Key2Life Financial Solutions

30/04/2026

The Hidden Cost of Moving Home

It’s always enjoyable scrolling through listings of properties for sale. Whether you’re after expansive dream houses and country boltholes through to sharp urban living or seeking a wholesome family slice of suburbia. There’s one thing in common however – the price you see is not the price you pay.

The average cost of moving is almost £9,0001 and includes many things you’d not normally expect to budget for. One of the biggest considerations to bear in mind is whether you already have a mortgage – if you can’t move it across to your new property, there can be a heft early-repayment charge.

Factor in costs for estate agent fees, surveyors, Stamp Duty, conveyancing, and removal costs, and it soon stacks up. Fortunately, we’re here to help guide you through the process of moving home with both eyes open. We’ll look at your exact circumstances, and provide our advice, making you aware of the costs and pitfalls, using our tried and tested experience.

As mortgage advisers, we’ll help you finance the home of your dreams, and by being able to access a wide range of lenders from across the market, you’ll be assured you are getting a suitable deal. Contact us today to let us help you on your journey.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There may be a fee for mortgage advice.

1Source: ‘Cost of Moving House’ Compare My Move, 2021, https://www.comparemymove.com/house-removals/cost-of-moving-house-calculator

16/03/2026

UNLOCK NEW OPPORTUNITIES WITH A REMORTGAGE
If your fixed rate mortgage period is set to come to an end shortly, you could save some serious money by remortgaging. This is where you can look to move your mortgage from one deal to another to secure better rates, or even as a means of releasing a lump sum that could be put towards something very worthwhile, such as a home renovation.
It’s always worth shopping around for a good deal, and mortgages are no different. After your initial fixed-rate period comes to an end, often lenders will put you onto a higher ‘Standard Variable Rate’ potentially costing you more – so it’s worth taking action before this happens.
Talk to us today and we will listen to your circumstances and provide advice and recommendations on what you can do, alongside giving access to a wide range of deals and rates from across the market, to help you achieve the right mortgage to suit your needs.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for mortgage advice.

12/03/2026

CHOOSING THR RIGHT LOCATION FOR YOUR BUY TO LET

Looking for a suitable buy-to-let property can be a minefield – what should you look for? How will you know you’re making the right choice?

Try to be as objective as you can in your search and create a list of key questions to help aid your decision making. We’ve put together a few example questions to help you along the way – and if you are interested in a buy-to-let property – call us or visit our page to book an appointment to see how we can help kickstart your property portfolio.

Here are some of the topics you may wish to consider when looking for a buy-to-let property:

Who do you want to rent to?

How long might it take to secure tenants around this area?

What is the rental market in the area like? Is it growing or declining?

Is there the potential to build in capital growth?

Will the rent you receive cover your costs?

Can you make improvements to the property in order to increase rental income or capital growth?

Have you looked at any forecasts for property growth in the area?

Should you rent privately or use a letting agent?

Your property may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The Financial Conduct Authority does not regulate some forms of buy to lets.

04/12/2025

https://www.msn.com/en-za/news/other/this-is-how-much-first-time-home-owners-spend-on-rent-before-buying-it-s-risen-46-621-in-a-decade/ar-AA1MMICt?ocid=socialshare

The amount doled out by first-time buyers to landlords today is enough to put down a 60% deposit on the average home.

01/05/2025

https://www.justgiving.com/page/patrick-duggan-1729859021305

Help Patrick Duggan raise money to support Group B Strep Support

06/08/2024

https://youtu.be/7ogZGFN2V9M?si=zS9_pjXqjQxC3eha

Dave explains how a pay out on his critical illness cover policy eased the pressure of his prostate cancer diagnosis.

06/08/2024

06/08/2024

Heading to Europe by car? We love a good road trip! Don't forget your safety gear and remember to check your breakdown cover before you leave.

If you break down, call 112 in an emergency. With LV= you’ll get 24/7 English-speaking assistance to help you get back on the road.

Safe journey! Enjoy your trip 💚 https://lv.social/3XAkUue

09/02/2024

Global Treatment
https://players.brightcove.net/4890340210001/default_default/index.html?videoId=6295391201001
players.brightcove.net

08/02/2024

https://podcasters.spotify.com/pod/show/aiglife/episodes/Episode-one-Jonnie-Irwin-e24i66n/a-a9so562

We chat to renowned BBC and Channel 4 TV host, Jonnie Irwin. In his ‘most frank interview’, he explains his terminal cancer diagnosis, regret of not having critical illness and how he manages his wellbeing. Jonnie’s on a mission to make sure people don’t make the same mistake he did. This is...