Balch Mortgages

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Balch Mortgages Welcome to Balch Mortgages, your trusted partner in South Wales for expert Mortgage and protection advice. There may be a fee up to 1%, typical 0.3%.

🏡 Helping people buy homes with expert advice
🏆 Award winning mortgage advisory firm
🏆 Welsh Mortgage broker of the year 2025
🧠 16 years experience
🌎 South Wales based
🌟 5 Star google rating We’re based in Caerphilly and primarily help clients in South Wales but can help anyone within the UK. With a commitment to excellence and a deep understanding of the local market, we strive to provide tailored solutions that meet your financial needs. Balch Mortgages established in 2022 and our team of experienced professionals are dedicated to guiding you through the complexities of the mortgage process, ensuring a seamless and stress-free experience. Trust Balch Mortgages for all your mortgage and protection needs in South Wales. My name is Jonathan Balch, and I am the director of Balch Mortgages. I have over 16 years’ experience as a mortgage and protection adviser. I first developed my skills as a mortgage adviser whilst working for Barclays Bank. I worked there for 10 years before I was offered a step up in my career as a Mortgage and Protection Manager for HSBC. I spent 3 years working for HSBC until I realised, I was heavily restricted working for banks and wanted to be able to access a wider market to ensure I could offer my clients the most appropriate products and services. I then set up my own business 'Balch Mortgages' and now I can offer clients access to a wider range of mortgage lenders and products. I love my job and am very proud to be able to do this on a day-to-day basis. My main passions are being able to help people achieve the goals and dreams and using the experience and knowledge I have developed throughout my career to ensure, I can help as many clients as possible. Your home may be repossessed if you do not keep up repayments on your mortgage.

🤖🏡 Even ChatGPT is helping people find Balch Mortgages! The way people search for mortgage advice is changing, and we’ve...
16/10/2026

🤖🏡 Even ChatGPT is helping people find Balch Mortgages!

The way people search for mortgage advice is changing, and we’ve recently had clients tell us they’ve found us through ChatGPT! 💚

It’s fantastic to know that our reputation, 5-star Google reviews and commitment to providing a personal service are helping more people discover us.

Technology might be changing how you find your mortgage broker, but one thing will always stay the same…

💚 Honest, straightforward mortgage advice
🏡 A personal service from start to finish
🤝 Someone who’s genuinely got your best interests at heart
🔑 Support for the lifetime of your mortgage

A big thank you to all our clients who continue to recommend us, leave reviews and support our small business. You’re the reason we keep growing! 🙌

Whether you’ve found us through Google, social media, a recommendation or now ChatGPT, we’re always happy to help! 😊

📩 Get in touch for a friendly, no-obligation chat.

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.
There is a fee of £495 for mortgage advice. The actual amount you pay will depend upon your circumstances

06/10/2026
18/09/2026

Do you have to use the estate agent’s mortgage adviser? 👀🏡

It’s a question I get asked more often than you’d think.

I recently caught up with the team at Next Home to explain exactly where you stand and, most importantly, who gets to choose your mortgage adviser.

Give it a watch 👇

And if you’re buying a property and want independent mortgage advice, feel free to drop me a message 😊

❤️ Our promise to every client. Choosing a mortgage adviser isn’t just about finding the lowest interest rate. It’s abou...
16/09/2026

❤️ Our promise to every client.
 
Choosing a mortgage adviser isn’t just about finding the lowest interest rate. It’s about finding someone you can trust to guide you through one of the biggest financial decisions you’ll ever make.
 
At Balch Mortgages, every client can expect:
✅ Honest, straightforward advice
✅ Clear communication from start to finish
✅ No jargon or confusing terminology
✅ No pressure or pushy sales tactics
✅ Advice that’s always in your best interests
 
Whether you’re buying your first home, moving house, remortgaging or investing, my aim is always the same...
 
To make your mortgage journey as simple, stress-free and enjoyable as possible. I’m incredibly proud to have been recognised as Mortgage Broker of the Year at the South Wales Estate Agency Awards, but what matters most is the trust my clients place in me every single day.
 
If you’re looking for mortgage advice from someone who genuinely puts your interests first, I’d love to help.
 
Your home may be repossessed if you do not keep up repayments on your mortgage. There is a fee of £495 for mortgage advice. The actual amount you pay will depend upon your circumstances
 

Meet Jon – The face behind Balch Mortgages. If we’ve not met before, I’m Jonathan Balch, owner of Balch Mortgages. After...
15/09/2026

Meet Jon – The face behind Balch Mortgages.
 
