Sophie Lace Mortgage Adviser

Sophie Lace Mortgage Adviser Hi, I'm Sophie, welcome to my page. I am an independent mortgage adviser working at Morris Shapland Financial Services.

Being independent means we are whole-of-market and are not tied to any banks or building societies. Whether you are a first time buyer, moving home or simply looking for a better rate on your existing mortgage please contact me for a free initial consultation and I will be happy to help.

08/05/2025

BREAKING NEWS

Bank of England reduces rate to 4.25%

Base rate remains at 5%.
19/09/2024

Base rate remains at 5%.

Rolling coverage of the latest economic and financial news

14/08/2024
Bank of England has cut interest rates for the first time since March 2020. Base rate is now 5%.
01/08/2024

Bank of England has cut interest rates for the first time since March 2020. Base rate is now 5%.

Our quarterly Monetary Policy Report sets out the economic analysis and inflation projections that the Monetary Policy Committee uses to make its interest rate decisions.

22/07/2024

Lifetime ISA

17/07/2024

Experts say a base rate cut in August is becoming less likely. However lenders continue to reduce mortgage rates which indicates a step in the right direction for the mortgage market.

So far this week we have seen reductions from; TSB, Virgin Money, Nationwide, Leeds Building Society and others as lenders look to price more competitively.

Inflation falls to 2% target 📉
19/06/2024

Inflation falls to 2% target 📉

Inflation has hit the Bank of England's target for the first time in almost three years.

28/03/2024

Some really exciting news in the mortgage market this morning!

Accord Mortgages have launched a new £5k deposit mortgage for first time buyers.🎉🙌

This means that there is an opportunity to buy your first home with minimal savings.🤯🤩

✔️Min £5K deposit
✔️Available for LTVs over 95%, up to a max 99%
✔️House purchases above £100k up to £500K

Please get in contact for more information about this fantastic news!🤝

📞01237 422144
📧[email protected]

mortgagebroker

26/03/2024

Where to Start..... Try our 3 Tops Tips for Selling Your Home!

We as a team are getting so many calls from clients who aren't able to sell and asking us for help. So we thought we'd give you some real estate tips.

1️⃣ Don't wait for the right house to come on the market- this happens all the time when clients wait for the right house before thinking of putting theirs on the market. Get your house on the market before finding. You will be in a better position and we can help you find your dream home 🏡

2️⃣ Find out all the legal costs and what you can borrow. Selling can be expensive and knowing what the costs are are important. I work with the AMAZING Sophie Sophie Lace Mortgage Adviser who will be able to advise you with you mortgage. Also Kirsty Slee Blackwell Solicitors LLP will be able to advise you on the legal costs.

3️⃣ Market your home to the highest standard with a team you feel will do their best for you every step of the way. Elise and Grace truly are the best in the business. With the correct house price, good marketing and a team that will go the extra mile you will find that perfect buyer and sell for the best possible price!

Get in touch if you would like to have a chat.... as we creep towards Spring this might be your perfect moment to sell 🥰

17/03/2024

Thank you Slee Blackwell Solicitors LLP for such a lovely day at Barnstaple Rugby Football Club for the sponsorship match.

Was so lovely to be with Kirsty from Slee Blackwell and Sophie from Sophie Lace Mortgage Adviser.

I honestly wouldn’t be where I am today without these incredible woman who are absolute powerhouses!

🩷

Address

Bideford
EX392BD

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