01/09/2026
Top tip
Before you start falling for houses, speak to a mortgage a broker and get a Decision in Principle (DIP). This gives you a clear picture of how much you can realistically borrow, so you know your true budget from day one. It also shows sellers and estate agents that you’re a serious buyer — which can make your offer stand out in a competitive market.
A DIP helps you avoid the heartbreak (and wasted time) of viewing homes you can’t actually afford, and it keeps the whole process feeling much more in control
Feel free to contact me if you would like to discuss your options
📱 07776423141
📧 [email protected]
Your home may be repossessed if you do not keep up repayments on your mortgage or a loan secured upon it. There may be a fee for mortgage advice. The precise amount will depend on your circumstances and will be agreed with you before proceeding but we estimate this to be £499.