IanStuartMortgages

IanStuartMortgages Smart mortgage and protection advice you can trust

What documents will you have to provide to secure a mortgage? 🤔 🗄You will have to provide in most cases:🏡 Proof of incom...
31/08/2022

What documents will you have to provide to secure a mortgage? 🤔 🗄

You will have to provide in most cases:
🏡 Proof of income such as a pay slip
🏡 Proof of assets such as a bank statement
🏡 A credit score that shows you’re trustworthy and will make repayments on time
🏡 Identification such as a passport, driving licence or a birth certificate

Of course, the documents aren’t everything to a mortgage. If you need a little bit of mortgage help, our mortgage advisors have you covered!

Just reach out for a chat to get started today!
📞 07888 838843
✉️ [email protected]

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Second charge lending totalled £161.36m in July this year 🫢What is second charge lending?A second-charge mortgage is a t...
30/08/2022

Second charge lending totalled £161.36m in July this year 🫢
What is second charge lending?

A second-charge mortgage is a type of loan which is secured against your equity in the property. This means that if you don't keep up with the repayments on a second mortgage, your home is at risk. It's taken out in addition to the first mortgage you have on your home, but they're completely separate from each other.

Before you take out any loan separate for your mortgage, it’s always best to discuss with a mortgage advisor to see whether or not it’s the best option for you.

If you have any mortgage troubles, just reach out for a chat with our expert team today!
📞 07888 838843
✉️ [email protected]

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Getting a mortgage advisor isn’t right for everybody but it might be suitable for you.If you want to save research time,...
29/08/2022

Getting a mortgage advisor isn’t right for everybody but it might be suitable for you.

If you want to save research time, have a second, professional opinion and make the most out of your finances, you should get in contact with us today!

📞 07888 838843
✉️ [email protected]

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

28/08/2022

Think that you might struggle to meet the traditional mortgage requirements?
No need to give up just yet - there could still be options open for you!

Our mortgage advisors can take into account your financial information, recommend a mortgage type and help you with your application process.

Reach out for a chat with us today!
📞 07888 838843
✉️ [email protected]

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

27/08/2022

During your first meeting with us, what questions should you ask?

Here are a couple of suggestions:
🏡 What are the fees for your service?
🏡 What mortgage type should I consider?
🏡 What could slow down the approval of my loan?

Haven’t got your meeting lined up yet? Reach out for a chat today!
📞 07888 838843
✉️ [email protected]

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Reading through paperwork can get confusing 😵‍💫Clauses, legal jargon and terms can be made clearer with our mortgage adv...
26/08/2022

Reading through paperwork can get confusing 😵‍💫
Clauses, legal jargon and terms can be made clearer with our mortgage advisors!

Just reach out for a chat with our expert team today!

📞 07888 838843
✉️ [email protected]

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Re-mortgaging - is it right for you?That’s a question our mortgage advisors can help you answer. Not only can we offer h...
25/08/2022

Re-mortgaging - is it right for you?

That’s a question our mortgage advisors can help you answer. Not only can we offer honest and open advice about your mortgage, but we can also help support your application, ensuring that you get the best result.

Don’t wait any longer - get in contact with our expert team today!

📞 07888 838843
✉️ [email protected]

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

As mortgage advisors, we’re here to help you. When we’re searching for deals for you to approve, we always make sure to ...
24/08/2022

As mortgage advisors, we’re here to help you.

When we’re searching for deals for you to approve, we always make sure to keep you and your financial needs in mind. We won’t ever suggest a mortgage that we believe is unsuitable for you.

For a trusted mortgage advisor, be sure to get in contact with us today!

📞 07888 838843
✉️ [email protected]

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Equity release - is it the right thing for you?If you own your own home or have large equity and are over 55, it’s possi...
21/08/2022

Equity release - is it the right thing for you?

If you own your own home or have large equity and are over 55, it’s possible that you can release money from your home to afford further investments, retirement or help out your family. Here are a couple of questions to ask as you consider your options:

🏠 Is downsizing possible?
🏠 Is the mortgage product approved by the Equity Release Council?
🏠 Will the equity release effect your other benefits such as universal credit or pension credit?

Seeking professional help from a mortgage advisor can help you make the decisions that are best for your finances.

Get in contact with our expert team today!
📞 07888 838843
✉️ [email protected]

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

When should you not consider re-mortgaging?🏠 If your mortgage debt is very small or very large - you might get a worse d...
20/08/2022

When should you not consider re-mortgaging?

🏠 If your mortgage debt is very small or very large - you might get a worse deal than your current mortgage
🏠 You have a large really repayment charge
🏠 Your financial circumstances have changed and it might not be possible to secure a better deal

The reasons above are simply guidelines - to discuss whether or not re-mortgaging is the best option for you, reach out to our team of expert mortgage advisors today!
📞 07888 838843
✉️ [email protected]

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

When should you consider re-mortgaging your property?🏠 Your current mortgage deal is about to end and change to a variab...
19/08/2022

When should you consider re-mortgaging your property?

🏠 Your current mortgage deal is about to end and change to a variable rate, which will lead to higher monthly fees

🏠 Your home’s value has risen a lot during the duration of your mortgage - a higher value of your home can mean that you can access a lower rate mortgage

🏠 You want to overpay or borrow more money but your current lender won’t let you

Of course, these are just guidelines - see if re-mortgaging really is the best option for you by reaching out for a chat with our mortgage advisors today!
📞 07888 838843
✉️ [email protected]

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The current cost of living crisis is making buying your first home look more daunting than ever. Owning your own house k...
18/08/2022

The current cost of living crisis is making buying your first home look more daunting than ever.

Owning your own house keys isn’t impossible with the help of our mortgage advisors!

There are lots of available options for first-time buyers on the market, from Help-to-Buy to 95% mortgages, we can help you weigh the options and find the best deal for you!

Reach out to get started on your journey today!
📞 07888 838843
✉️ [email protected]

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Address

18 Canynge Road
Bristol
BS83JX

Alerts

Be the first to know and let us send you an email when IanStuartMortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share