Imperial Oak Financial Solutions

07/09/2026

Another 5* review for our Trace ☺

Glenn J -

The service I've received from Tracy, has been unbelievable. She has gone above and beyond to what I was expecting.
Her communication is outstanding! Always available, extremely patient, very well mannered (which to me is a definite must have).
It's impossible to find someone like Tracy!
I look forward to using your services for the near future. And I will definitely be recommending you to anyone who requires the services you offer.
Thank you for your help. I don't know what we would have done without you

06/09/2026

01/09/2026

For sale - to the highest bidder?

When selling your home, should you always sell to the highest bidder? On paper it might make financial sense, but it’s not always that simple. Consider their position, are they a first-time buyer with no chain and a load of cash ready to buy – or are they caught up in a long and complex chain, that could fall through at any minute? Ask yourself, what’s the most important thing to you – will you hold out for that high offer, or take a lower amount for a quick sale?

30/07/2026

*** Breaking News***

Bank of England hold the base rate at 3.75%

Next Review 17th September.

13/07/2026

The hidden costs of moving

It’s always enjoyable scrolling through listings of properties for sale – whether you’re after expansive dream houses and country boltholes through to sharp urban living or seeking a wholesome family slice of suburbia. There’s one thing in common however – the price you see is not the price you pay.
The average cost of moving is almost £9,0001 and includes many things you’d not normally expect to budget for. One of the biggest considerations to bear in mind is whether you already have a mortgage – if you can’t move it across to your new property, there can be a heft early-repayment charge.
Factor in costs for estate agent fees, surveyors, Stamp Duty, conveyancing, and removal costs, and it soon stacks up. Fortunately, we’re here to help guide you through the process of moving home with both eyes open. We’ll look at your exact circumstances, and provide our advice, making you aware of the costs and pitfalls, using our tried and tested experience.
As mortgage advisers, we’ll help you finance the home of your dreams, and by being able to access a wide range of lenders from across the market, you’ll be assured you are getting a suitable deal. Contact us today to let us help you on your journey.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There may be a fee for mortgage advice.

10/07/2026

Get Remortgage Ready

It pays to shop around to get the best value – whether it’s saving money when finding a new broadband deal, changing to a cheaper energy provider or reducing the premium on your car insurance.

Mortgages are just the same – if your initial fixed term period is coming to an end, or you’re looking to release a sum of money for a big project, then it’s worth getting prepared upfront for a remortgage. We’ll help you find the right deal for you, and to help kickstart, here’s a few handy tips on how you can get the process going:

• Seek expert assistance – contact us today for bespoke, expert advice. We’ll listen to your needs, guide you through the process and recommend only the most suitable remortgage deals to allow you to save money and fulfil your dreams.
• Plan ahead – allow up to six months for a remortgage to take place, giving time for research and decision making for what you’re looking for alongside the process of applying for a remortgage itself.
• Plan your finances – just as for applying for your first mortgage, it pays to make sure your finances are truly in order. Check your credit score, don’t apply for any new credit, avoid any large purchases, avoid payday loans or overdrafts at all costs to boost your chances of quick acceptance for a remortgage.