QuickMortgages

20/06/2024

⚡️⚡️⚡️ Well well well! Bank of England Holds Rate at 5.25% ⚡️⚡️⚡️

The Bank of England has decided to keep the base rate at 5.25%. This could impact mortgage rates so stay tuned! Here's to hoping for a reduction in August 🙏

Are you wondering how this might affect your mortgage options? Get in touch to see how we can help!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Bank of England has held the base rate at 5.25% for the seventh time in a row – but with some economists and traders still predicting a rate cut in August, there could be a knock on impact on mortgage and savings rates.

27/03/2024

Big News for First-Time Buyers

Struggling to save a big deposit? There are now lenders in the market offering a complete game-changer!

You could get on the property ladder with just £5,000 deposit! That's a 99% mortgage for first-time buyers! (£500k max property value, some restrictions apply) ℹ️

Here's the catch:

The interest rate is fixed for 5 years at 5.99%.
There's no product fee, though.

**Is this right for you? **

Let's chat! We are a fee-free mortgage broker and can help you understand if this (or another option) is the best fit for your situation.



P.S. Don't forget to consider the long-term costs with a smaller deposit. We can help you weigh the pros and cons! ⚖️

Get in touch today on 0121 661 4676 or email [email protected]

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT MAINTAIN PAYMENTS ON YOUR MORTGAGE.

Image credit: Designed by Freepik www.freepik.com

20/11/2023

Before and after the coffee (cat food) kicks in............

I'm sure we can all relate on a Mid November Monday morning.

We hope you all had a great weekend and are all ready and set for the upcoming week.

0121 661 4676 / [email protected]
www.quickmortgages.com

17/11/2023

Happy Friday! and what better way to go into a weekend reading further information on rate reductions. It's certainly keeping us brokers busy with reviews and clients happy with reductions in their monthly payments.

Let's hope this downward trend continues (keeping practically every item of our body we can crossed)

Have a great day everyone and a fab weekend

0121 661 4676 / [email protected]

www.quickmortgages.com

Anyone comparing mortgages may be pleased to see the arrival of more sub-5% options this week. The latest analysis from Moneyfactscompare.co.uk reveals that within the residential mortgage sector this week: Halifax, HSBC, Yorkshire Building Society, Virgin Money, Bank of Ireland UK and Bank of Irela...

06/11/2023

Happy Monday all, we hope you all had a great weekend.

Monday morning clearly isn’t Jasper’s favourite day. It started off so well. Not even 11am and he’s already decided he doesn’t want to take calls. Probably best we left it to the advisers anyway, at least we worked out where all the headsets disappeared to!

As always, our friendly, professional (not Jasper) team are on hand to help with any enquiries you have!
We hope you all have a great day

0121 661 4676 / [email protected]
www.quickmortgages.com

01/11/2023

It’s Hump day….finally!

I am sure all of us are patiently waiting the review to happen tomorrow, most of us with the face that one of our advisers is pulling in this……how do we put it…….interesting photo! She promises us she did actually have a nice time on her holiday.

We hope you all have a happy Wednesday and fingers crossed for tomorrow

0121 661 4676 / [email protected]
www.quickmortgages.com

30/10/2023

Happy Monday Morning and Halloween Eve!

We hope you all had a great weekend and are ready to start your week.

We are extremely happy to still see rates decreasing slightly and do hope this continues (fingers and toes crossed)

We wanted to share with you this morning some feedback from our most recent clients as we are really proud of each and everyone of our team here at Quick who work really hard.

0121 661 4676 / [email protected]
www.quickmortgages.com

23/10/2023

And it’s Monday again! We won’t ask who has started putting the heating on but we can sure tell Summer has definitely left the building!

The mortgage market is still very volatile but the good news is we are still seeing frequent rate reductions which is great news even for a gloomy Monday afternoon.

We have a lot of clients that don’t realise how much work goes into being a broker or how much help we can offer.

