Bradford Mortgage Co

08/07/2024

OWN NEW RATE REDUCER, BUT WHATS IT ALL ABOUT? 🏡 🤔

The 'Own New Rate Reducer' scheme is a type of mortgage plan that offers borrowers the opportunity to secure a reduced interest rate on their mortgage for clients buying a new build property. This scheme is designed to make home ownership more affordable by lowering the monthly payments through a reduced interest rate.

Pros:
-Lower monthly mortgage payments: The biggest advantage of the Own New scheme is that you’ll be able to access lower mortgage rates compared to the open market.

-You’ll pay off more capital: A knock on effect of paying a lower interest rate is that you’ll pay off more capital.

Cons:
-You might not get the headline rates

-Limited choice: You’ll have less choice of properties as you’ll need to buy from a developer that’s signed up to the Own New scheme.

-Make sure you don’t overpay for your house: The Rate Reducer scheme works by a developer offering an incentive of 3% or 5% of the property’s value which is put towards your mortgage.

-Be prepared that rates could rocket: Once your initial period is over (the 2 or 5 years) you will pay standard mortgage rates. So your repayments could shoot up.

-New build premium: When you buy any new build house or flat, it will depreciate in price the minute you turn the key in the door.

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Based in Bradford, Yorkshire. We can accommodate appointments via telephone, face-to-face and video calls.

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0800 1 777 333 | 01274 442 003
📱💻 www.bradford-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

16/06/2024

03/06/2024

MORTGAGE RATES CONTINUE TO RISE AND FALL 🏡 ⏰ 🔐 🎢

Mortgage rates are like a rollercoaster at the moment, up and down daily 😓

We can secure a new deal with most lenders, 6 months before your existing fixed rate ends. ⏰

The deal that we secure at that time will actually be the worst case scenario because the good news is that if that rate reduces in the next 6 months, whilst you wait for your existing deal to end, we can change it throughout this period 😲🏡

You won't get this service from a bank, we will be sure to keep our eye out for better rates and deals, whilst keeping you informed of any positive updates. 🔍

If you wait until nearer the time, you are taking away that opportunity to grab a lower rate if they reduce and potentially chancing if the market rates increase again!

Securing your rate early can potentially save you hundreds over the fixed term of your mortgage deal.

Staying with your current bank or lender DOESN'T mean it's the cheapest rate!

Based in Bradford, Yorkshire. We can accommodate appointments via telephone, face-to-face and video calls.

We can accommodate evening & weekend appointments ✅

Currently looking for a Remortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0800 1 777 333 | 01274 442 003
📱💻 www.bradford-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

08/05/2024

DID YOU KNOW... 🤔

We don't only deal with mortgages, we have other additional services that we help our clients with, such as:

💜 Life Insurance- Level term, mortgage protection, critical illness cover, income protection and relevant life cover.

🏡 Home Insurance- Buildings & contents cover and landlords insurance.

⚖️ Conveyancing- We have access to panels of solicitors that can help process your mortgage applications.

We aim to make the mortgage process as smooth as possible and save you time with searching the internet for products and services.

Based in Bradford, Yorkshire. We can accommodate appointments via telephone, face-to-face and video calls.

We can accommodate evening & weekend appointments ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0800 1 777 333 | 01274 442 003
📱💻 www.bradford-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

24/04/2024

MORTGAGES INTO RETIREMENT, ISIT POSSIBLE? 🤔

The population of the UK is ageing ‐ we’re all living longer and healthier lives, and most peoples retirement age is rising due to this.

Traditional mortgages run till the clients retirement age of a maximum 70 years old.

We are now seeing a shift in mortgage lenders extending mortgage terms to highs of 85 years old to accommodate lending into retirement.

Most lenders would want to see pension forecasts and income past retirement age to check the mortgage would be affordable.

Currently looking for a mortgage that runs past the traditional retirement age? Speak to our team to see if we can help. 🏡

Based in Bradford, Yorkshire. We can accommodate appointments via telephone, face-to-face and video calls.

