CPC Finance

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CPC Finance Specialists in sourcing UK property finance, working with brokers, property investors & landlords.

22/10/2026

Registration for our next Accelerate Series event closes at midday tomorrow, Friday 23rd October ⏳

On Thursday 29th October we host our next event: evening in London with Hardeep Toor. Hardeep will talk through how he secured his first property and grew it into a business now delivering 20 to 30 units a year across HMOs, commercial and residential conversions.

As with every Accelerate evening, there will be short presentations followed by an open Q&A, with a panel of industry experts, the CPC team will be in the room to answer any questions regarding property finance. If you have an upcoming project you would like to discuss, want the latest industry updates and strategies or are looking to expand your network this event is not one to be missed.

If you would like to attend, register your interest on our website via the link in bio before midday tomorrow, or call the team on 01923 655441.

A hotel including a ground-floor pub in Bourne took three stages of finance to become 15 apartments.Our clients bought t...
21/10/2026

A hotel including a ground-floor pub in Bourne took three stages of finance to become 15 apartments.

Our clients bought the freehold of the pub and hotel together for £250,000, with no planning consent in place, and we arranged the bridging loan for the purchase with the clients putting down a 40% deposit.

A pre-application with the local council came before the formal application, and consent to convert the hotel into 15 one and two bedroom apartments followed 12 weeks after the purchase, on condition that the pub below remained a commercial business.

With planning secured, we arranged a refurbishment loan for the conversion. The works cost £750,000 and the valuation on completion came in at £1,455,000, at which point we helped our clients secure a 75% LTV residential investment mortgage on the apartments, with the pub excluded.

The flats are now let from a single freehold title, bringing in £126,000 a year before any rent from the pub. The pub’s business value was left out of the final valuation, given how uncertain the future of pubs is at the moment, which is worth bearing in mind on any mixed-use purchase.

Swipe through for each stage, and the full case study is on our website.

20/10/2026

Investment income has been part of mortgage deposits for a long time however Crypto is a far more recent source and it is often avoided as not too much is known with regards to it.

In the last couple of years, we completed a case where part of the deposit came from a crypto account. The lender needed to see where the money came from before it went into crypto, so we evidenced this first. The funds then stayed in the Crypto account for some months’ and we had statements showing they were held there throughout, right up until they were withdrawn.

With every stage documented, the case was transparent from start to finish and it completed.

If part of your deposit has been held in crypto, keep the statements from each stage and speak to our team before you apply.

16/10/2026

It took us nine months to pass £100 million in completed mortgage applications this year, the quickest we have ever reached it.

£100 million is the benchmark we set ourselves each year, and each year we have gone past the last. Reaching it in September, with a full quarter still to run, is a first for us.

That total is made up of individual client cases, every one of them seen through to completion. Thank you to the investors and developers who trusted us with their deals this year, and to the lenders and solicitors who worked alongside us on them.

If you have a purchase or refinance planned before the year closes, send us over a message.

2 WEEKS TO GO UNTIL AN EVENING WITH HARDEEP TOOR ⌛Join us for the final Accelerate Event of 2026, where Hardeep Toor wil...
15/10/2026

2 WEEKS TO GO UNTIL AN EVENING WITH HARDEEP TOOR ⌛

Join us for the final Accelerate Event of 2026, where Hardeep Toor will be sharing his property investment journey, alongside a live Q&A, networking opportunities and an economic update post budget.

📅 Thursday 29 October
🕛 6pm
📍City of London

Spaces are filling fast!
📩 Email [email protected] or DM us to register your interest.

At auction, much of the preparation for a purchase should be in place before bidding begins.A 10% deposit is payable on ...
14/10/2026

At auction, much of the preparation for a purchase should be in place before bidding begins.

A 10% deposit is payable on the day, so it is advisable to have finance arranged in advance rather than after the event. The legal pack should be reviewed by your solicitor ahead of the auction, planning enquiries made with the local council, and it may be worth commissioning a valuation beforehand to confirm the property is suitable for a mortgage.

Finance can also fall through after the auction. One of our clients came to us with two weeks remaining before completion, after their original finance fell through. We secured new funding and the purchase completed on time.

Swipe through for the full checklist and save it for future reference.

09/10/2026

In this clip, Daniel of CPC Finance offers his advice to those new to property investment.

The next opportunity to put that advice into practice is our Accelerate Series event in London on 29 October, with guest speaker Hardeep Toor.

Hardeep will set out how he secured his first property and built a business that now delivers 20 to 30 units a year across HMOs, commercial and residential conversions. His presentation will be followed by an open Q&A, with the CPC team available to answer questions on financing a project.

Attendees range from new investors to established developers. Some have been coming to CPC events for more than 10 years, and others will be joining us for the first time.

To register your interest or discuss your plans, please contact the team at [email protected] or visit cpcfinance.co.uk.

Not every deal fits neatly into a lender's criteria. Sometimes you need a lender who understands the scheme, along with ...
07/10/2026

Not every deal fits neatly into a lender's criteria. Sometimes you need a lender who understands the scheme, along with an answer from the bank before you commit to the purchase.

On those cases, the relationships a broker has built over years of completed deals count for as much as the product itself.

Rob Bridgewater, Director of Investments Ltd, has worked with Julie, Karl and the team for more than ten years, and here is what he had to say about it.

Have a deal that is not straightforward? Send us a message, we are happy to talk it through.

A massive thank you to our sponsors at CPC Finance Investor Day for giving clients the opportunity to ask questions, dis...
06/10/2026

A massive thank you to our sponsors at CPC Finance Investor Day for giving clients the opportunity to ask questions, discuss their projects and gain valuable insight into the processes involved👏

Shawbrook
Avamore Capital
MT Finance
Octanecapital Justin Cooper
Lansdowne Law
C A P I T A L V A L U E

06/10/2026

In this clip from our podcast, Julie is joined by Paul Cain, Partner at , to talk through how savings are assessed from both sides. Full video on our YouTube channel.

We ask for three to six months of savings statements to see how the money has built up. Regular saving is usually straightforward, while funds from an inheritance, a refinance or the sale of a property call for further enquiries. Paul explains that the solicitor's review is broadly the same, with one point worth knowing in advance: if any of the money belongs to someone else, such as a family member, their bank statements will need to be reviewed as well.

If you have a purchase coming up, speak to our team about getting your deposit evidence together before you apply.

Address

4 Chandlers House, Hampton Mews, 191-195 Sparrows Herne
Bushey
WD231FL

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+441923655441

Website

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