If we’ve not met before, I’m Jonathan Balch, owner of Balch Mortgages. After spending 13 years working in banking, I started Balch Mortgages with one simple goal... To provide honest, straightforward mortgage advice that always puts my clients first.
 
Since then, I’ve had the privilege of helping hundreds of individuals and families across South Wales buy their first home, move home, re-mortgage and invest in property.
 
When you work with me, you can expect:
✅ Honest advice with no pressure
✅ Clear communication throughout your journey
✅ Access to thousands of mortgage products from a wide range of lenders
✅ A personal service from someone who genuinely cares about getting the right outcome for you and has the experience to do it properly
 
Whether you’re buying your first home, your next home, remortgaging or just looking for some advice, I’m always happy to have a chat ☎️ 07570 232 247 📧 [email protected]
 
I look forward to helping you!
 
Your home may be repossessed if you do not keep up repayments on your mortgage. There is a fee of £495 for mortgage advice. The actual amount you pay will depend upon your circumstances

31/08/2026

🙌🙌🙌

🏆 Award-winning mortgage advice, right here in South Wales. Being named Mortgage Broker of the Year at the South Wales E...
11/08/2026

🏆 Award-winning mortgage advice, right here in South Wales.

Being named Mortgage Broker of the Year at the South Wales Estate Agency Awards is something I’m incredibly proud of but for me, the best part is what sits behind the award.

It’s the first-time buyers getting the keys to their first home. 🔑
The families finally moving into the home they’ve been searching for. 🏡
The clients who thought getting a mortgage might be difficult, until we found a way forward.

That’s what Balch Mortgages is all about.

Personal advice, local knowledge and someone in your corner from the first conversation right through to getting the keys.

And with Molly Jones working alongside me, we’ll keep doing everything we can to make the mortgage process feel that little bit easier. 💚

If you’re thinking about buying, moving or remortgaging follow balch mortgages for straightforward mortgage advice, tips and updates from a local South Wales broker.

And if you know someone who might find our page useful, send this post their way. 🙌

📍 Caerphilly | Cardiff | South Wales

New sign is up! 🏡💚A small thing, but a pretty big moment for Balch Mortgages.What started with me working from home in a...
10/08/2026

New sign is up! 🏡💚

A small thing, but a pretty big moment for Balch Mortgages.

What started with me working from home in a bedroom and building the business one client at a time now has its own dedicated space! Seeing the name up on the wall makes it all feel very real.

Still a few finishing touches to go, but I’m really happy with how the new office is coming together.

Excited for the next chapter for Balch Mortgages 💚

A much-needed weekend off. 🏕️🏖️❤️The last few weeks have been incredibly busy, and while I genuinely love helping my cli...
26/07/2026

A much-needed weekend off. 🏕️🏖️❤️

The last few weeks have been incredibly busy, and while I genuinely love helping my clients, this weekend reminded me just how important it is to switch off and spend quality time with the people who matter most.

Cece and I headed off camping with great friends and their children, while Whitney stayed home to get some well-deserved rest before the new arrival. It felt quite special knowing this will probably be the last proper daddy-and-daughter weekend we’ll have before we become a family of four. ❤️

Even though I was officially off, my phone definitely didn’t get the memo! There were plenty of calls, emails and messages coming through over the weekend, so I know Monday is going to be a busy one catching up with everyone.

If you’ve been trying to get hold of me, thank you for your patience. I’ll be working through everything as quickly as I can and getting back to everyone as soon as possible.

For now though, I’m just grateful for the memories Cece and I made together. These are the moments that remind me why finding the right balance between work and family is so important.

I hope you’ve all had a brilliant weekend! 😊

🏡❤️ Another first-time buyer success story!We’re so pleased to have helped Aimee and her family secure their first home!...
07/07/2026

🏡❤️ Another first-time buyer success story!

We’re so pleased to have helped Aimee and her family secure their first home! 🔑

Not every mortgage application is straightforward, but that’s exactly where good advice and a proactive team can make all the difference.

From finding the right solution, to keeping things moving and communicating throughout the process, both Molly and I were there every step of the way.

Feedback like this means so much to us:

⭐ Prompt communication
⭐ Thorough mortgage advice
⭐ Proactive support throughout
⭐ Ongoing help when the mortgage is due for renewal

A huge thank you to Aimee for trusting Balch Mortgages with such an important milestone. We hope you make some amazing memories in your new home! 🏠❤️ Molly Jones

If you’re thinking about buying your first home but aren’t sure where to start, we’d love to help.

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount will depend upon your circumstances.

Address

13 Glyngar Road, Glyngaer, Gelligaer, Hengoed
Caerphilly
CF828FJ

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm

Telephone

+442920035050

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