John Skipp Mortgage Adviser

John Skipp Mortgage Adviser I understand how important it is to get the right mortgage deal at the right time, and I aim to make

📣 The Bank of England has cut the bank rate to 3.75% - great news for first time buyers! Lower rates can mean more affor...
18/12/2025

📣 The Bank of England has cut the bank rate to 3.75% - great news for first time buyers!

Lower rates can mean more affordable mortgage options. Plus, lenders are also being more flexible than they were last year.

💡 With the right advice, owning your first home could be closer than you think. Now’s the time to explore what’s possible.

Not sure where to start? That’s exactly what we're here for. Let’s chat and see what’s possible for you. 😊

☎07825 787 288
📧[email protected]

Worried your credit score might hold you back from buying your first home or remortgaging? You’re not alone.The good new...
06/11/2025

Worried your credit score might hold you back from buying your first home or remortgaging? You’re not alone.

The good news? Bad credit doesn’t have to hold you back, as small steps like paying bills on time, keeping old accounts open, and tackling existing credit can make a big difference. 💡

We’ve put together a FREE credit score guide that explains:

✅ what counts as bad credit (and how long it lasts)

✅ the 6 most common causes lenders look at

✅ simple habits to boost your score

Whether you’re a first time buyer or looking to remortgage, this guide can help you feel more confident!

📥 Download it today and take the first step towards getting mortgage ready

🔗https://www.mortgageadvicebureau.com/campaign/what-credit-score-do-you-need-for-a-mortgage/getting-a-mortgage-with-bad-credit-guide/?utm_source=facebook&utm_medium=organicsocial&utm_campaign=creditscore&utm_content=guideasset&branch=1163

📣 The Bank of England has cut the bank rate to 4% - great news for first time buyers!Lower rates can mean more affordabl...
07/08/2025

📣 The Bank of England has cut the bank rate to 4% - great news for first time buyers!

Lower rates can mean more affordable mortgage options. Plus, lenders are also being more flexible than they were last year.

💡 With the right advice, owning your first home could be closer than you think. Now’s the time to explore what’s possible.



☎ 07825 787 288
📧 [email protected]
📅https://calendly.com/john-skipp/initial-consultation

What does the Bank Rate hold mean to you? 💭👉 No immediate change – mortgage rates and borrowing costs will likely stay t...
20/03/2025

What does the Bank Rate hold mean to you? 💭

👉 No immediate change – mortgage rates and borrowing costs will likely stay the same for now.

👉 Fixed vs. variable – those on fixed-rate mortgages won’t be affected, and variable-rate borrowers will continue paying their current rate.

👉Lender reactions – some banks may still adjust mortgage deals, so it's worth speaking to an expert adviser, who could help you get mortgage ready sooner than you think. 🏠

🔗https://www.mortgageadvicebureau.com/contact-us/?utm_source=facebook&utm_medium=organicsocial&utm_campaign=bankrate&branch=1163

🏦 UK inflation rate falls to 2.5%Inflation continues to remain slightly above the Bank of England’s target of 2%, and to...
15/01/2025

🏦 UK inflation rate falls to 2.5%

Inflation continues to remain slightly above the Bank of England’s target of 2%, and today’s update suggests that this trend may continue into the new year.

👉 Short term, buyers’ borrowing costs are likely to remain where they are.

👉 Inflation will hopefully slow to allow the Bank of England to resume its rate-cutting cycle.

👉 Now is not the time for buyers to adopt a wait-and-see approach.

Getting mortgage ready by ensuring all of your paperwork is in order, and even securing a mortgage in principle can make all the difference when it comes to buying.

📢 Get in touch with us today for mortgage support.

☎ 07825 787 288
📧 [email protected]

Looking to buy a property? 🏠🔑Understanding the process of buying a house is important for a few reasons, but the two big...
18/11/2024

Looking to buy a property? 🏠🔑

Understanding the process of buying a house is important for a few reasons, but the two biggest include making informed decisions (at the right time) and managing your expectations. 💡

But don’t worry, we’ve got you covered! Check out our latest article, where we’ll explore the house buying process, key steps involved, and tips for navigating delays. 🕐

🔗 https://www.mortgageadvicebureau.com/buying-a-property/house-buying-process/?utm_source=facebook&utm_medium=organicsocial&utm_campaign=tribe&utm_c&branch=1163

🏦 UK Bank Rate cuts to 4.75%.This is positive news for anyone looking to buy a home or remortgage. Here's what it could ...
07/11/2024

🏦 UK Bank Rate cuts to 4.75%.

This is positive news for anyone looking to buy a home or remortgage.

Here's what it could mean for you:

🏡 Your monthly repayments will be reduced if you're on a tracker mortgage.

💰 With lower rates, you might be able to borrow more, giving you access to a wider range of options.

👉 Now is the perfect time to review your mortgage options.

☎ 07825 787 288

📧 [email protected]

What the Autumn Budget means for homeowners and buyers 📢🏠Stamp Duty bands have stayed the same for both first time buyer...
31/10/2024

What the Autumn Budget means for homeowners and buyers 📢

🏠Stamp Duty bands have stayed the same for both first time buyers and homeowners, but has increased for second property purchases

💷 Capital Gains Tax has increased from 10% to 18%, and 24% to 28% respectively

🏘️ Housebuilding will be supported through increased investment and more planning officers.

🏛️The freeze on inheritance tax has been extended until 2028

📉 We might see a drop in the base rate when the Bank of England meets on 7th November.

Have questions about how this impact might impact your next property purchase or remortgage? We’re here to help! 💬

👉 Check out the link in our bio to read our latest article or to speak with an adviser today.



Links:https://www.mortgageadvicebureau.com/mortgage-news/results-of-the-autumn-budget-what-this-means-for-your-mortgage/?utm_source=facebook&utm_medium=organicsocial&utm_campaign=tribe&utm_c&branch=1163

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110 Avon Way, Thornbury
Bristol
BS352DP

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Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm

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