Waters & Co Insurance Services

08/06/2025

🔥💧💻🔨 Fire, food, cyber attack, equipment failure... Unexpected events can disrupt your business.

Business Interruption Insurance covers loss of income during periods when you cannot carry out business as usual due to unforeseen circumstances.

It's essential to ensure your business can recover swiftly from setbacks. A professional insurance broker can guide you through selecting the right coverage for your needs.

Don't leave it too late.

📞01202 283770

05/06/2025

We're here to make your commercial insurance easy, from application right through to claim, if its ever needed.

And at the best possible price.

If it's time to try something different when it comes to your insurance, we'd love to help. Just give us a call (and we'll answer straight away too!).

📞01202 283770

02/06/2025

Do you really need Public Liability Insurance? Absolutely. Here’s why.

If you’re a tradesperson, contractor, or run any business that interacts with the public, Public Liability Insurance isn’t just a nice-to-have — it’s essential.

It protects your business against claims for injury or property damage caused by your work. From a customer tripping over your equipment to accidental damage at a client’s premises, one claim could cost thousands.

✅ Covers legal costs & compensation
✅ Builds trust with clients & contractors
✅ Often required for contracts or site access

When you work with us, we'll make sure you get the right level of cover, tailored to your business, not a one-size-fits-all policy. And, we'll be right there to support you if you ever need to claim.

📞01202 283770

29/05/2025

A van is broken into for tools approximately every hour in the UK.

How would your business cope if your tools were stolen?

It's essential to have the right insurance in place to protect against any losses and keep your business running smoothly.

To find out more, just give us a call.

📞01202 283770



Source: https://www.rhinotradeinsurance.com/blog/2023/03/13/the-most-common-causes-of-tradesmen-insurance-claims

22/05/2025

It may seem like a lot of work to transfer your existing policies under one provider, but sometimes it might be the right thing for your business.

That's where we can help. We'll review all of your insurance needs and recommend the right type of policy and provider for you, including any package deals or discounts.

And we'll take away all of the admin hassle, saving you huge amounts of time or stress.

If you'd like to find out more, please get in touch.

📞01202 283770

19/05/2025

How would your business cope if your vehicle was involved in a theft or accident?

Do you rely on travelling to see clients? Is it where you store all of your tools and equipment? Is your van the backbone of your business?

Let's make sure your vehicle or fleet has the right protection in place so you can keep looking after your customers and doing what you do best.

Give us a call to find out how we can help.

📞01202 283770

15/05/2025

Did you know that nearly half of all UK commercial properties are underinsured?

With inflation driving up the cost of materials and labour, many businesses are at risk of significant financial shortfalls in the event of a claim.

We can help make sure your property is adequately covered. Just give us a call and let us take care of the rest.

📞01202 283770



Source: https://www.ajg.com/uk/news-and-insights/nearly-half-of-all-uk-commercial-properties-underinsured/

09/05/2025

Using an insurance broker in the UK for commercial insurance, rather than going direct, can offer a lot of value, especially for businesses with more complex needs.

Here's our list of just some of the benefits.

If you'd like to find out more, or would like to see how we can help with your commercial insurance, we'd love to hear from you.

📞01202 283770

06/05/2025

Property damage is the most common type of insurance claim, according to the latest report from Allianz Global Corporate & Specialty (AGCS).

This is normally caused by:

🔥Fire and explosion
💧Natural catastrophes (storm, flood, fire)
⚙️Machinery breakdown

Make sure your commercial insurance is up to date and covers you against these risks!

📊 Source: Allianz Global Corporate & Specialty (AGCS), 2024

01/05/2025

Thank you to Osprey Leisure Centre for leaving us this great review!

It's a pleasure to be able to support our clients year after year and see their own businesses grow and flourish.

28/04/2025

We work with a huge number of trades businesses to make sure they have the right level of cover in place 🛠️.

From high risk occupations to liability insurance, fleet cover and tools & equipment cover, we can help make sure your business is protected and can run smoothly.

Here's just some of the trades we cover:

Builders
Plumbers
Electricians
Roofers
Scaffolders
Cladding Contractor
Waste & Recycling Plants

If you'd like to know more or want to make sure you have the right level of cover in place for your business, please get in touch.

📞01202 283770
https://watersandcoinsurance.co.uk/

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We’re a family run business based in the heart of Southbourne, Bournemouth. Set up by Nathan Waters and his trusty friend ‘Dobby’ in 2021, we set out to offer a local service to local businesses, and the people than run them.

24/04/2025

That's the increase in ransomware related claims in 2024 compared to 2023.

So it's fair to say, the risk is definitely on the up!

❓What is ransomware?

It's a type of malicious software (malware) that locks or encrypts a company’s data, making it inaccessible until a ransom is paid. Attackers often threaten to leak the data publicly if the ransom isn't paid.

❓Why is it a big risk for small-medium sized businesses?

Limited IT security: SMEs often lack advanced cybersecurity defences, making them easier targets.
High disruption: A ransomware attack can halt operations, damage customer trust, and cause major financial losses.
Pressure to pay: Without dedicated response plans, many SMEs feel forced to pay the ransom quickly just to resume business.
Targeted more often: Attackers increasingly view SMEs as "low-hanging fruit" with valuable but less-protected data.

❓How can you protect your business?

Making sure you have the right IT security measures in place, such as two-factor authentication and encrypted passwords is vital to help reduce the risks of cyber attacks.

Investing in cyber security insurance will also reduce your exposure and make sure that if the worst were to happen, you'll be financially protected.

To find out more, just give us a call.

📞01202 283770



Source: Allianz Global Corporate & Specialty (AGCS), 2024