Primus Financial Solutions LTD

02/09/2021

Loan to value or 'LTV' is a term used to describe the ratio of a loan to the value of the property purchased. For example: If you had a 10% deposit for a property, the loan to value would be 90%.

Due to current circumstances, many lenders are offering up to 95% LTV for a short time! This means you could get onto the property ladder with as little as 5% deposit with certain deals.

Our mortgage advisers have access to market wide deals from mortgage lenders, including 95% LTV deals. If you want to find out what your ideal LTV is, get in touch!

📞 01277 201177 ✉️ [email protected]

31/08/2021

A remortgage is when you apply for a new mortgage with a different lender, but stay in your current home. You may consider this option if your existing mortgage deal has expired and you wanted to see if a more competitive deal is available.

You could also consider this if your circumstances have changed and you want to borrow more. There are many reasons why you would remortgage without moving home.

Over time, the mortgage market changes, and new deals become available. This means there might be a better deal available for you now which could save you hundreds of pounds. Whether it be for debt consolidation, house improvements or simply a better rate.

Our access to the whole of the market can help you to find the best deal possible. Get in touch to find out if there's a better mortgage deal out there for you!
📞 01277 201177 ✉️ [email protected]

30/08/2021

Find out why our mortgage brokers are consistently rated 5 stars on Trustpilot, get in touch!
Get a free consultation call today or email us:
📞 01277 201177 ✉️ [email protected]

25/08/2021

More and more people are working from home. This may be why we have seen and increase of people moving away from the cities and towards the coast! Now may be the best time to find your dream house on the sea.

http://ow.ly/8PKN50Fwy4y

We've noticed a huge number of people are looking to move to some of Britain's most scenic coastal towns and seaside villages right now. Here are the top spots.

24/08/2021

The good news is that the majority of UK lenders will allow you to pay up to 10% of your mortgage balance per annum without incurring a repayment fee. (Woo!)

If this is an avenue you’d like to explore, then you would typically need to work directly with the lender to arrange a regular overpayment for each month.

If you want to overpay by more than 10% of your mortgage balance, then you are likely to be liable to a fee which will be calculated by the lender.

We help you make sure you're on the best mortgage deal possible if you're planning on overpaying.
📞 01277 201177 ✉️ [email protected]

23/08/2021

We don't mess about. Our goal is simple: Find you the best mortgage deal possible. No nonsense mortgage advice.

Get a free consultation call today or email us:
📞 01277 201177 ✉️ [email protected]

19/08/2021

Most people think that their family is fully protected with life insurance... But suffering from a critical illness can be incredibly financially damaging without the right coverage. 🤕

Critical illness cover is specifically designed for these unforeseen situations.

In the event you are diagnosed with a critical illness, you will be paid out a lump sum to ease the inevitable financial pressure as it's unlikely that you will be able to work with a critical illness.

Critical illness cover is a crucial part of managing financial risk for the future, especially if you have dependents. 👶

If you'd like to explore your options or simply learn more about critical illness cover, get in touch! 👇

📞 01277 201177 ✉️ [email protected]

18/08/2021

Offset mortgages: are they making a post-Covid comeback?

https://www.theguardian.com/money/2021/jun/05/offset-mortgages-are-they-making-a-post-covid-comeback

People who have built up a cash pile in lockdown are putting their money to work in accounts linking home loans to savings

16/08/2021

How sure are you that you're on the best mortgage deal possible? Fairly certain? 90% sure? No idea...?

When our customers realise they could've been saving money this entire time, they all say the same thing;

"Why didn't I do this before?" 🤯

Get mortgage peace of mind and speak to one of our mortgage experts.
📞 01277 201177 ✉️ [email protected]

11/08/2021

Why house prices are rising so fast in a pandemic 👇

https://www.bbc.co.uk/news/business-57260261

House prices are increasing at their fastest rate for more than a decade. These graphics explain why.

09/08/2021

We pride ourselves on helping our portfolio clients consistently achieve the best mortgage deals possible. If you want a mortgage advisor that goes that extra mile, get in touch!

Get a free consultation call today or email us:
📞 01277 201177 ✉️ [email protected]