02/11/2026
🏡 Does a care home need Professional Indemnity Insurance?
It’s a question we’re often asked by care providers, and the answer may surprise you.
For most care homes, nursing homes and domiciliary care providers, Professional Indemnity insurance isn’t typically the cover that protects against their main day-to-day risks.
Claims involving medication errors, alleged negligence, injuries or clinical care are more commonly addressed through specialist covers such as Medical Malpractice and Treatment Liability.
In our latest article, we explain:
🔹 What Professional Indemnity insurance actually covers
🔹 Why it’s usually not the most relevant protection for care providers
🔹 The insurance covers care businesses should be considering
🔹 When Professional Indemnity *might* still be appropriate
🔹 Why regularly reviewing your insurance programme matters
Having the right insurance isn’t about having **more** policies. It’s about making sure your cover reflects the risks your care business actually faces.
👉 Read the full article: https://www.qcaregroup.co.uk/latest-news/does-a-care-home-need-professional-indemnity-insurance