Balch Mortgages

12/06/2026

📢 We’re Exhibiting at the Caerphilly Business Club Roadshow!

If you’re a business owner, employee, first-time buyer, home mover, landlord, or simply have questions about mortgages and protection, come and say hello 👋

📍 Tredomen House, Hengoed
📅 Thursday 25th June

Whether you’re looking to:
🏡 Buy your first home
🔑 Move house
💰 Remortgage
📈 Invest in property
🛡️ Protect your family and income

We’ll be on hand throughout the day for a friendly chat and some honest advice.

No pressure. No jargon. Just practical guidance tailored to you.

If you’re attending, drop a comment below and let me know you’re coming 👇

11/06/2026

Breaking News 🚨

Balch Mortgages have officially qualified for the FIFA World Cup 2026! ⚽️🏆

Unfortunately my football ability didn’t quite make the squad… so I’ve settled for being a bobblehead instead 😂

Thankfully, helping people get the keys to their dream home is a lot easier than winning the World Cup.

🏠 Balch Mortgages
📍 South Wales
⭐️ 150+ Five-Star Reviews

#ᴡᴏʀʟᴅᴄᴜᴘ2026

05/06/2026

📉 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐫𝐚𝐭𝐞𝐬 𝐚𝐫𝐞 𝐜𝐨𝐧𝐭𝐢𝐧𝐮𝐢𝐧𝐠 𝐭𝐨 𝐜𝐨𝐦𝐞 𝐝𝐨𝐰𝐧...

But that's only part of the story.

Last week, almost every mortgage application we submitted was approved within just a few days. ✅

𝐖𝐡𝐲?

Because getting a mortgage isn't just about finding the right lender. It's about making sure the application is packaged correctly from the very beginning.

✔️ Documents checked properly
✔️ Potential issues identified early
✔️ Deposit and income evidenced correctly
✔️ Submitted to the right lender first time

When lenders receive a well-packaged application, it can make a huge difference to how quickly a decision is made.

If you're thinking about buying your first home, moving house, or remortgaging, now could be a great time to review your options.

The right preparation can save weeks of stress later on. 👌

04/06/2026

🎙️ 𝐑𝐞𝐚𝐥 𝐓𝐚𝐥𝐤.

One of the questions I get asked most is:

"What’s it actually like working with a mortgage broker?"

The truth is, it’s about far more than finding the lowest interest rate.

It's about having someone in your corner, guiding you through the process, answering the questions you didn't know to ask, dealing with the lenders, estate agents and solicitors, and helping take the stress away.

Don't just take my word for it ,𝐡𝐞𝐫𝐞'𝐬 𝐰𝐡𝐚𝐭 𝐜𝐥𝐢𝐞𝐧𝐭𝐬 𝐡𝐚𝐯𝐞 𝐬𝐚𝐢𝐝 𝐚𝐛𝐨𝐮𝐭 𝐭𝐡𝐞𝐢𝐫 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 𝐰𝐨𝐫𝐤𝐢𝐧𝐠 𝐰𝐢𝐭𝐡 𝐁𝐚𝐥𝐜𝐡 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞𝐬.

Thank you to everyone who has trusted me with such an important part of their journey. 🙏

📍 South Wales & UK-wide
⭐ 150+ 5-star reviews
📞 02920 035050


2 m

02/06/2026

Testimonial Tuesday ⭐⭐⭐⭐⭐

Another happy homeowner! 🏡

A huge thank you to Hong Liang for taking the time to leave such a fantastic review.

Thank you for trusting Balch Mortgages with your mortgage journey and congratulations on your new home! 🎉

If you’re thinking about buying your first home, moving house, remortgaging or simply want some mortgage advice, feel free to get in touch.

📞 02920 035 050
📧 [email protected]
🌐 balchmortgages.co.uk
 
⭐️⭐️⭐️⭐️

26/05/2026

✨ 4 Years of Balch Mortgages ✨

What started as a vision 4 years ago has grown into something we’re incredibly proud of.

