Fancy A Mortgage

22/03/2022

A mortgage broker is here to help you find an appropriate lender and mortgage product by exploring the market on your behalf.

Even if you're in a situation where we may not be able to get a mortgage today, a broker can give you helpful advice and direction for the future.

Click the link to find out more:

Bad credit can make it harder to buy a home,In this podcast Mark explains bad credit mortgages and how a broker can help.

15/03/2022

👨‍👨‍👧 Life insurance provides financial security for your family, should the worst happen. Whether it’s paying off the mortgage, replacing the lost income or simply long-term financial security, the payment can ease the struggle after you’re gone.💰

For advice about life insurance and mortgage protection, speak to our team https://fancyamortgage.co.uk/mortgage-protection/

08/03/2022

🔐 Mortgage protection is particularly important for those with joint mortgages, as it would provide assurance that your mortgage partner could afford to retain the property, should you become terminally ill or die.⚰️

Speak to our team for guidance on the best type of mortgage protection for your family.

Mortgage protection gives you the confidence that your family will be looked after in the event of your death.

01/03/2022

Bad credit can affect your chances of buying a home. The top causes of bad credit are:

👉Missing finance payments
👉Exceeding credit limit
👉County Court Judgement (CCJ)
👉Repossession

But bad credit doesn’t mean you can’t get a mortgage. Listen to our podcast for all the details:

Bad credit can make it harder to buy a home,In this podcast Mark explains bad credit mortgages and how a broker can help.

22/02/2022

Bad credit can make it harder to buy a home, but it’s not impossible.

A broker can help by
👉exploring your credit record
👉finding suitable lenders and products
👉helping you apply
👉giving ongoing advice and support

Listen to our podcast for more details:

Bad credit can make it harder to buy a home,In this podcast Mark explains bad credit mortgages and how a broker can help.

15/02/2022

Many lenders today don’t set an upper age limit on their mortgages. As long as you have a steady income and minimal debt you should find it straightforward to get a mortgage loan.

Our latest podcast explores the different types of mortgage to consider and how to improve your chances of approval. Give it a listen🎧:

Is it more difficult to get a mortgage when you’re over 50? In this podcast we explore the ways to buy property as an older borrower.

08/02/2022

Every lender is different when it comes to age limits - and some don’t set them at all. It should be easy for you to get a mortgage if:

👉you have a steady income from a job or pension
👉you have minimal debt
👉you have a good deposit of 15% or more

In our latest podcast, Mark explores mortgages for older borrowers. Give it a listen🎧:

Is it more difficult to get a mortgage when you’re over 50? In this podcast we explore the ways to buy property as an older borrower.

01/02/2022

Can I buy my Housing Association property after 2 years of renting?📅

You won’t be able to buy until you have lived in the property for 3 years, but it’s worth waiting, as you can get a substantial discount of 35% or more off the value through the Right to Buy Scheme.🤑

Speak to us for more information https://fancyamortgage.co.uk/right-to-buy-ppc

25/01/2022

How much discount can I get on my housing association home through the Right to Buy scheme?🏢

It depends on where you are in the country and how long you have lived in the property, but it could be up to 50% discount. ⚖️

Speak to our helpful team for advice about buying your council property

https://fancyamortgage.co.uk/right-to-buy-ppc

18/01/2022

𝗪𝗵𝗮𝘁 𝗶𝘀 𝗮 𝗦𝘁𝗮𝗻𝗱𝗮𝗿𝗱 𝗩𝗮𝗿𝗶𝗮𝗯𝗹𝗲 𝗥𝗮𝘁𝗲?‍😶‍

The Standard Variable Rate (SVR) is the rate at which a lender will set, usually at a level at which they offer their products. If you finish a different rate, for example, a fixed rate or a discounted rate, you will usually be put onto the lender’s SVR rate.

To see how a Fancy a Mortgage Broker can help you find the right mortgage product

https://bit.ly/3hPagKY

11/01/2022

𝗛𝗼𝘄 𝗱𝗼 𝘀𝗼𝗹𝗲 𝘁𝗿𝗮𝗱𝗲𝗿𝘀 𝗽𝗿𝗼𝘃𝗲 𝘁𝗵𝗲𝗶𝗿 𝗶𝗻𝗰𝗼𝗺𝗲 𝗼𝗻 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗮𝗽𝗽𝗹𝗶𝗰𝗮𝘁𝗶𝗼𝗻𝘀?🏡🔧

If you prefer to work solo, then you will need to provide any contracts or accounts that you have had from the past two years alongside your wage slips. You will need to ensure you have properly filed all of your SA302 forms.

See how Fancy a Mortgage could help you https://bit.ly/2QZ7b07