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Total Home Loans Ltd

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Total Home Loans Ltd

Total Home Loans Ltd is a whole of market mortgage brokerage offering advice on most aspects of mort Total Home Loans Limited is registered in England & Wales.

We can offer you Mortgage and Protection advice for any purpose and with our 'full advice and recommendation' service you can be assured that you receive only the best possible advice - delivered in a fast and friendly manner. Our fully trained and fully qualified advisers will take you through the whole process from start to finish, relieving you of any stress. Your home may be repossessed if you

do not keep up repayments on your mortgage. The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK. Total Home Loans Limited is an appointed representative of Quilter Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority. Most buy-to-let mortgages are not regulated by the Financial Conduct Authority. Company registration number: 6436412. Registered address: 470 Holdenhurst Road, Bournemouth BH8 9AQ

03/12/2025

It's so rewarding to receive messages like this.

"I want to take the opportunity to say a big thank you for the excellent service that was provided in helping us achieving our new home."

11/08/2025

It is so rewarding to receive feedback like this from one of our clients:

"I am in my new home!!!!
I can’t believe this happened! I feel like I am dreaming!!!
I will be saying a prayer for you both for making my dream come true!!!
Thank you 🙏 "

15/07/2025

A much appreciated review from a recently completed mortgage case.

"I really appreciate your support from the very start to the finish day. You remain professional and supportive given your expertise and advice all the time.
Thanks again and I will surely recommend your service to friends and family."

09/05/2025

Another satisfied client: "I just wanted to drop a line and say a huge thank you for managing my remortgage so well.
I have been using THL for over 10 years now and you have always been able to find something good for me each time. " C. N-M

27/03/2024

Here's just a few comments from our clients:

"Fantastic service and top communication, they helped me get a mortgage when others didn't want to know, can't speak highly enough of them" P Wiggin

"As first time buyers, my husband and I were amateurs during the buying process. Mark and colleagues at Total Home Loans made the whole mortgage process easy and quick. I will be recommending Total Home Loans to all those requiring a mortgage" S Williams

"Excellent service to obtain a mortgage when other firms and banks refused to help. Truly grateful for such a friendly and great professional service" G Jones

01/12/2023

As it's now December, we would like to be one of the first to wish everyone a Merry Xmas and a Happy New Year!

25/01/2023

Thank you to our lovely clients who recently left the following, much appreciated, 5 star reviews:

"Very quick and efficient service. Communication was always very fast and any questions and queries dealt with promptly. We are very happy with the service. We would definitely recommend!"
"Fast, efficient and friendly service. I contacted Total Home Loans as they were recommended by a friend and I needed advice fairly quickly. I was very happy with the services provided and would definitely use them again."
"Mark and Tangy could not have been more helpful with the mortgage process. I really cannot recommend them highly enough, they are professional, efficient and very very helpful. They offer the best advice. They really are the best in their field. Will never use anyone else."
"Great service I tried so many brokers but no one could help but totalhomes were the only ones who found me a lender it was really hard to find some one I went to 8 brokers all found online with there so called promising words trying to bring customers in still no good for me but mark and tangy got the job done excellent service will recommend and there was no fee till all applications was complete unlike some brokers charge u first"
"Mark and Tangy are extremely knowledgeable, helpful, friendly and very quick to respond to any questions. They take all the stress out of applying for a mortgage and are very supportive throughout the whole house buying process. I wouldn't hesitate to recommend them to anyone, and will certainly be using them next time. Thanks again!"

10/01/2023

𝗜𝘀 𝗶𝘁 𝗵𝗮𝗿𝗱𝗲𝗿 𝘁𝗼 𝗴𝗲𝘁 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗮𝘀 𝗮 𝗙𝗶𝗿𝘀𝘁 𝗧𝗶𝗺𝗲 𝗕𝘂𝘆𝗲𝗿 𝗖𝗼𝗻𝘁𝗿𝗮𝗰𝘁𝗼𝗿?

Only around 50% of mortgage lenders will take on contractors as customers, so it can be a little more difficult to find a good mortgage deal.

Our latest podcast looks at the challenges for First Time Buyer Contractors and what to consider: https://totalhomeloans.co.uk/contractor-mortgage/first-time-buyer-contractor-mortgage/

𝗬𝗼𝘂𝗿 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗮𝘆 𝗯𝗲 𝗿𝗲𝗽𝗼𝘀𝘀𝗲𝘀𝘀𝗲𝗱 𝗶𝗳 𝘆𝗼𝘂 𝗱𝗼 𝗻𝗼𝘁 𝗸𝗲𝗲𝗽 𝘂𝗽 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗼𝗻 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲.

