Kings Financial

18/06/2026

18/06/2026

🏦 Bank Rate holds at 3.75% - here's what it means for you!

👉 Coming to the end of your current deal? If you're within 6 months of your fix ending, it's worth exploring your options now. Many lenders let you lock in a rate today and switch later if something better comes along, so you get protection without losing flexibility.

👉 Thinking about buying your first home? There's more choice in the market than there was 12 months ago. The key is understanding your options, not rushing into a decision.

The best thing you can do is go into it informed. Not sure where to start? That's exactly what we're here for 😊

18/06/2026

📈 Inflation stays at 2.8% – what does that mean for you?

While there’s still some uncertainty in the wider economy, lenders are continuing to bring new products to market and, in many cases, becoming more flexible with their criteria.

🏡 If you're a first time buyer, looking to move, or thinking about remortgaging, you could have more options available than you realise.

With inflation holding steady and expectations that interest rates may gradually fall over time, it's worth exploring what's possible rather than assuming you need to wait.

Everyone's situation is different, but a quick conversation can often give you a clearer picture of where you stand. 😊

30/04/2026

Inflation has risen to 3.3% - what does this mean for you?

🏡 Homeowners
If you’re coming off low fixed rates, you may see a more noticeable jump in repayments.
If you’re exiting a more recent deal, the change could be less noticeable.

🔑 Looking to buy?
The market is evolving and lenders are becoming more flexible, with more options available.
Many buyers may be closer to buying than they think.

Our latest research shows affordability remains a key consideration for aspiring buyers:
52% say they’re ready to buy this year
41% are still waiting for a ‘sign’ to make their move
Top concerns: house prices (45%), deposits (44%), and not fully understanding the process (31%)

Not sure where to start? That’s exactly what we’re here for. Let’s chat and explore what’s possible for you 😊

21/04/2026

🌟 We’re Hiring: Saturday Receptionist 🌟

We are seeking a professional and reliable Receptionist to join our Financial Services and Wealth Management firm on Saturdays, with the potential for additional days as the role evolves. This is an excellent opportunity for someone who enjoys client interaction and is looking to grow within a professional office environment.

💰Salary
• Negotiable dependent on experience

🌟Key Responsibilities
• Act as the first point of contact for clients, visitors, and staff, providing a warm and professional welcome
• Manage incoming calls, emails, and enquiries, directing them appropriately
• Maintain a tidy and organised reception area at all times
• Handle incoming and outgoing post and deliveries
• Schedule and manage meeting bookings
• Provide administrative support to the wider team as required
• Ensure confidentiality and compliance with company policies and financial regulations

🌟Skills & Experience
• Previous reception or front-of-house experience preferred, ideally within a professional services or financial environment
• Excellent communication and interpersonal skills
• Strong organisational skills with attention to detail
• Professional appearance and manner
• Ability to multitask and work independently
• Proficiency in Microsoft Office (Word, Outlook, Excel)

⏰Working Hours
• Saturdays 9:00am – 5:00pm (with potential for additional weekdays in the future)

🌟What We Offer
• A supportive and professional working environment
• Opportunity for the role to grow into additional working days
• Exposure to the financial services industry

📩 Interested? Send us a message or email your CV to [email protected]

Please share or tag someone who might be perfect for this role!

Call now to connect with business.

21/04/2026

UK inflation has held at 3% - what does this mean?

Given everything that’s unfolded over the past few weeks, today’s inflation figure feels somewhat out of step with the reality many are experiencing.

👉 For those considering a move, it remains very much a buyers’ market across much of the UK, making now a good time to take that next step.

If you’re remortgaging, there are still good mortgage deals to be found. However, whether you’re looking to buy, move or remortgage, speaking with a mortgage adviser can make all the difference.

✨ With access to a wide range of lenders and products, we can help you find the option that’s right for your needs and goals.

19/03/2026

The bank rate has held at 3.75% 📣

With ongoing energy price pressures and global uncertainty, it’s no surprise that rates remain steady for now.

The good news? Mortgage markets often move ahead of these decisions, so the impact on new deals may not be as dramatic as you’d expect.

👉 If you’re within six months of your current deal ending, it could be worth securing a rate now. Many lenders allow you to lock in a deal and switch later if rates improve, giving you a bit of breathing room in an uncertain market.

👉 And if you're thinking about buying your first home, don’t panic. Focus on understanding your options rather than rushing. There’s more flexibility in the market than there was last year.

Not sure where to start? That’s exactly what we’re here for. Let’s chat and explore what’s possible for you 😊

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13/03/2026

A steady Spring Statement today with no big surprises is good news as it keeps the financial markets calm.

Here are our key updates:

📈 Inflation - Experts predict inflation will fall even faster than was predicted in Autumn.


💰 Cost of living - As announced by the Chancellor, “Lower cost of living should save you on average around £1,000 per year.” Next month, you could also save on average £150 on energy bills with the removal of the Eco energy scheme.

📊 Mortgage rates - If the Bank of England base rate continues to fall, this will affect the amount of interest you pay on your mortgage.

👉 Drop us a follow for more tips and insights! 🏡

27/02/2026

Sometimes life puts things into perspective......
Lucy, the daughter-in-law of one of our team members, is facing an incredibly difficult battle with non-Hodgkin’s lymphoma and HLH, shortly after welcoming her baby son into the world.
Despite intensive treatment, her illness has become terminal.
During this unimaginably hard time, Lucy has spoken about the life-saving importance of blood, platelet and stem cell donations, which support cancer treatment and give families precious time together.
She has also set up a fundraising page to help secure her son’s future.
If you are able, please consider registering as a stem cell donor, donating blood, or offering support through her page. Every act of kindness matters.
You can find more information via the link below.
Thank you for taking a moment to read Lucy’s story.


https://www.gofundme.com/f/donate-in-memory-of-lucy-holdgate?attribution_id=sl:7836f743-f511-4e49-af82-9a2e66df8afb&lang=en_GB&ts=1770293150&utm_campaign=man_sharesheet_dash&utm_medium=customer&utm_source=copy_link&fbclid=IwVERDUAPxrGxleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEe9uQMQX0wtd0gVd9GTtev7fZ7zTn8iIEajYsJnZWtbot3i-QdHl-NasZiJCQ_aem_FPWq2NTgd4uGMkBieiV8yw

Hi as some of you know for the last year I have been battling cancer more specifically … Sam Holdgate needs your support for Donate in memory of Lucy Holdgate

06/02/2026

The bank rate has held at 3.75% 📣

Lenders are being more flexible than they were last year, so paired with the right advice, owning your first home could be closer than you think. Now’s the time to explore what’s possible.

Not sure where to start? That’s exactly what we're here for. Let’s chat and see what’s possible for you. 😊