Stephanie Blackwell - Mortgages

Home
United Kingdom
Bracknell
Stephanie Blackwell - Mortgages

Mortgage adviser specialising in:
Residential purchases and remortgages
Help to Buy
First Time Buyer

10/11/2022

If your mortgage fixed rate is coming to an end within the next 6 months get in touch and we can look at the options for you. Rates have reduced recently across the board!

05/10/2022

Get in touch if your current fixed rate is ending in the next 6 months, we can secure a new rate for you!

22/09/2022

Coventry have recognised house price and interest rate rises and increased their maximum term! This means we can reduce the monthly payments by extending the term, making the mortgage more affordable!

They also do soft footprints at AIP stage so this will have no negative effect on your credit score 🙌

Get in touch for more details

10/06/2022

Submitted this application on Tuesday and it was offered today! Not bad if I say so myself😊

Santander have been working hard to bring their underwriting timescales back to 1 working day.

This was a residential purchase application. All documentation submitted on Tuesday too and now a happy customer ready for the weekend!

26/05/2022

For most of us, obtaining a mortgage for the first time is a daunting thought and have no idea where to start.

I'd suggest speaking to a broker so they can calculate your maximum borrowing figure and guide you through the process.

One you have the figures and a Decision in Principle you have a much better understanding of your budget and can start your property search.

I also help you through the whole process from the start, all the way to you getting your keys so you always have my support. You will receive regular updates throughout and can ask as many questions as you like!

Get in touch if you'd like to know your maximum borrowing.

12/05/2022

‼️Why use a mortgage broker‼️

Getting a mortgage/ property can be extremely stressful and very overwhelming. A mortgage broker is there to simply make the process as easy and as smooth as possible. Some lenders are introducer only which means they will only deal with a Mortgage Broker rather than with you directly.

A mortgage broker will have valuable market knowledge and experience and are there to get you the best deal possible based on your individual situation.

Here are just a few reasons to consider using a mortgage broker on your next re-mortgage or property purchase:

✅ We offer independent advice.

✅ We have access to the whole of the market, meaning we have a choice of many different lenders- we’re not tied to anyone in particular like others may be.

✅ We have a choice of different rates and products which may be better suited to your situation.

✅ You’ll get the whole process right the first time, making everything as smooth as possible.

✅ It saves you from having to deal with the hassle of going through your high street bank- we can potentially get you better rates with less hassle.

If you’re interested in using a mortgage broker, we offer a free initial consultation to discuss your individual scenario, please feel free to message me to book in for yours.

13/04/2022

I can tell you all the information you need to know when it comes to your mortgage!

This can all be done over the phone or via email, feel free to get in touch if you're interested!

01932 825233

[email protected]

06/04/2022

For incomes more than £75,000 where the loan to value is 85-90% and the loan is less than £500,000 the loan to income cap is being increased from 4.49x to 4.75x.

This may potentially mena you can borrow more!

Get in touch to find out if you qualify!

01/04/2022

Metro Bank are great for the self-employed directors-

✔️ Up to 95% LTV available
✔️ Profit before taxation plus remuneration can be used if 100% of shareholders are on the mortgage
✔️ Salary and Dividends can be used where there is less than 100% shareholding
✔️ All businesses must have been trading for a minimum of 3 years
✔️ 3 months business bank statements are required to confirm sustainability

22/03/2022

As you have probably seen from the news and social media, mortgage rates are changing frequently at the moment.

Did you know that we can secure a new fixed rate deal for you up to 6 months before your current rate comes to an end. This means we can lock it in before any increases!

Get in touch to see how I can help!

17/03/2022

Skipton's service levels are great at the moment and managed to offer one of my applications in just 2 days!!

16/03/2022

There could be a number of reasons why your mortgage application could potentially be rejected. Here are 3 reasons we find are the most common :

1️⃣ Not declaring all credit commitments - loans/credit cards/PCP finance/child maintenance/student loans/store cards/pension contributions, etc...

2️⃣ Not letting us know about adverse credit - CCJs/Defaults/missed payments/debt management plans

3️⃣ Not telling us the full property details - may be a flat over 4 floors/short lease/flat above shop/non-standard construction

The more information we have upfront, the easier it will be to process your application, and it will help us ensure that it is placed with the correct lender!

Address

Bracknell
RG421

Website

http://www.roxborough.uk.com/

Alerts

Be the first to know and let us send you an email when Stephanie Blackwell - Mortgages posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Stephanie Blackwell - Mortgages:

Shortcuts

Want your business to be the top-listed Finance Company in Bracknell?