Cofton Insurance

19/05/2026

☀️ Half-term is just around the corner, have you sorted your travel insurance?

Whether you're taking the kids to Spain, heading off on a family cruise, or making the most of a long-haul adventure, the last thing you want is to be caught out if something goes wrong abroad.

Here are a few things a lot of travellers get wrong:

❌ Waiting until the last minute to buy cover (if a strike is announced the day before you fly, it's already too late!)
❌ Assuming a medical condition is "too minor" to declare
❌ Not realising standard policies don't always include cruise cover

Our latest guide covers everything you need to know before you go.

👉 Read it here: https://cofton-insurance.co.uk/dont-let-a-mishap-become-a-debt-the-essential-guide-to-travel-insurance/

Need a quote? Get in touch with our friendly team today. 🌍

Planning a holiday should feel exciting, not stressful. Whether you’re heading to Spain for sunshine, taking a cruise around the Mediterranean, or travelling long-haul to the USA, having the right travel insurance in place is one of the most important parts of your trip. For many UK travellers, on...

14/05/2026

Your business is your biggest investment, let's make sure it protected. Insure your commercial property correctly.

https://cofton-insurance.co.uk/insurance_services/commercial-property-insurance/ or call us for a free, no-obligation quote on 0121 453 1945.

21/04/2026

Running a company is a rewarding venture, but leadership roles come with a unique set of personal risks. 💼 In the UK, directors and officers can be held personally liable for their decisions - meaning your personal assets, like your home and savings, could be on the line. 🏠

Directors & Officers (D&O) Insurance acts as an essential shield. It covers legal costs and compensation claims arising from "wrongful acts", such as breach of duty or negligence, so you don't have to face them alone. 🛡️

Our latest guide breaks down everything you need to know about D&O insurance, ensuring you can lead your business with total confidence.

See the guide here:

Running a business today isn’t just about having great ideas, it also means dealing withrisks, rules, and responsibilities. Whether it’s a startup, a charity, or a growing company, thepeople in charge have a lot to think about. That’s where Directors & Officers (D&O) Insurance comes in. Simply...

17/03/2026

In today’s service-driven economy, UK professionals are trusted for their expertise. But even with the best intentions, disputes can arise.

Professional Indemnity Insurance is essential for any business providing advice or specialist knowledge. It covers legal costs and compensation if a client claims your work caused them a financial loss.

Our latest article is your guide to understanding PI insurance: what’s covered, what isn’t, and why it's a non-negotiable for your professional toolkit.

See the guide here:

This comprehensive guide breaks down everything you need to know about professional indemnity insurance in the UK: how it works, who needs it, what it covers, and how to choose the right policy.

26/11/2025

Running a business is exciting, rewarding, and full of possibilities, but it also comes with risks. Whether you’re a self-employed contractor, a growing startup, or an established company, business insurance is one of the smartest investments you can make.

Our Business Insurance guide breaks down what business insurance is, why it matters, and the essential types of cover that every UK business owner should know about.

See the guide here

This guide breaks down what business insurance is, why it matters, and the essential types of cover every UK business owner should know about.

21/11/2025

Think standard home insurance covers your rental property? Think again!

Your investment property has unique risks that standard policies just don't cover. Landlord Insurance is the essential protection for your rental business, covering tenant-related risks, income loss, and more.

Our simple breakdown of what landlord insurance covers and why it's a non-negotiable for every rental owner:

Landlord insurance is specifically designed to cover the unique risks that come with renting to tenants, running a rental business, and protecting your income.

17/11/2025

Public Liability and Employers’ Liability Insurance - what do you need?

Running a business is exciting, but it also comes with risks. A simple accident, a workplace injury, or damage to someone’s property can lead to unexpected and costly legal claims.

That’s where Public Liability and Employers’ Liability Insurance come in - they protect your finances, your team, and your reputation when things don’t go as planned.

See our in-depth guide here

Public Liability and Employers' Liability Insurance are your business’s safety nets, protecting your finances, team, and reputation.

11/11/2025

For beauty professionals, safeguarding your business is paramount.

Our essential guide clarifies the core pillars of Beauty Insurance, detailing how Treatment Risk, Public Liability, and Product Liability coverage protect your livelihood from unexpected claims.

Read the full article for key tips on securing the right policy:

Whether you run a busy salon, rent a chair, or work as a mobile therapist, the right cover protects your livelihood, your reputation, and your peace of mind.

21/10/2025

Finding the right insurance coverage for your needs can feel overwhelming - but that’s where an insurance broker comes in.

Unlike a direct insurer who only sells their own company’s products, an independent insurance broker works for you. Their job is to find the best coverage for your unique needs and budget.

Some benefits include:
💬 Unbiased expertise and personalised advice
🌐 Access to a wide network of insurance companies
⌛ Save time and money on insurance
📊 Tailored insurance coverage specific to your needs
📞 Ongoing support and claims assistance..plus many more

Why choose an insurance broker? https://cofton-insurance.co.uk/why-use-an-insurance-broker/

09/10/2025

UK small and medium-sized businesses (SMEs) are prime targets of cyber attacks.

Ransomware, phishing scams, and data breaches are happening daily, and the financial fallout can be catastrophic.

Your standard business insurance doesn’t cover you, meaning you need cyber insurance (or cyber liability insurance) - a specialist shield designed to protect your business from the threats of cybercrime.

This type of insurance typically covers data breach investigation, financial losses, business interruption, IT recovery, GDPR compliance issues, legal defence, and reputation management.

Everything you need to know here https://cofton-insurance.co.uk/cyber-insurance-in-the-uk-guide/