Mortgages With Babul

05/11/2025

Morning

It’s been while since I’ve been on FB, hope everyone is well.

Check this out.

Use my code - GPOVV8ZZ

Get £10 when you join Sprive with my code GPOVV8ZZ and do your first shop until 23:59 on 10th November.

Sprive helps you pay off your mortgage faster by earning cashback when you shop. They’ve just launched a TV ad which is pretty cool!

Check it out:
▶️ https://youtu.be/Zly-2FOCjT0?si=guEe9G4RfgheH0gL

Here’s the link to download: https://linkprod.sprive.com/refer?code=GPOVV8ZZ

Get mortgage free, faster

17/04/2025

Thinking about buying your dream home without compromising your values?

15/04/2025

If you have a dream of become a home owner, we can help. Reach out send me a message. , You home may be repossessed if you dont make repayments on any loan secured against it.

10/04/2025

04/04/2025

Hi

Remember your home may be repossessed if you don't keep up payments on your mortgages. Mortgages are also subject to underwriting and criteria, UK residents aged 18+.

30/03/2025

Eid al-Fitr is the first of the two official holidays celebrated within Islam.

Eid al-Fitr is celebrated by Muslims worldwide because it marks the end of the month-long dawn-to-sunset fasting of Ramadan.

Spread love, joy and blessings, and embrace the spirit of togetherness. Eid Mubarak!

10/02/2025

Good news! The Bank of England base rate was reduced to 4.5%. last week. It is first rate cut this year, which could lead to lower mortgage rates in the coming months.

If you're mortgage rate is coming to an end this year or you are planning on moving home in the near future please feel free to get in touch, now is a great time to explore your options.

Your Home Maybe Repossessed If You Do Not Keep Up Repayments On Your Mortgage

29/12/2024

We’re Almost in 2025!

As we wind down after a season of indulgence (hello extra food and drink!) and look ahead to the new year, here’s a little reminder: you don’t need to completely overhaul your life to make progress towards your goals.

Whether you’re dreaming of buying a new home in 2025 or thinking about remortgaging, my advice is simple:

take it one step at a time, set realistic goals, and make the process work for you.

I’ve been speaking with clients recently about keeping things achievable and sustainable. Here’s my advice when planning your 2025 property goals:

▪️ Take it at your own pace—buying or remortgaging is a big step, and there’s no rush unless your current deal is coming to end very soon.

▪️ Don’t get caught up in the noise of “perfect” timing—everyone’s situation is different.

▪️ Have a flexible plan. Life isn’t always linear, and that’s okay.

▪️ Focus on what works for your unique needs, whether it’s securing a better rate, releasing equity, or planning your move.

▪️ Be consistent, stay patient, and trust that progress is progress—no matter how small.

The new year is a time to dream big, but it’s also about making choices that feel right for you. If you’re thinking about buying or remortgaging in 2025, let’s start the conversation now so we can set you up for success.

We’ve got this!

With all the best for 2025,

Feel free to share this message if it resonates with anyone you know!

Your home may be repossessed if you dont make repayments on any loan secured against it

19/12/2024

🎄 Merry Christmas 🎄

As the holiday season fills our hearts with joy, we want to take a moment to thank all our wonderful clients and partners for trusting us with your mortgage & protection needs this year.

Whether you’re settling into a new home or planning for the future, it’s been our privilege to help make your dreams a reality.

Here’s to a season filled with warmth, peace, and prosperity. May your homes be full of love and laughter this Christmas and throughout the New Year.

Happy Holidays and best wishes for 2025!

27/11/2024

📢 Ready to apply for a mortgage but unsure which documents you’ll need? Don’t worry—I’m here to help!

Getting your paperwork in order is a key step in the home-buying process.

Here’s a quick guide to the essential documents to make your mortgage application simple and stress-free:

✅ Payslips: Provide your last 3 months’ payslips to confirm your income and job stability. Most lenders may also verify your income online automatically.

✅ Bank Statements: Submit the last 3 months of statements to demonstrate your spending habits, proof of income and savings.

✅ Credit Report: A report from Check My File offers a comprehensive view of what lenders will see.

✅ Proof of Deposit:
• If using your own savings, provide 3 months of savings statements.
• If it’s a gifted deposit, you’ll need a gifted deposit letter and 3 months of the donor’s savings statements.

✅ Proof of Identity: A valid passport or driver’s license will work.

✅ Proof of Address: Recent utility bills or a council tax statement are ideal.

Having these documents ready will save you time and make the process much smoother. 🏡

Questions or need assistance with the next steps? I’m here to support you through every part of your mortgage journey. Let’s chat! 💬

Ps - pic from our trip to Blackpool

Your Home Maybe Repossessed If You Do Not Keep Up Repayments On Your Mortgage

15/11/2024

✨ More New Home Owners This Week ✨

This week, I had the absolute honor of helping another two amazing families achieve their dream of homeownership! 🏡🎉 They’ve officially competed on their homes and just got the keys to start this exciting new chapter in their lives.

Seeing their smiles and knowing I played a part in such a life-changing moment is what makes this work so rewarding.

If you’ve been dreaming about finding the perfect place to call home, I’m here to help make it happen. Whether you’re buying, selling, or just starting to explore your options, let’s chat! 💼💡

🔑 Your keys to your dream home could be next!

📞 Contact me today to get started on your journey.



Your home may be repossessed if you dont make repayments on any loan secured against it

05/11/2024

Helping a Couple Reduce Their Monthly Payments with Debt Consolidation 💸

Recently, I had the opportunity to assist a couple who were struggling to keep up with their financial commitments.

They had a mortgage and several high-interest debts, which together totalled around £1800 in monthly payments. With the increasing costs of living, they were finding it tough to manage all their payments comfortably, not to mention their current fix rate was coming to an end soon which only meant their monthly mortgage payments would have been higher (current interest rates are higher than what they were few years ago when client took out the mortgage).

After discussing their situation and exploring their options, we were able to arrange a debt consolidation mortgage. By consolidating their debts into a single mortgage payment, their monthly payments dropped to just over £1300. This not only eased their financial strain but also allowed them to regain control over their budget and work towards a more stable financial future.

Important Note: This post is not financial advice. Debt consolidation mortgages are complex products, and they may not be suitable for everyone. The right solution depends on individual circumstances, so it’s essential to speak with a qualified financial advisor who can provide personalized guidance before making any decisions.

If you’re considering debt consolidation or have questions about your options, reach out and let’s explore what might work best for you.

Remember your home may be repossessed if you don't keep up payments on your mortgages. Mortgages are also subject to underwriting and criteria, UK residents aged 18+.