We can accommodate evening & weekend appointments ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0800 1 777 333 | 01274 442 003
📱💻 www.bradford-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

18/04/2024

ARE YOU WORRIED ABOUT YOUR BUY-TO-LET REMORTGAGE? 🏡 🏘 😓

2023 was a turbulent market, none more so than the investment property market!
Many landlords & property owners found the mortgage rate increases difficult to deal with.

We can help tackle rising rates and tighter affordability. We take into account rental yield and all income sources to help you get the best deal on your investment properties.

We are highly experienced in this area and can help all types of investment property owners. Whether you're looking to purchase your first investment property or you're an experienced property landlord with multiple properties looking to remortgage.

Based in Bradford, Yorkshire. We can accommodate appointments via telephone, face-to-face and video calls.

We can accommodate evening & weekend appointments ✅

Currently looking for a Buy-to-Let Mortgage or Remortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0800 1 777 333 | 01274 442 003
📱💻 www.bradford-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

31/03/2024

HAPPY EASTER 🐰 🍫 🐥 💐
From all the team at Bradford Mortgage Co.

27/03/2024

GOOD NEWS FOR FIRST TIME BUYERS! 🏡
The £5k Deposit Mortgage 🏘

Accord has launched a new mortgage product that will allow first time buyers to get on the property ladder with just a £5,000 deposit.

The full details of the scheme:
Five-year fixed rate at 5.99%
• At least one applicant must be a first-time buyer
• Minimum deposit requirement £5,000
• Maximum property value £500,000
• Maximum age at end of mortgage term 70
• Available on residential house purchases only
• Subject to rigorous credit scoring and affordability checks.

Are you looking to purchase your first home? 🏡

Based in Bradford, Yorkshire. We can accommodate appointments via telephone, face-to-face and video calls.

We can accommodate evening & weekend appointments ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0800 1 777 333 | 01274 442 003
📱💻 www.bradford-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

10/03/2024

HAPPY MOTHERS DAY 💐
To the past and present
From all the team at BMC 💜

14/02/2024

OUR ONE TRUE LOVE 💜


We love helping our customers acquire their dream homes 😍

Stop window shopping on right move and let's set up a date!

Happy Valentines Day all! 💜

Based in Bradford, Yorkshire. We can accommodate appointments via telephone, face-to-face and video calls.

We can accommodate evening & weekend appointments ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0800 1 777 333 | 01274 442 003
📱💻 www.bradford-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

29/01/2024

BUY-TO-LET CAN WE HELP? 🏡 🏘

2023 was a turbulent market, none more so than the investment property market!
Many landlords & property owners found the mortgage rate increases difficult to deal with.

We are seeing positive signs in the early part of 2024 that rates are coming down in this market.

We are experienced in this area and can help all types of investment property owners. Whether you're looking to purchase your first investment property or you're an experienced property landlord with multiple properties.

Based in Bradford, Yorkshire. We can accommodate appointments via telephone, face-to-face and video calls.

We can accommodate evening & weekend appointments ✅

Currently looking for a Buy-to-Let mortgage or Remortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0800 1 777 333 | 01274 442 003
📱💻 www.bradford-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

16/01/2024

GOOD NEWS TO START THE YEAR 🙌🏻 🏦

After a turbulent market in 2023, 2024 starts with some good news for the mortgage market.

We are seeing a number of reputable banks and mortgage lenders drop their interest rates.

Are you looking to buy your first home or move in 2024?

Are you due to remortgage in early 2024?

Looking to buy your first investment property or add to your portfolio?

January can be an extremely busy period in the property market.

Book in your appointment and beat the rush.

Based in Bradford, Yorkshire. We can accommodate appointments via telephone, face-to-face and video calls.

We can accommodate evening & weekend appointments ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 0800 1 777 333 | 01274 442 003
📱💻 www.bradford-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME