Blue Tulip Wealth Management Limited

20/05/2025

H1 in 2025, to say has been unpredictable would be an understatement.

Markets, as expected, reacted with huge volatility with Trump's annoucement of global tariffs, specific increased tariffs on Chinese imports, carve-outs, more increased tariffs on Chinese imports, trade deals, again a further increase on tariffs for Chinese imports and a decrease in tariffs for Chinese imports.

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The majority of equity markets ended April more-or-less where they began it, neutralising the turmoil that ensued over the month. Volatility rose higher following US President Trump’s “Liberation Day” on April 2nd, with a declaration of sweeping tariffs on US trading partners. Named as “reciprocal” tariffs; a minimum 10% levied on all countries, and additional levies on those with which the US has a trade deficit. Stock markets tumbled on the news, the S&P 500 tumbling more than 12% over four days.

Equities soon recovered with the Trump administration showing willingness to negotiate deals to roll back levies, if counterparties ended what the US president cited as unfair trade practices. April 9th, a post on Trump’s Truth Social stating a pause to the reciprocal tariffs above the 10% baseline, with the S&P 500 seeing its biggest one-day gain since 2008, climbing 9.5%. The cause for this appeared to be the US Treasury market, where bond yields sharply rose.

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President Trump has repeatedly said he is rebuilding wealth based on decades or even a century into the future, and this cannot be measured in very short-term results of America's stock market giants.

Next to comments from his Treasury Secretary Scott Bessent, the White House was communicating to markets that Trump now has tolerance for short-term market and economic pain. This suggesting this relatively short-term market dip isn't over and that it won't take a lot for further volatility.

04/11/2024

The Budget​, first impressions;

To say Labour's first budget in 14 years has caused much debate and controversy would be an understatement.

The Government came into ofice promising to prioritise growth, but in reality their first Budget has placed heavier burdens on business and increased borrowing for public sector spending, this appears to be quite a gamble that only time will tell if it pays off.

As expected, Labour has increased the minimum wage and closed the gap of minimum wage between those 18-20 and over-21s which marked the first step towards a single rate for all adults.

This will of course benefit those on a wage below the new minimum thresholds, increasing their take home, but these fairly large increases could harm smaller businesses to the point of offering fewer jobs and/or hours or even force closure,

The government are making four changes to employer National Insurance contributions (NICs), all of which take effect at the start of the next tax year (06/04/2025).

1. Reducing the secondary Class 1 National Insurance (employer) threshold from £9,100 to £5,000 per annum

2. Increasing the main rate of secondary Class 1 National Insurance (employer) contributions from 13.8% to 15%

3. Class 1A and Class 1B employer rates, which apply to taxable benefits-in-kind, will also increase in line with the above

4. Increasing the Employment Allowance in two ways. All employers will be able to claim it with the amount each employer can save rising to £10,500

It is difficult to argue for the above whilst claiming growth is the forefront of their aims, with the government putting an awful lot of faith in its ability to choose then deliver public sector capital projects that deliver meaningful economic benefits.

How many outside of Whitehall that shares this optimism is likely to be low, time will tell if this budget delivers its aims.

09/08/2024

0 punctures
0 mechanical issues
2 rather tired legs.

Never again.

Thank you again to everyone who sponsored my cycle from Blue Bell Hill to Irun, Spain (765 miles in the end) for the OVH Dementia Cafe & Facility.

The sponsorship page is open for a couple more days, every penny has definitely been earned.

Thank you again to those who have sponsored, it is really appreciated.

I am cycling from Blue Bell Hill to Irun raising money for our wonderful Dementia & Friendship Cafe and the Facility. Thanks, Bobby

02/08/2024

A huge thank you to those who have sponsored me for my cycle to Spain from Blue Bell Hill, Kent for the wonderful OVH Dementia Cafe & facility.
I leave tomorrow morning, heading to Dover for the ferry to Calais.
The total route is C. 750 miles, my bag is full with 80 energy gels, 40 energy bars and lots of deodrant.

The link remains open for any more sponsorship.

I am cycling from Blue Bell Hill to Irun raising money for our wonderful Dementia & Friendship Cafe and the Facility. Thanks, Bobby

03/07/2024

One month today I’m cycling to Spain from Blue Bell Hill, Kent for the OVH Dementia Cafe and facility.
The route will be C. 770 miles and over 14,000ft of climbing.

Thank you for those who have sponsored me already, it is really appreciated.

I am cycling from Blue Bell Hill to Irun raising money for our wonderful Dementia & Friendship Cafe and the Facility. Thanks, Bobby

17/06/2024

Saturday 3rd August, I am cycling from Blue Bell Hill to Irun (North Spain), C. 770 miles, to raise money for the OVH Dementia & Friendship Cafe's and Facility, any donation is greatly appreciated.

I am cycling from Blue Bell Hill to Irun (North Spain) to raise money for our wonderful Dementia & Friendship Cafe and the Facility

11/01/2024

In early August, I am cycling to Spain (750 miles) for a charity who put on Dementia Cafe’s throughout the year. The money will go to funding these cafe’s that are free to attend for those with dementia along with their families, friends and carers.

The first part of the route will be from Blue Bell Hill to Dover, along Pilgrims Way (45 miles). Aside from donations/sponsoring, I am looking to see who would like to join me on the first leg (or whole challenge…..).

23/10/2023

Rearranged Charity Dog Walk for Battersea Dogs Home - this coming Sunday (29 October) .
Meet at Blue Bell Picnic Site Car Park, donations can be made on the day or the link below.
Anyone and everyone welcome, including dogs.
In addition to the above, I'm doing the Muddy Dog Challenge at a rearranged date in the future.
All proceeds going to Battersea Dogs Home.

Help Bobby Shirley raise money to support Battersea

05/10/2023

Rearranged Charity Dog Walk for Battersea Dogs Home - Sunday 29 October .
Meet at Blue Bell Picnic Site Car Park, donations can be made on the day or the link below.
Anyone and everyone welcome, including dogs.
In addition to the above, I'm doing the Muddy Dog Challenge with the pack the day before.
All proceeds going to Battersea Dogs.
Bobby & The Pack

https://www.justgiving.com/fundraising/muddydogchallengetunbridgewells2023-bobbyshirley?fbclid=IwAR0dykSfDucQRJ-aI4Sq0Rs8QJWtp3q-MoMYisnQe3kmFjxsHSxa9lhU5uE_aem_AUqPIMMk0hx5hZN1PQSm3ZVBwjXqsI9but8cso3bDc1JhX2PR8A7LjIIwmM_up6W_MQ

Help Bobby Shirley raise money to support Battersea

13/09/2023

https://www.eventbrite.com/e/new-women-network-registration-717425146927?utm-campaign=social&utm-content=attendeeshare&utm-medium=discovery&utm-term=listing&utm-source=cp&aff=ebdsshcopyurl

Women Networking Event
29 November 2023 09:30-11am
Orpington Village Hall
311 High Street, Orpington, Kent, BR6 0NN
£10.00 pp

02/09/2023

Charity walk (dogs welcome) next Sunday, 10th September, at midday for Battersea Dogs.
Meet at the Blue Bell Hill Picnic Site Car Park.
Anyone and everyone welcome, donations can be on the day or the link below.

Help Bobby Shirley raise money to support Battersea

25/08/2023

Sponsored Walk - Sunday 10 September @ 12pm
Meet at Blue Bell Picnic Site Car Park, around Nashenden Down and loop back, any donation very much appreciated.

Anyone and everyone welcome, including dogs.

In addition to the above, I'm doing the Muddy Dog Challenge with the pack the day before.
All proceeds going to Battersea Dogs.

Help Bobby Shirley raise money to support Battersea