05/01/2023

𝗪𝗵𝗮𝘁 𝗮𝗿𝗲 𝘁𝗵𝗲 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗼𝗳 𝗮𝗻 𝘂𝗺𝗯𝗿𝗲𝗹𝗹𝗮 𝗰𝗼𝗻𝘁𝗿𝗮𝗰𝘁𝗼𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲?

Some contractors are paid through an umbrella company as a way of reducing their tax liabilities. Not all lenders accept umbrella contractors, however, so it’s important to work with a broker to explore all the options.

Find out more: https://totalhomeloans.co.uk/contractor-mortgage/umbrella-contractor-mortgage/

𝗬𝗼𝘂𝗿 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗮𝘆 𝗯𝗲 𝗿𝗲𝗽𝗼𝘀𝘀𝗲𝘀𝘀𝗲𝗱 𝗶𝗳 𝘆𝗼𝘂 𝗱𝗼 𝗻𝗼𝘁 𝗸𝗲𝗲𝗽 𝘂𝗽 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗼𝗻 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲.

03/01/2023

𝗪𝗵𝗮𝘁 𝗶𝘀 𝗮𝗻 𝘂𝗺𝗯𝗿𝗲𝗹𝗹𝗮 𝗰𝗼𝗻𝘁𝗿𝗮𝗰𝘁𝗼𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲?

An umbrella contractor mortgage is a loan for a contractor who is paid through an umbrella company. Some lenders won’t take on customers whose businesses are structured in this way, so it’s important to find an experienced broker to seek out the most appropriate options.

Find out more: https://totalhomeloans.co.uk/contractor-mortgage/umbrella-contractor-mortgage/

𝗬𝗼𝘂𝗿 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗮𝘆 𝗯𝗲 𝗿𝗲𝗽𝗼𝘀𝘀𝗲𝘀𝘀𝗲𝗱 𝗶𝗳 𝘆𝗼𝘂 𝗱𝗼 𝗻𝗼𝘁 𝗸𝗲𝗲𝗽 𝘂𝗽 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗼𝗻 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲.

29/12/2022

𝗛𝗼𝘄 𝗰𝗮𝗻 𝗮 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗕𝗿𝗼𝗸𝗲𝗿 𝗵𝗲𝗹𝗽 𝗺𝗲 𝗽𝗿𝗲𝗽𝗮𝗿𝗲 𝗱𝗼𝗰𝘂𝗺𝗲𝗻𝘁𝘀 𝗳𝗼𝗿 𝗮 𝗦𝗲𝗹𝗳-𝗘𝗺𝗽𝗹𝗼𝘆𝗲𝗱 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲?

A Mortgage Broker like Total Home Loans is here to take the hassle out of finding and applying for a mortgage.

We will run through exactly what you need to apply for your Self-Employed mortgage.

To find out more, click the link here: https://totalhomeloans.co.uk/self-employed-mortgage/documents-needed-for-self-employed/

27/12/2022

𝗪𝗵𝗮𝘁 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗮𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝗰𝗲 𝗶𝘀 𝗮𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲 𝗳𝗼𝗿 𝗠𝗶𝗹𝗶𝘁𝗮𝗿𝘆 𝗣𝗲𝗿𝘀𝗼𝗻𝗻𝗲𝗹?

Certain mortgage lenders offer good flexibility that particularly suits those in the Armed Forces - such as allowing for deployment bonuses to boost your income and allowing you to let your property.

You can also access the Forces Help to Buy Scheme to boost your deposit. We will help you explore all the options to buy a home: https://totalhomeloans.co.uk/military-mortgages/

𝗬𝗼𝘂𝗿 𝗵𝗼𝗺𝗲 𝗺𝗮𝘆 𝗯𝗲 𝗿𝗲𝗽𝗼𝘀𝘀𝗲𝘀𝘀𝗲𝗱 𝗶𝗳 𝘆𝗼𝘂 𝗱𝗼 𝗻𝗼𝘁 𝗸𝗲𝗲𝗽 𝘂𝗽 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗼𝗻 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲.

Address

470 Holdenhurst Road
Bournemouth
BH89AQ

Opening Hours

Monday	8am - 7pm
Tuesday	8am - 7pm
Wednesday	8am - 7pm
Thursday	8am - 7pm
Friday	8am - 7pm

Website

https://www.totalhomeloans.co.uk/

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