HK Mortgages Ltd

HK Mortgages Ltd Our ability to see the whole market, to cut through the fine print and explain the pros and cons of each product makes life easy.
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🏠 Helping buyers, homeowners & investors across Scotland & the UK
⚡ Whole-of-market experts making mortgages simple & stress-free
⭐ ★★★★★ rated & trusted by clients nationwide
👉 Message us to get started - let’s sort your mortgage Mortgage advice – with your own personal expert
HK Mortgages Ltd provides expert independent mortgage advice for everyone from first timers and remortgagers, to experien

ced buy to let landlords. Our contacts, our experience and our dogged determination makes it all happen, from initial mortgage advice to money in the bank. Get expert mortgage advice on your side now. Call our team on 01786 431750 or email us now.

🏡 Big news for First-Time Buyers in Scotland 👏From next month, first-time buyers will be able to apply for up to £10,000...
28/05/2026

🏡 Big news for First-Time Buyers in Scotland 👏

From next month, first-time buyers will be able to apply for up to £10,000 interest-free through the new First Homes Fund.

The fund is designed to help with the upfront costs of buying, giving more people a chance to get onto the property ladder without monthly repayments or interest charges. The Scottish Government will instead take an equity share in the property.

Properties can be New-build or established with a purchase price limit of £300k to be eligible.

Could this make buying your first home more achievable for you? Drop me a message if you’d like to chat through your options 🏠

19/05/2026

It really is the best tool you have! The earlier you secure something the more protected you are from rate rises.

We can check ALL lenders, not just your current lender. Finding you the best deal for your mortgage going forward.

Get in touch today to find out your options 📞 📱 ✉️

Big boost and opportunity for First Time Buyers to get onto the property ladder.With deposit savings being the biggest b...
18/05/2026

Big boost and opportunity for First Time Buyers to get onto the property ladder.

With deposit savings being the biggest barrier to getting on to the ladder, Halifax have come to market with a product that could help First Time Buyers.

Get in touch today to see what you could do. Share with your friends to help them get on to the property ladder!


Your home may be repossessed if you do not keep up repayments on your mortgage. Eligibility and lending criteria apply.

£5,000 Deposit is all you might need to buy your First Home!Halifax are dropping a new mortgage product next week to hel...
12/05/2026

£5,000 Deposit is all you might need to buy your First Home!

Halifax are dropping a new mortgage product next week to help those that are struggling to get on to the property ladder.

With just a £5,000 deposit, up to £300,000 purchase price this could be YOUR opportunity to purchase your first home.

Get in touch today to find out if your eligible and if this product would be a good fit for you!

Your home may be repossessed if you do not keep up repayments on your mortgage.

Buying in Scotland? You’ve probably seen properties listed as “Offers Over” what does that actually mean?In short, the a...
12/05/2026

Buying in Scotland? You’ve probably seen properties listed as “Offers Over” what does that actually mean?

In short, the advertised price is usually the starting point, not necessarily the final sale price.

Understanding how Home Report values, closing dates, and mortgage lending work can save you from costly surprises.

If you’re thinking about buying and want help understanding the process, feel free to message us for more information.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The number one mortgage lender in the UK comes £26,000 short for affordability for a first time buyer.By using HK Mortga...
06/05/2026

The number one mortgage lender in the UK comes £26,000 short for affordability for a first time buyer.

By using HK Mortgages, we were able to assess the whole market for:

1. Which lender is able to provide the borrowing required
2. Which lender is offering the most competitive rate

This allowed our client to get the mortgage amount she needed to purchase her first home as well as getting a rate and monthly payment that fit within her budget

Your home may be repossessed if you do not keep up repayments on your mortgage.

Bad credit stopping you from getting a mortgage? 👀A “no” from your bank doesn’t always mean “no” full stop.With access t...
03/05/2026

Bad credit stopping you from getting a mortgage? 👀

A “no” from your bank doesn’t always mean “no” full stop.

With access to a wide range of lenders and thousands of mortgage products, we may still be able to help

Every case is different, and lender criteria can vary significantly depending on your circumstances.

The key is exploring the right options for YOU rather than assuming you have none. 🏡

📩 Get in touch for a free, no-obligation chat and let’s see what may be possible.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Want to borrow £200,000 but not sure what income you’d need? 👀Depending on your circumstances, some lenders may offer hi...
30/04/2026

Want to borrow £200,000 but not sure what income you’d need? 👀

Depending on your circumstances, some lenders may offer higher income multiples - meaning your borrowing potential could be more than you expect.

For some buyers, borrowing £200k may be possible on around £34k household income, but this will always depend on factors like credit profile, deposit, outgoings, and lender criteria.

The key is understanding what’s realistic for YOU before you start house hunting. 🏡

📩 Get in touch for a free borrowing assessment and let’s see what could be possible.

Your home may be repossessed if you do not keep up repayments on your mortgage.

30/04/2026

Bank of England has decided to hold the Base Rate at 3.75%

What does this mean?

No Change for any clients on Base rate tracker mortgages.

Fixed rate pricing continues to improve over the last couple of days following the spike we saw a couple of weeks ago.

Still think you need a 10% deposit to get onto the property ladder? 👀Some buyers may be able to purchase with a 5% depos...
28/04/2026

Still think you need a 10% deposit to get onto the property ladder? 👀

Some buyers may be able to purchase with a 5% deposit, depending on their circumstances, lender criteria, and product availability.

Property prices can change over time, so understanding your options early can help you plan more effectively.

The best place to start is finding out how much you may be able to borrow and what deposit could be required for your situation.

📩 Get in touch to explore your options.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

88 Henderson Street
Bridge Of Allan
FK94HA

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441786831459

Website

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