Julian Joseph Mortgage Broker

27/09/2022

Yorkshire Building Society and Santander join others in suspending mortgage offers to new customers.

02/03/2022

Keep this in mind when looking for a new home.

Annual house price growth accelerated to 12.6% in February, up from 11.2% in January and the strongest pace since June last year, according to the latest Nationwide house price index.

28/02/2022

New FCA rules that came into force in January 2022 to tackle the practice of 'price walking' have instigated the biggest monthly jump in home and motor insurance premiums in over eight years, according to market insight firm Consumer Intelligence.

11/02/2022

https://www.financialreporter.co.uk/nationwide-expands-55x-income-borrowing-to-95-ltv.html?SRC=MC

A positive move from a great lender.

Nationwide Building Society will now lend up to five-and-a-half times income to those with a 5% deposit.

09/12/2021

Three-quarters of advisers feel it is important for family members to be involved in the equity release process – especially following the impact of COVID-19, according to new research by more2life.

13/08/2021

Rates have rarely been lower, so if you are thinking of moving or buying your first home, it is worth giving me a call for a chat!

From tomorrow, Accord Mortgages is improving much of its residential range to offer better value to brokers and their clients with a smaller deposit.

26/06/2021

Worth a look if you are looking to become a landlord or are looking to build on your portfolio.

The Mortgage Lender has reduced rates and fees on its buy-to-let range and introduced new two and five-year limited edition products with completion fees of 1%.

04/05/2021

Leeds Building Society is launching new buy-to-let and holiday let mortgages.

22/04/2021

https://www.financialreporter.co.uk/blogs/securing-a-remortgage-or-product-transfer-after-a-payment-holiday.html?SRC=MC

While the Government were able to offer a stamp duty extension for those trying to complete their house purchase before the end of March, there was no such extension for those individuals wanting to apply for a payment holiday on their mortgage, credit card or loan payment.

20/04/2021

Send me a message if you need more information!

Nationwide has launched a new ‘Helping Hand’ mortgage, allowing first-time buyers to borrow up to 5.5 times their income when taking a five or ten-year fixed rate up to 90% LTV.

24/03/2021

Mortgage Broker Tools has named the top five residential lenders for affordability based on two million searches processed through the MBT Affordability platform in the last two months.

12/02/2021

https://www.financialreporter.co.uk/mortgages/coventry-improves-buy-to-let-lending-policy.html?SRC=MC

Coventry for intermediaries has improved its affordability calculations for buy-to-let lending.