀 𝘀𝗲𝗲 𝗮 𝘀𝘁𝗶𝗽𝗲𝗻𝗱 𝗮𝘀 𝗶𝗻𝗰𝗼𝗺𝗲?
Every mortgage lender is different and sets unique criteria for customers to meet. Whether stipend income is accepted as part of the affordability calculations will depend on your specific situation.

This can be a complex area - so talk to us to explore the options.
https://easystreet.co.uk/stipend-mortgage/

28/06/2022

𝗜𝘀 𝗶𝘁 𝗱𝗶𝗳𝗳𝗶𝗰𝘂𝗹𝘁 𝘁𝗼 𝗳𝗶𝗻𝗱 𝗮 𝘀𝘁𝗶𝗽𝗲𝗻𝗱 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲?
If you are paid a stipend as a PhD student, charity worker, volunteer or member of the clergy, getting a mortgage can be more complicated.

We will explore the options across dozens of lenders to get you a suitable deal. Find out more: https://easystreet.co.uk/stipend-mortgage/

21/06/2022

𝗛𝗼𝘄 𝗱𝗼𝗲𝘀 𝗮𝗻 𝗥𝗜𝗢 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝘄𝗼𝗿𝗸?

With a Retirement Interest Only mortgage, you only pay the monthly interest. Your family or your estate will repay the loan by selling the home after you pass away or move into long term care.

Find out more about this and other pension mortgage options: https://easystreet.co.uk/pension-mortgages/

14/06/2022

𝗖𝗮𝗻 𝗜 𝗴𝗲𝘁 𝗮 𝗽𝗲𝗻𝘀𝗶𝗼𝗻 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲?

Wondering if it’s possible to get a mortgage once you have retired? It’s certainly an option, as long as your pension income will comfortably cover the mortgage repayments.

There are a few options to consider for a pension mortgage:

It might be possible to borrow after retirement as long as your pension income can cover the mortgage repayments.

07/06/2022

Most people take out protection to make sure that their mortgage will be paid off in the event of their death or a critical illness.

The ideal approach is to protect against death, illness and injury, at a price that is affordable to you. Our podcast explains how to explore the various options: https://easystreet.co.uk/mortgage-protection/

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

31/05/2022

The point of mortgage protection is to make sure you keep your home if things go wrong - such as death, illness or injury affecting the money you have coming in.

It’s not a nice thing to think about - but it’s important. For all the details, listen to our podcast: https://easystreet.co.uk/mortgage-protection/

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

Mortgage protection is all about planning for the worst, hoping for the best. Our podcast explores all the details.

24/05/2022

There are various options open to older people seeking to borrow money for property.

There are 𝘀𝘁𝗮𝗻𝗱𝗮𝗿𝗱 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲𝘀 with higher age limits, 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗜𝗻𝘁𝗲𝗿𝗲𝘀𝘁-𝗢𝗻𝗹𝘆 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 (𝗥𝗜𝗢) 𝗽𝗿𝗼𝗱𝘂𝗰𝘁𝘀 or Lifetime Mortgages.

We explain the options in our latest podcast: https://easystreet.co.uk/mortgages-for-older-borrowers/

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

17/05/2022

While some lenders set upper age limits on standard mortgages, there are several options open to older borrowers.

You can find 𝘀𝘁𝗮𝗻𝗱𝗮𝗿𝗱 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲𝘀 with higher age limits, take out a 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗜𝗻𝘁𝗲𝗿𝗲𝘀𝘁-𝗢𝗻𝗹𝘆 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 (𝗥𝗜𝗢) or look at 𝗟𝗶𝗳𝗲𝘁𝗶𝗺𝗲 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲𝘀.

We explain the options in our latest podcast: https://easystreet.co.uk/mortgages-for-older-borrowers/

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

Is it more difficult to get a mortgage over the age of 55? Our Mortgages for Older Borrowers podcast explains it all.

10/05/2022

Many lenders will let you borrow five times your income for a home - and some professional mortgages may offer you up to six times your salary.

Key workers and professionals could qualify for these special mortgage deals, depending on your line of work. Ian joins the Mortgage & Protection Podcast to explain professional mortgages and how to find one: https://easystreet.co.uk/professional-mortgages/

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

03/05/2022

Key workers and people in other professional roles can often borrow more or have more flexible products with a Professional Mortgage.

On this podcast, Ian explains how professional mortgages work and how to find one: https://easystreet.co.uk/professional-mortgages/

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

Key workers and professionals can often get a better deal with a Professional Mortgage. In this podcast Ian explains how they work and how to find one.