Pacific Financial Services - North West Ltd

Pacific Financial Services - North West Ltd A company of mortgage and insurance advisers based in Burnley. For fast , friendly and professional advice get in touch today. All calls are recorded.

Finding the correct mortgage solution to suit your needs and circumstances is a complicated matter, with hundreds of different schemes available from many different lenders. For simple impartial advice you have come to the right place. At Pacific Financial Services (North West) Ltd we are independent mortgage brokers who access the whole of the mortgage market - not just a small panel of lenders.

We work for you and not for any lenders. At Pacific Financial Services (North West) Ltd we offer a one stop shop for all your mortgage and insurance requirements. We are able to source from a range of insurers for all mortgage related products such as Life Insurance, Critical Illness Cover, Home Insurance and Mortgage Payment Protection. For advice on adequate protection for you and your family and to obtain quotes or advice on any of these products please contact us. Once again we aim to take the hard work of arranging insurance away from you. Your home may be repossessed if you do not keep up repayments on your mortgage. Pacific Financial Services (North West) Ltd 150 Briercliffe Rd Burnley Lancs. BB10 2NZ is authorised and regulated by the Financial Conduct Authority We are entered on the FSA register No 597101 at www.fsa.gov.uk/register

We are 23 years old today 🍾
04/04/2026

We are 23 years old today 🍾

13/03/2026

Got a really nice phone call earlier. A client was referred to me by a firm of local chartered accountants. His accounts weren’t the best due to a one-off issue, and he desperately needed a mortgage, but his own bank wouldn’t help. It was a bit of a ball ache, but I managed to get it agreed with a high street lender. He completed today…

“Adam, just calling to say thanks. You have no idea how much it means to my family. When I make a contact like you, I keep them for life.”

Made me smile on a Friday afternoon.

14/02/2026

🔎 Hard vs Soft Credit Checks – What’s the Difference?

When you apply for a mortgage, loan, credit card, phone contract or utilities, the lender will usually run a hard credit check. This can lower your credit score slightly and stays on your report for up to 2 years. One isn’t a big problem — but several in a short time can make lenders see you as higher risk.

A soft credit check, on the other hand, happens when you check your own report, get pre-approved offers, or go through employment or identity checks. These don’t affect your credit score at all.

💡 Tip: Try not to apply for lots of credit at once. Spacing out applications can help protect your score and increase your chances of being accepted.

Keeping an eye on your credit report can help you stay in control of your financial health!

Check My File in our opinion is the most detailed credit report available due to showing data from all three credit reference agencies.

If you have credit blips and need to look at a mortgage application feel free to get in touch.

☎️ 01282 420334
📧 [email protected]

10/02/2026

💼 Self-Employed & Thinking About a Mortgage? 🏡
Think being self-employed means getting a mortgage is impossible? Think again.

Whether you’re a contractor, business owner, freelancer, or director, there are mortgage options available for self-employed people — even if your income isn’t “straightforward”.

One years accounts ✅
Sub Contractors ✅
Latest years profit ✅
Limited Company net profit ✅
Declining profit ✅

With the right advice, it’s often much more achievable than you think.

If you’ve been told “no” before, or you’re not sure where to start, feel free to get in touch for a quick chat.

☎️ 01282 420334
📧 [email protected]

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

07/01/2026

🏡💷 Thinking About a Mortgage? Let the A Team Make It Simple 💷🏡

Whether you’re a First-Time Buyer, Home Mover, or looking to Remortgage, our expert advisers are here to guide you every step of the way. ✅

✨ How we can help:
🔹 First-Time Buyers – Unsure how much you can borrow or what deposit you’ll need? We’ll explain everything, clearly and simply.
🔹 Remortgaging – Deal ending soon? We’ll search the market for the best new rate.
🔹 Home Improvements – Release equity for that dream kitchen, home office, or extra bedroom.
🔹 Debt Consolidation – Simplify your finances by refinancing to clear credit cards or loans.
🔹 Buy to Let – Expert support for landlords, whether in your personal name or an LTD company.
🔹 Mortgage Capacity Reports – Ideal for buying out an ex-partner or court requirements.
🔹 Equity Release & Later Life Lending
🔹 Life Insurance, Critical Illness & Income Protection

💬 Message us today for expert, personalised mortgage advice.
Let’s make your home journey simple, stress-free, and successful.

📍 www.pacificfinancial.co.uk
📞 01282 420334
📧 [email protected]

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.
⚠️ Equity release may reduce the value of your estate and affect your entitlement to means-tested benefits.
🛡️ Pacific Financial is authorised and regulated by the Financial Conduct Authority.

24/12/2025

🎄 Christmas Opening Hours 🎄

Please note, we will be closing at 12pm on Christmas Eve and will reopen at 9am on Monday 5th January.

📞 Our telephone line will be covered by an answering service during this period.

We’d like to thank all our customers for their support and wish you a very Merry Christmas and a great festive break!

🎅🎁

Wishing all our clients a Merry Christmas. Hope to see you in 2026.
22/12/2025

Wishing all our clients a Merry Christmas. Hope to see you in 2026.

01/09/2025

Submitted a mortgage application today at 16.02. Got a formal offer letter at 18.17. Valuation done, income checked. 😱😱😱

12/02/2025

🎉 Another Happy Client! 🎉

⭐️⭐️⭐️⭐️⭐️ “Absolutely fantastic service, yet again, from all at Pacific! We really appreciate the time and effort you’ve given us, nothing’s too much trouble.” – Lou Roberts

At Pacific Financial Services, we’re dedicated to making the mortgage process smooth, stress-free, and tailored to your needs. Whether you’re buying your first home, remortgaging, or need financial advice, we’re here to help!

📩 Get in touch today!
📞 01282 420334 |
📧 [email protected]
🌍 www.pacificfinancial.co.uk

Bank of England cut base rate to 4.5%. Get in touch for professional mortgage advice.
06/02/2025

Bank of England cut base rate to 4.5%.

Get in touch for professional mortgage advice.

Our office will be closed today 6th January due to the weather. Phone lines will work as normal if you need to get in to...
06/01/2025

Our office will be closed today 6th January due to the weather. Phone lines will work as normal if you need to get in touch.

Address

150 Briercliffe Road
Burnley
BB102NZ

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441282420334

Website

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