Park Property Finance

01/01/2026

01/01/2026

Thank You from Park Property Finance – Here’s to 2026!

As we close the chapter on 2025, we want to extend our heartfelt gratitude to every single client, partner, and member of our team who has been part of our journey this year.

Your trust in us for property financing needs – from first-time buyer mortgages to commercial property loans – has been the foundation of our success. We’ve navigated market changes together, celebrated countless property milestones, and built relationships that go beyond business.

Looking ahead to 2026, we’re excited to bring you new flexible financing solutions, enhanced digital tools to simplify your journey, and even more personalised support to help you achieve your property goals. We’re committed to growing alongside you and continuing to be your trusted partner in property finance.

Here’s to a prosperous and successful 2026 for us all!

Warm regards,

The Park Property Finance Team

22/12/2025

🏡 Thinking about buying a home or refinancing your mortgage?
At Park Property Finance, we make mortgages simple, clear, and tailored to you. Whether you’re a first-time buyer, moving home, remortgaging, or investing in property, we’ll guide you every step of the way with expert, independent advice.
✔️ Access to a wide range of lenders
✔️ Straightforward, jargon-free guidance
✔️ Personal service you can trust
Start your property journey with confidence today 👇
🌐 www.parkpropertyfinance.co.uk

21/12/2024

Wishing all my clients, colleagues, friends and followers a very merry Christmas and a prosperous 2025!

04/11/2024

Many lenders are increasing their rates this week. Prior to a Monetary Policy Commission announcement, this is common practice.
Once a decision has been made on the Bank of England Base Rate, it is highly likely that banks will release new products at a lower rate, especially if the BoEBR does in fact reduce.

If you're about to get a new mortgage or remortgage your property, give us a call and see how we can assist you in getting the best mortgage product for your circumstances.

07947 786369

30/06/2023

Another scare headline from another news outlet.
The most important thing to remember is that if you own a property, you only lose money if you sell during a downturn!
Granted, if you need to refinance whilst your property has gone down in value you may have to take a slightly more expensive mortgage product. If you do not sell during that downturn and you keep your property and prices start to increase, you won't have lost a penny.

Also, the worst time to sell a house is between JULY and SEPTEMBER as much of the population have many other things to do, kids off school, summer holidays etc. It is very likely that we will see many negative press headlines between now and October when the market will pick up again, or at least would normally go on previous year's experience.

SKY NEWS
House prices fall 3.5% - with 10% drop predicted
Yesterday we brought you news that four in 10 house sellers were knocking 5% off their asking prices in an effort to shift homes.
Now, Nationwide has reported a 3.5% fall in annual house prices in June.
And Tom Bill, research head at estate agent Knight Frank, expects a 10% decline in prices spread over 2023 and 2024.
“Prices will come under growing pressure given how much higher mortgage costs are compared to 18 months ago and we expect a 10% decline, spread over this year and 2024," he said.
An increase in borrowing costs following the Bank of England's rate rise to 5% is dampening the housing market, according to Nationwide.
Robert Gardner, Nationwide's chief economist, said people coming off two-year fixed-rate mortgage deals could face an increase of £385 per month on a new deal.
Those coming off five-year deals are looking at an increase equating to around £315 per month.
"Longer-term borrowing costs have risen to levels similar to those prevailing in the wake of the mini-budget last year," said Robert Gardner, Nationwide's chief economist.
But the number of mortgage applications has not yet declined, he said.
This sentiment was echoed by Nathan Emerson, CEO of property professionals’ body Propertymark, who reported "only a slight dip" in the number of buyers compared to last year.
Mortgage rate increases could increase the number of landlords selling up and strengthen buyers' negotiating position, according to Samuel Tombs, chief UK economist at Pantheon Macroeconomics.
This could help them secure those 5% discounts.

11/04/2023

If this happens, it’ll be music to everyone’s ears - except savers!!

A report found that the hike in inflation sparked by the pandemic is likely to be a blip rather than a permanent shift in the global financial climate.

02/02/2023

Rate rise may be the last for a while as the Bank upgraded its economic forecast, including their projections for a recession.

01/02/2023

Homeowners are worried about higher mortgage costs - but lenders must help those struggling.

19/01/2023

House prices fell for the third month in a row in December, along with both the number of new property listings and agreed sales, according to the Royal Institution of Chartered Surveyors (RICS).