🏡 150+ 5 𝑺𝒕𝒂𝒓 𝑮𝒐𝒐𝒈𝒍𝒆 𝑹𝒆𝒗𝒊𝒆𝒘𝒔
🤝 𝑾𝒐𝒓𝒌𝒊𝒏𝒈 𝒂𝒍𝒐𝒏𝒈𝒔𝒊𝒅𝒆 𝒐𝒗𝒆𝒓 10 𝒕𝒓𝒖𝒔𝒕𝒆𝒅 𝒆𝒔𝒕𝒂𝒕𝒆 𝒂𝒈𝒆𝒏𝒕𝒔 𝒂𝒄𝒓𝒐𝒔𝒔 𝑺𝒐𝒖𝒕𝒉 𝑾𝒂𝒍𝒆𝒔
📈 𝑪𝒐𝒏𝒕𝒊𝒏𝒖𝒊𝒏𝒈 𝒕𝒐 𝒈𝒓𝒐𝒘 𝒐𝒖𝒓 𝒃𝒓𝒂𝒏𝒅 𝒘𝒊𝒕𝒉𝒊𝒏 𝒕𝒉𝒆 𝒍𝒐𝒄𝒂𝒍 𝒄𝒐𝒎𝒎𝒖𝒏𝒊𝒕𝒚
👥 𝑬𝒙𝒑𝒂𝒏𝒅𝒊𝒏𝒈 𝒐𝒖𝒓 𝒕𝒆𝒂𝒎 𝒘𝒊𝒕𝒉 𝑴𝒐𝒍𝒍𝒚 𝒋𝒐𝒊𝒏𝒊𝒏𝒈 𝑩𝒂𝒍𝒄𝒉 𝑴𝒐𝒓𝒕𝒈𝒂𝒈𝒆𝒔 𝒕𝒐 𝒉𝒆𝒍𝒑 𝒖𝒔 𝒄𝒐𝒏𝒕𝒊𝒏𝒖𝒆 𝒅𝒆𝒍𝒊𝒗𝒆𝒓𝒊𝒏𝒈 𝒕𝒉𝒆 𝒑𝒆𝒓𝒔𝒐𝒏𝒂𝒍 𝒔𝒆𝒓𝒗𝒊𝒄𝒆 𝒐𝒖𝒓 𝒄𝒍𝒊𝒆𝒏𝒕𝒔 𝒅𝒆𝒔𝒆𝒓𝒗𝒆
🎯 𝑨𝒏𝒅 𝒎𝒐𝒔𝒕 𝒊𝒎𝒑𝒐𝒓𝒕𝒂𝒏𝒕𝒍𝒚… 𝒄𝒐𝒏𝒕𝒊𝒏𝒖𝒊𝒏𝒈 𝒐𝒖𝒓 𝒋𝒐𝒖𝒓𝒏𝒆𝒚 𝒕𝒐𝒘𝒂𝒓𝒅𝒔 𝒃𝒆𝒄𝒐𝒎𝒊𝒏𝒈 𝒕𝒉𝒆 𝒈𝒐-𝒕𝒐 𝒎𝒐𝒓𝒕𝒈𝒂𝒈𝒆 𝒃𝒓𝒐𝒌𝒆𝒓 𝒊𝒏 𝑺𝒐𝒖𝒕𝒉 𝑾𝒂𝒍𝒆𝒔

To every client, estate agent, family member, friend and supporter who has trusted and recommended us along the way, thank you. Your support genuinely means everything to us.

We’ve always believed that getting a mortgage should feel personal, supportive and stress-free, and we’re only just getting started 🚀

Here’s to the next chapter of Balch Mortgages 💚

19/05/2026

⭐️ Testimonial Tuesday ⭐️

Another happy client 🙌

Helping people buy their home is about so much more than just getting a mortgage approved. It’s about keeping clients informed, making the process feel less stressful, and being there every step of the way.

Thank you Samantha for the amazing review, it genuinely means a lot 💚 and thank you .home.estate.agents for trusting us with another buyer!

19/05/2026

19/05/2026

𝐓𝐡𝐢𝐬 𝐧𝐞𝐚𝐫𝐥𝐲 𝐜𝐚𝐮𝐬𝐞𝐝 𝐚 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐩𝐫𝐨𝐛𝐥𝐞𝐦… 😳

The client’s deposit had been transferred through multiple family accounts before reaching them.

Completely innocent ✅
But to a lender, that can raise questions fast 🚩

Before submitting the application, I made sure we had:
✔ Gifted deposit letter
✔ Full transfer trail
✔ Supporting evidence upfront

Because it was packaged properly from the start, the mortgage progressed smoothly ✅

𝐓𝐡𝐢𝐬 𝐢𝐬 𝐰𝐡𝐲 𝐝𝐞𝐭𝐚𝐢𝐥 𝐦𝐚𝐭𝐭𝐞𝐫𝐬 𝐰𝐡𝐞𝐧 𝐚𝐩𝐩𝐥𝐲𝐢𝐧𝐠 𝐟𝐨𝐫 𝐚 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞.”

15/05/2026

𝐀𝐩𝐩𝐫𝐨𝐯𝐞𝐝 𝐰𝐢𝐭𝐡𝐢𝐧 𝟐𝟒 𝐡𝐨𝐮𝐫𝐬… 𝐡𝐞𝐫𝐞’𝐬 𝐡𝐨𝐰 𝐢𝐭 𝐡𝐚𝐩𝐩𝐞𝐧𝐞𝐝 👀

This week, we had a mortgage application approved within 24 hours ✅

𝐖𝐚𝐬 𝐢𝐭 𝐥𝐮𝐜𝐤? 𝐍𝐨.

It came down to preparation, experience, and packaging the application correctly from the very beginning.

One of the biggest misconceptions in mortgages is that once you hit “submit”, the lender does all the work.

In reality, the quality of the application going in can massively impact how quickly and smoothly things move.

Having spent 𝟏𝟑 𝐲𝐞𝐚𝐫𝐬 𝐰𝐨𝐫𝐤𝐢𝐧𝐠 𝐝𝐢𝐫𝐞𝐜𝐭𝐥𝐲 𝐟𝐨𝐫 𝐛𝐚𝐧𝐤s before becoming an independent broker, I understand exactly what lenders are looking for when assessing an application.

I know the things underwriters like to see ✅
I know the red flags that can cause delays 🚩

This is why choosing a broker isn’t just about finding the best rate.

It’s also about having someone who understands lender expectations, criteria, and how to structure an application to give it the best possible chance of success.