Planet Finance

21/01/2025

Another lovely review from another lovely client! ✨

Whether you are looking to remortgage, purchase your dream home, or explore your insurance options, we here at Planet Finance can help every step of the way, whilst keeping the process stress free ✨

17/12/2024

Time to remortgage? Contact one of our expert brokers today to receive bespoke advice tailored to your needs ✨

Are you nearing the end of your fixed rate mortgage term?

This is your golden opportunity to reassess and potentially upgrade your mortgage plan. Imagine lowering your monthly payments and freeing up cash for what truly matters to you.

Don't navigate this alone; let a seasoned mortgage advisor tailor a solution that aligns perfectly with your unique financial landscape.

Act now — your wallet will thank you!

Your home may be repossessed if you do not keep up repayments on your mortgage.

24/10/2024

Another brilliant review! 🤩

For all of your mortgage and protection needs, contact the Planet Finance team today 🤩

03/09/2024

A lovely review from one of our lovely clients!

Self employed mortgages don’t have to be tough, we are there to help you every step of the way.

For all of your mortgage and protection needs, please get in touch 🌟

30/01/2024

Protection, why is this so important?

Life insurance is something we here at Planet believe every person should have. Life is full of the unexpected and you never know what could be around the corner, and whilst our team pride ourselves on being positive we also understand that you have to have a sense of realism when it comes to your finances and planning for your future. Below, we have listed a few of the most important points as to why you should have protection, especially if you are a homeowner with a mortgage.

1. Buying life insurance protects your partner and children from the potentially devastating financial losses that could result if something were to happened to you. It provides financial security, helps to pay off debts, helps to pay living expenses, and helps to pay any final expenses you may incur.

2. If you want to help make sure your family could stay in their home if you pass away within the policy term, without the stress of moving, life insurance could help create that safety. The payout on a claim could help them afford to pay off the mortgage, or keep up with rent payments – and not have to move to out of the house that your family call home.

3. If you’ve recently become engaged or married and are joining families and assets, it can make life easier to know you are both covered if one of you were to die. Life insurance enables you to make financial contributions to your partner’s well-being after you have departed – which is a beautiful way to honour your marriage vows.

4. The cost of raising a child is expensive. There are policies available that run until your child reaches maturity – and after they’re 18, it’s up to you what “maturity” means. Protecting your children against the unexpected is a way to give yourself peace of mind and enjoy the present with them more fully.

5. Getting older is a fact of life, and has a tendency to make us reflect. If you are at such a point in your life – whether due to age, ill-health or any of the above reasons – then the financial security of you and your loved ones will be on your mind. Life insurance helps you put these worries to rest so that you can focus on enjoying the present.

Message us for a free quote tailored specifically to your needs! ✨😇

22/01/2024

Some good news to kick off 2024…

“Mortgage approvals hit their highest level in six months near the end of last year, official data has revealed - as more lenders announce rate cuts”

This quote is music to our ears here at Planet Finance, it’s great to see that lenders are working with us to help you secure the best deals on the market, perfectly tailored to your needs and your circumstances. The mortgage market is finally at a place where there is a place for everyone, and we are here to help you every step of the way.

Mortgages are personal and we pride ourselves in being not just your broker, but your friend and someone you can trust.

We are here to change the course of your financial future and make your property dreams come true.

For any enquiries, please contact our page or Olivia McDonald 🙂

29/11/2023

More lenders have slashed their rates this week 📉

Sellers are offering their biggest discounts in five years, with one in four offering 10% off the asking price right now, putting buyers in a strong position.

28/11/2023

Dark tones finished with a gold trim can make the perfect contrast 🙌

27/11/2023

Life often surprises us with unexpected events such as sudden illnesses, accidents, or other unforeseen circumstances.

During these times, being unable to work can lead to financial difficulties.

This is where Statutory Sick Pay (SSP) comes into play.

It's a form of financial support provided by the government to help during sick days.

However, it's important to note that SSP which is currently only £109.40 is typically lower than your regular salary and may not be sufficient to cover all your expenses.

For some, SSP might suffice for a brief period, but for many, it's inadequate for essential costs like housing, food, and utilities.

This is where the role of income protection insurance becomes crucial.

This type of insurance acts as a financial lifeline, providing a steady income if you're unable to work due to illness or injury.

It helps maintain your lifestyle and allows you to concentrate on recovery without the stress of financial worries.

It's worth asking yourself: Could you manage financially on SSP alone?

Income protection insurance offers peace of mind by ensuring your financial stability.

It's customisable to fit your needs and offers several benefits, including coverage for various illnesses and injuries and providing financial security for you and your family.

If you're considering whether you need income protection insurance, feel free to reach out for more information and guidance.

26/11/2023

Your Sunday reminder 🙌

25/11/2023

Sounds about right 😅