Peak Mortgages and Protection

Peak Mortgages and Protection 4 Time Winners of Derbyshire Mortgage Advisors of the Year

03/09/2026

Your first mortgage appointment is nothing to be worried about, it's just a friendly chat about your history, goals and what home means to you. 🏠

Get in touch today!

Your home may be repossessed if you do not keep up repayments on your mortgage.

01/09/2026

3 credit no-nos when applying for a mortgage 🔊

1️⃣ Having lots of credit applications
2️⃣ Missing any payments
3️⃣ Relying on your credit card too often - use less than 30% of your credit limit

Get in touch and we'll talk you through all the mortgage dos and don'ts 📲

Your home may be repossessed if you do not keep up repayments on your mortgage.

It’s September and we’re celebrating 2 work anniversaries at Peak this month 🎉🟣 Nick Corso - 6 years 🟣 Nicole Bullock - ...
01/09/2026

It’s September and we’re celebrating 2 work anniversaries at Peak this month 🎉

🟣 Nick Corso - 6 years
🟣 Nicole Bullock - 4 years

Thank you for all your hard work and years of service 👏

We get this question a lot when sorting your mortgage appointment gets closer 🏡Should I pay off credit cards, tackle oth...
31/08/2026

We get this question a lot when sorting your mortgage appointment gets closer 🏡

Should I pay off credit cards, tackle other debts, or overpay on my current mortgage to secure a more suitable rate? 🤔

It's a common question with a very individual answer - it's entirely dependent on you, your goals, and your current financial situation.

Whilst paying off certain debts and credit cards can help, sometimes using savings to do so isn't the best plan

But don't worry, our team is here to help you weigh up all the different options. ⚖️

We'll look at your situation closely, do the sums, and help you make an informed decision about what path makes the most sense for you.

Let's chat about your options. 💬

Your home may be repossessed if you do not keep up repayments on your mortgage.

Your monthly mortgage repayment is likely the most important and expensive bill; therefore, it needs to stay stable to k...
30/08/2026

Your monthly mortgage repayment is likely the most important and expensive bill; therefore, it needs to stay stable to keep your home in your name. 🏠

But what happens when illness stops you from working and sick pay runs out? 😥

This is where Critical illness cover comes in - it's a tax-free lump sum paid out after diagnosis, and it could help you keep your mortgage afloat, cover other bills, and keep the fridge full! 💷

This is especially important if you’re self-employed, as you probably don't have any sick pay in place.

Get in touch today to see how CIC could help you. 📲

As with all insurance policies, conditions and exclusions will apply.

27/08/2026

What could a £270k home look like with a 10% deposit? 🏡

With a £27,000 deposit, you’d need a £243,000 mortgage. Your income, existing debts, spending and credit history can all affect how much you could borrow.

Some lenders may offer higher income multiples, but it’s always based on your individual circumstances.

Want to know what you could borrow? Let’s run the numbers. 📲

Your home may be repossessed if you do not keep up repayments on your mortgage.

Beyond being your SatNav as you go on your mortgage journey, we'll also be your Google Translate for all the mortgage ja...
25/08/2026

Beyond being your SatNav as you go on your mortgage journey, we'll also be your Google Translate for all the mortgage jargon! 💪🏼

Your home may be repossessed if you do not keep up repayments on your mortgage.

52% of buyers would consider joining forces with a friend to buy a home. 🏠We understand that stepping onto the property ...
24/08/2026

52% of buyers would consider joining forces with a friend to buy a home. 🏠

We understand that stepping onto the property ladder can sometimes feel out of reach when trying to do it on your own but, there are alternatives!

Teaming up with a friend could be the answer you're looking for. 👯‍♀️

With two incomes, you already see your borrowing potential increase, and now some lenders could also allow you to borrow up to 6x your salary, which could open up more options!

We know how to put this together for a lender so you get the best chance of a "yes" 💪🏼

We’ll gather all the bits needed from both of you – payslips, bank statements, ID, etc – and handle the research to find suitable options.

You won't have to apply a dozen times on your own. We do it for you! 💪

Let's chat about your options. 📲

Your home may be repossessed if you do not keep up repayments on your mortgage.

Source: https://theintermediary.co.uk/2026/08/half-of-buyers-would-co-purchase-with-friends-or-family-to-get-on-property-ladder-data-finds/

If you've come into some money, perhaps an inheritance, you might be wondering about using it towards your mortgage. Doi...
23/08/2026

If you've come into some money, perhaps an inheritance, you might be wondering about using it towards your mortgage.

Doing this when you remortgage could be a smart move. 🤓

It often helps you avoid those overpayment penalties you might face otherwise, and it increases your home equity.
Plus, more equity could sometimes mean you qualify for a better mortgage rate next time around! 🙌

Our team is here to explore if this is the most suitable approach for your unique circumstances. We look at all your options.

It may not work for everyone but that's why we're here, to do the research and figure out which choice is most suited to you!

Let's chat about your options. 📲

Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage

20/08/2026

Here's how you could save money when remortgaging!

1️⃣ Overpayments - even small overpayments could reduce your term or monthly payments
2️⃣ Browse around - exploring beyond high street lenders could lead you to deals you didn't know existed
3️⃣ Adjust your term - increasing your term could lead to lower monthly payments

Don't know where to start? Chat to us today! 📲

Your home may be repossessed if you do not keep up repayments on your mortgage.
You may have to pay an early repayment charge to your existing lender if you remortgage

Address

Riverside Business Centre, Suite 9, Foundry Lane, Milford
Belper
DE560RN

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm

Telephone

+441773826575

Website

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