For example, did you know that once a rate has been secured, we can change this if rates decrease?! A lot of clients think once we have secured a rate that’s that and so a lot of people initially think they might hold off to see what rates do………No need!
As your broker it’s our job to review your case on a regular basis to ensure you are getting the best rate depending on your circumstances, needs and requirements. If anything better comes up we simply contact you and discuss it to ensure you are happy for us to make the changes (and 100% of the time it’s a yes for a rate decrease)

If you want to chat to one of our friendly advisers or to see what else we can offer why not get in touch with us

0121 661 4676 / [email protected]
www.quickmortgages.com

13/10/2023

**********MEET THE TEAM***********

Let’s get that Friday feeling!

This week we welcome you to our client relationship manager Hollie!

Hollie has been with quick since the beginning of 2022 and is a very much loved member of our little family ❤️

Hollie teaches regular classes weekly and hold space for transformational experiences. Hollie is also qualified in hypnotherapy, shamanic healing and coaching.

Have a great weekend everyone!

0121 661 4676 / [email protected]
www.quickmortgages.com

10/10/2023

World Mental Health Day is on 10 October 2023. It's a day to raise awareness of mental health problems.

Good mental health is vital to our overall health and well-being. Yet one in eight people globally are living with mental health conditions, which can impact their physical health, their well-being, how they connect with others, and their livelihoods. Mental health conditions are also affecting an increasing number of adolescents and young people.

But more and more of us are aware of mental health. And so many of us still aren't getting the right support.

Awareness is just the start. Now it's time to act.

03/10/2023

The 3 W's of Essential Insurance

The ‘What’ of Cover
Quite simply the ‘what’ is about the type of cover you may need to secure your financial wellbeing in the event of a life changing/ending event. We protect our lives with ‘Life Cover/Term Assurance’ to enable our outstanding liabilities to be repaid in the event of our death, or to support our loved ones monthly.
In the event of a life changing illness, we can obtain a cover which provides us with a lump sum (or monthly sum) to help us recover or repay our outstanding finance, known as Critical Illness Cover. Or if we cannot work, we have our own sick-pay arrangements, commonly called ‘Income Protection’ to support our monthly income once any (if any) of our work benefits end.

‘What’ we do not have is a crystal ball giving us the ability to predict ‘what’ is around the corner, but we can limit its affect on our finances with the right cover!
The ‘Why’s of Cover, it is a difficult discussion in our own minds, let alone thinking of the impact the loss of our life/health may have on our loved ones! But take a moment to imagine that loss alongside a financial burden of supporting themselves or you, your dependent children or just keeping the home you have shared together.
Whether or not you have dependants now or in the future the loss of income however it occurs will be devasting and investing in protection is the best way to ensure financial resilience.

So ‘Who’ needs this cover, the easy answer is us ALL.
Whether you are obtaining your first home or moving, remortgaging your current home, or renting we all do this based on the fact we are receiving an Income on a monthly basis, often jointly. If we lose the ability to provide this income, then we need to ‘Protect’ ourselves. Our illness does not think about how you are going to pay the bills at the end of each month, but you or your loved ones will.

Your Protection Advisor will be able to assess the best cover once they understand your needs, any current cover and of course take into account your budget and requirements, all of our advice is free of charge and without obligation.
‘Why wouldn’t you take advantage of their expertise?’

0121 661 4676 / [email protected]
https://www.quickmortgages.com/

29/09/2023

********MEET THE TEAM*********

Would you look at that……Friday again!

This week we have put Jess in the spotlight.
Jess is one of our Mortgage Advisers and has been with Quick Mortgages since November 2022.

Jess has a been a broker for the past 6 years and prior to this worked at the West Brom Building Society.

In her free time she enjoys her holidays and spending time with family
In her younger days Jess was a kids party host – maybe we could book her for the weekly office entertainment?!

0121 661 4676 / [email protected]
https://www.quickmortgages.com/