Reach 4 Mortgages in Bingley with Katie

Reach 4 Mortgages in Bingley with Katie My name is Katie Whitaker and I am a Mortgage & Protection Adviser at Reach 4 Mortgages in Bingley. https://uk.trustpilot.com/review/reach4mortgages.com

⚽💛 What a night at Elland Road 💙⚽Went to the Leeds v Newcastle game last night and honestly… what a game. The atmosphere...
15/09/2026

⚽💛 What a night at Elland Road 💙⚽
Went to the Leeds v Newcastle game last night and honestly… what a game. The atmosphere was unreal, the football was chaos in the best way, and I still can’t believe how lucky I was to get tickets.

Best part? I even managed to find my dad’s stone outside the ground. A proper little moment in the middle of all the noise — made the night feel even more special.

MOT always. 💛💙

🌸 Very proud sponsor moment today! 🌸I’m delighted to be sponsoring the Hannam Cup at Harden Beck Horticultural Society A...
13/09/2026

🌸 Very proud sponsor moment today! 🌸

I’m delighted to be sponsoring the Hannam Cup at Harden Beck Horticultural Society Annual Show today. And just look at these gladioli 😍🌺 They’re absolutely stunning!

Wishing everyone taking part a fabulous day, and good luck to everyone who has entered. There are some seriously talented green-fingered people about! 🌿👏

Although… I have to say, I was VERY disappointed yesterday when I visited Nana and a lemon drizzle cake was being baked and I couldn’t even have a slice. 😭🍋🍰

Honestly, sponsoring flowers is lovely… but sponsoring cake might be more up my street. 😂

Have a fab day everyone! 💕🌸

Well… I couldn’t NOT do it, could I?! 😂Meet 80s Katie. 💗
12/09/2026

Well… I couldn’t NOT do it, could I?! 😂

Meet 80s Katie. 💗

⭐ Client banter of the day:  Apparently I’m a “little star” who needs keeping grounded… and they’d like to know how much...
11/09/2026

⭐ Client banter of the day:
Apparently I’m a “little star” who needs keeping grounded… and they’d like to know how much I’m paying everyone for all this praise 😂

Love my clients

What a week it’s been — one of those full‑on, head‑spinning ones where you barely come up for air. A mix of challenges, ...
11/09/2026

What a week it’s been — one of those full‑on, head‑spinning ones where you barely come up for air. A mix of challenges, long days, and plenty of juggling… but we got through it.

And today it ended on the most fabulous note. This lovely review landed and honestly, it was the perfect reminder of why I do what I do.

⭐️ “Katie and the team were very helpful with my application… Overall the service was excellent and very customer focused. I would recommend this company.” ⭐️

Feeling incredibly grateful for the clients who trust us, the people who take the time to share their experience, and the little moments that make the tough weeks feel more than worth it. 💛

Here’s to finishing on a high. Happy Weekend everyone !!

10/09/2026

Well… all these lovely client messages are really going to my head now 😂🙈

“Thank you Katie - everything looks great to me, always a pleasure and thanks for helping us out again. You’re a star!”

10/09/2026

🌟 Client win of the week… and it’s a big one! 🌟
I’ve just had the loveliest message from a friend (and client) and honestly… I nearly spat my brew out.

"Katie hannam- I know you’re not her anymore - you are a miracle!! So…we got a payback from child benefit before our hols of……£3500!!!!🙏🏻🙏🏻🙏🏻😘😘😘"

Earlier this year, while reviewing their mortgage, I noticed they weren’t claiming Child Benefit — even though they were entitled to it. So I gave them the classic Katie nudge: “Get it claimed… now!”

Fast forward to today and they’ve just had a £3,500 Child Benefit payback land in their bank.
£3,500.
Right before their holiday.
I mean… come on. That’s unreal.

And it’s funny, because I hear the same thing all the time:

“I won’t get a mortgage.”
“I’m not entitled to anything.”
“I’ll never qualify.”

My response — every single time — is basically:
How do you know? Who told you that? Your mate Dave?
(Sorry to all the Dave's out there — you’re great)

Speak to someone who actually checks!

One conversation.
One review.
£3,500 back in their pocket.

I’m absolutely thrilled for them…

09/09/2026

Little mid‑week boost from a lovely client today:

ah , i hope people say this to you often but you’re an absolute star!! thankyou 🙂🙂 x

I have the best clients ❤

07/09/2026

SELF‑EMPLOYED? IMPORTANT MORTGAGE UPDATE
Planning to move home?
Remortgage due soon?

Lenders will start asking for your 2025/2026 accounts as early as October.
So if you leave everything until the January tax deadline, you could find yourself stuck — or unable to move forward with a mortgage application.

Getting your books up to date now means:
✨ You can start the mortgage process earlier
✨ You avoid delays or last‑minute stress
✨ You’re in a stronger position when lenders assess affordability
✨ You don’t miss out on deals because your accounts aren’t ready

If you’re planning a move, a remortgage, or just want to be prepared, now is the perfect time to get your accountant working on those figures.

And if you’re unsure what lenders actually need or how it affects your options, I’m always happy to explain it in plain English 💛

Address

Micklethwaite, Bingley
Bingley

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