LifeTime Financial Group

18/08/2026

A video of a familiar Australian face recommending an investment. A polished website with glowing reviews. A friendly "adviser" on the phone with a local accent. None of it real — all of it built by AI in minutes. ASIC and the Australian Federal Police have both sounded the alarm this year, and the losses are staggering. Here's what to watch for, and the two-minute check that could save your retirement savings.
https://www.yourlifetime.com.au/news/1449/ai-investment-scams-two-warnings-every-australian-should-read

23/06/2026

We’ve published a new update on recent discussion around LRBAs and residential property inside SMSFs. While no changes have been confirmed, the debate highlights why SMSF investors should stay informed and review their strategy regularly.

Read more here:

There is renewed discussion around banning LRBAs for residential property in SMSFs. Here’s a brief summary of what’s being debated and what it could mean for investors.

14/10/2025

The Federal Government has just announced major changes to the way its proposed Division 296 tax will work — including a new two-tier tax system, indexation of thresholds, and a delay in the start date to 1 July 2026.

These changes are designed to make the system fairer and give the super industry more time to adapt before implementation.

We’ve summarised the key points — what’s changing, when it starts, and who may be affected in our latest website article.

The Federal Government has announced significant changes to its proposed Division 296 tax on super balances over $3 million, including a new two-tier structure, indexation, and a delayed start to 1 July 2026.

24/08/2023

We have just uploaded an article on the benefits of Pets as we head to retirement. The bad pun in the title is a once off! Our article features a great friends Weimeranar, Bailey, A truly magnificent dog. Click the link for a quick two minute read

Discover how owning a pet in retirement can bring companionship, joy, and surprising financial benefits. Learn how the pawsitive impact of pet ownership enhances emotional well-being, encourages an active lifestyle, and fosters social connections. Explore the unique role pets play in providing struc...

02/05/2023

More and more often, I see ads pushing people to consider using SMSFs to acquire property, and unbelievably, encouraging people to do so with balances below $200,000! For the record, I think this is an appalling state of affairs. I don't believe anyone should consider borrowing to buy property in a SMSF, other than for business real property (and with a far higher balance in Super).

Please click the link below to see the top ten things we believe you should be considering prior to establishing a self-managed super fund.

30/03/2023

All the kerfuffle about CVB and Credit Suisse has raised an interesting question about the Australian Hybrid market following Credit Suisse's demise. We have found an interesting article, written by Jason Lindeman (Coolabah Capital) and have posted this easy-to-read article on our site.

Please follow this link to read https://www.yourlifetime.com.au/news/1227/aussie-bank-hybrids-vs-european-securities.

22/02/2023

I am attending the SMSF conference at the moment. The conference has returned to Melbourne meaning no travel and being home every evening.

The reasons for attending the conference are numerous. Please follow this link for more information on the benefits

Why I am attending the SMSF conference again in 2023.