Payment Industry Intelligence

29/10/2026

UK and European regulators are seeking answers from Google after a major cloud outage disrupted banking services across Western Europe, raising fresh questions about the financial sector’s dependence on a small number of critical technology providers

The Google Cloud outage raises concerns about financial sector resilience and regulatory scrutiny in banking technology dependencies.

29/10/2026

Ever had a payment bounce back because of one small detail? A wrong account format, a missing field, an incomplete address?

It happens more than you'd think, and by the time the error is spotted, the cost of fixing it has already landed: investigation, customer contact, manual repair and delay.

Bottomline's new research shows why leading banks are shifting from fixing payments after they fail to preventing the errors before they start.

Read the free report: https://paymentscm.net/Bottomline_SoMe



Have you ever had a payment bounced back because of a tiny error? What was it?

28/10/2026

Sweden’s central bank has revived the debate over whether the country should introduce an e-krona, as declining cash usage, the development of a digital euro and the growth of stablecoins raise fresh questions about the future role of sovereign money

The Riksbank reopens the e-krona debate amidst declining cash use and the rise of digital currencies. Discover the implications.

28/10/2026

Visa is expanding its commercial payments capabilities with new fraud controls, supplier analytics and agentic payment tools as virtual cards become more deeply embedded in automated business workflows

Visa adds new fraud controls as virtual cards enhance security in B2B payments. Discover the latest innovations from Visa.

21/10/2026

Ever had a payment bounce back because of one small detail? A wrong account format, a missing field, an incomplete address?

It happens more than you'd think, and by the time the error is spotted, the cost of fixing it has already landed: investigation, customer contact, manual repair and delay.

Bottomline Payments' new research shows why leading banks are shifting from fixing payments after they fail to preventing the errors before they start.
Read the free report: https://paymentscm.net/Bottomline_SoMe



Have you ever had a payment bounced back because of a tiny error? What was it?

19/10/2026

Starling is developing a transactional foundation model with Nvidia that will be trained and hosted entirely within a UK sovereign cloud, as the digital bank looks to deepen its use of artificial intelligence while reducing reliance on a small number of global infrastructure providers.

The model will be trained on more than 15 billion anonymised transactions from Starling’s own data estate, with the aim of creating a richer understanding of customer behaviour and financial patterns.

Starling plans to put the model into production in early 2027, initially to strengthen fraud detection before extending it into the bank’s existing AI assistant.

Over time, the model is intended to become the foundation of a broader intelligence layer known as Starling Intelligence https://paymentsindustryintelligence.com/starling-builds-uk-sovereign-ai-model-with-nvidia-and-civo/

19/10/2026

The Bank of England and International Monetary Fund have issued unusually stark warnings over the systemic threat posed by cyber attacks, arguing that a serious incident affecting payments or access to deposits could undermine confidence in the financial system itself.

Speaking at an IMF and World Bank event in Bangkok, Bank of England governor Andrew Bailey said the central issue was trust in technology and the need to retain human control as artificial intelligence becomes more deeply embedded across financial services.

“If we don’t have trust in money, we don’t operate as a society,” Bailey said, highlighting the extent to which banking now depends on complex digital infrastructure https://paymentsindustryintelligence.com/boe-and-imf-warn-cyber-threats-to-banking-confidence/

19/10/2026

Stablecoin payments provider Noah has secured both a MiCA crypto-asset service provider licence and a PSD2 payment institution licence, giving it a regulated framework to offer stablecoin and fiat payment services across all 27 EU member states.

The approvals allow Noah to hold, exchange and transfer stablecoins on behalf of customers, while also executing traditional fiat payments by credit transfer. The company says the structure also positions it to seek direct access to the SEPA network.

For businesses, the appeal is regulatory simplification. Rather than assembling separate banking relationships or applying for licences market by market, customers can operate through a single regulated provider https://paymentsindustryintelligence.com/noah-secures-eu-licences-for-stablecoin-payments/

14/10/2026

The next phase of stablecoin competition may be decided less by who issues digital money and more by who controls access to customers

The next phase of stablecoin competition may be decided less by who issues digital money and more by who controls access to customers.

14/10/2026

Latvia is intensifying efforts to position itself as a leading European fintech centre, seeking to compete more directly with neighbouring Lithuania and Estonia for companies looking for a base inside the EU

Latvia is stepping up its bid to become a major EU fintech hub by issuing more than twenty fintech licences since 2026.