Hints Insurance Services Ltd

25/09/2026

What does “excess” actually mean? 🤔

You’ve probably seen the word “excess” on your insurance policy — but what does it actually mean?

Simply put, the excess is the amount you may have to contribute towards an insurance claim, depending on the terms of your policy.

🔎For example:

If you make a claim for £1,000 and your applicable excess is £250, the insurer may pay £750 towards the claim.

The amount and type of excess can vary depending on your policy and the type of claim, so it’s always important to check your policy documents.

💡 Top tip: A higher voluntary excess may sometimes reduce your premium, but make sure you could comfortably afford the excess if you needed to make a claim.

11/09/2026

CobraFest 2026 ✅

Another beautiful event hosted by Cobra Network at the Celtic Manor 🥂

This year we sent our Will T and new apprentice, Hannah to test the waters of their first insurance event.

I think they both had a good time! 🤠

28/08/2026

What happens if you’re underinsured? 🤔

Being underinsured means your insurance cover may not be enough to cover the full cost of a claim.

For example, imagine your home would cost £300,000 to rebuild, but you only have £200,000 worth of cover. If something serious happens, you could be left having to make up the difference yourself.

Underinsurance can happen when:
🏠 Property rebuild costs increase
📈 The value of your belongings goes up
🔨 You make improvements or renovations
🛍️ You buy expensive new items
📄 Your policy hasn’t been reviewed for a while

The good news? Regularly reviewing your insurance can help make sure your cover still reflects your current circumstances.

Don’t wait until you need to make a claim to find out you’re not properly covered.

📩 Get in touch to review your cover.

25/08/2026

Protect Your Rental Income 🏡

Rent Guarantee Insurance gives landlords added peace of mind by helping protect against lost rental income when tenants are unable to pay their rent. 💰

Many policies can also help cover legal expenses, making the process of managing arrears less stressful.👨‍⚖️

Contact us below for a Rent Guarantee quote:

📞 01547 530460
📧 [email protected]

11/08/2026

🛡️ Protect What Matters Most

Looking for insurance you can trust? We’ve got you covered.

✅ Home Insurance
✅ Car Insurance
✅ Landlord Insurance
✅ Motor Trade Insurance
✅ Farm Combined Insurance
✅ Fleet Insurance

Plus many more!

As your dedicated Insurance Broker, we compare policies from leading insurers to find the right cover at competitive prices—saving you time, money, and hassle.

✔ Personal Service
✔ Expert Advice
✔ Competitive Quotes
✔ Ongoing Support When You Need It Most

📞 Get your FREE, no-obligation quote today and let us find the right protection for you.

T: 01547 530460
E: [email protected]

07/08/2026

✅ Burwarton 2026

Couple photos from our walks, overall a good day and brilliant turnout!

Back for more next year ☀️

Burwarton Show

04/08/2026

Burwarton Show - Thursday 6th. 26

We won’t have a stall, but we will be walking around in force!👨‍💼

If you see/recognise us be sure to say hello 🙋‍♂️

29/06/2026

Missing the heat! Now got the itch to go aboard, then let us know!! ☀️✈️

We have many travel insurance options available, simple and straightforward 🍸

or quote yourself on our website hintsure.co.uk 😎

Insure with Hintsure

21/04/2026

❗️Pothole Protection❗️

We can cover your vehicle from any damage via these lovely potholes. This can be an added on to your renewal or even taken out as a single policy.

💥Affordable Premium’s at only £40💥

Cover includes:

👉£200 per tyre
👉£250 per wheels
👉£150 for wheel alignment
👉£500 for suspension damage
👉£250 for body, paint, and headlight damage

Including only a £50 excess.

Please do not hesitate to contact us on - 01547 530460, via our email - [email protected]

05/04/2026

Happy Easter everyone from us at Hintsure, and celebrating the resurrection of Jesus 🐣✝️