Hazel Totten Mortgage Routes

28/05/2026

Hazel Totten

‼️ Scottish First Homes Fund Returns‼️
‼️Applications open End of June‼️
‼️Up to £10,000 Towards Your Deposit‼️
‼️Stay Tuned For Updates‼️

Important note: The new scheme’s full administrative details (including exact deposit rules) are still being finalised, as applications only open by the end of June 2026. Check the official Scottish Government page (gov.scot) for the latest guidance when it’s released. Lenders will also have their own criteria.

This Scheme may not suit every first- time buyer - get in touch to find out how the scheme operates - your options - and I’m happy to answer any questions around the scheme.

If you or anyone you know is interested please share my page.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS.

28/05/2026

‼️ Scottish First Homes Fund Returns‼️
‼️Applications open End of June‼️
‼️Up to £10,000 Towards Your Deposit‼️
‼️Stay Tuned For Updates‼️

Important note: The new scheme’s full administrative details (including exact deposit rules) are still being finalised, as applications only open by the end of June 2026. Check the official Scottish Government page (gov.scot) for the latest guidance when it’s released. Lenders will also have their own criteria.

This Scheme may not suit every first- time buyer - get in touch to find out how the scheme operates - your options - and I’m happy to answer any questions around the scheme.

If you or anyone you know is interested please share my page.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS.

30/04/2026

🚨 BREAKING: Bank of England Holds Base Rate at 3.75%
The Monetary Policy Committee has just announced that UK interest rates will stay at 3.75% for now (30 April 2026 decision).
While many were hoping for another cut, the BoE is staying cautious due to inflation sitting at 3.3% and ongoing global uncertainties.

Remortgage during next 6 months??? Drop me an email or text I will be happy to discuss

03/04/2026

13/03/2026

WHAT A WEEK !! 😳. Is Your Mortgage Due For Review Within The Next 6 Months? Now Might Be A Good Time To Review As Rates Continue To Climb. Want to chat ? Just Send Me A Text or Drop Me An Email Hazel Totten

30/01/2026

Hazel Totten

How an agreement in principle can help you shift from a casual enquirer to a serious contender in the property market. Info Below ⬇️

1. Gives you an early indication of how likely you are to be accepted for a mortgage.✅

2. Looks at your income, outgoings and credit worthiness.✅

3. Helps you focus on properties within your realistic budget.✅

4. Normally Valid between 60 and 90 days ✅

5. Can be updated if your circumstances changes or it expires.✅

6. Uses a soft credit search for most lenders - keeps your credit score in tact.✅

If you want to move from a trot to a full gallop
reach out for a free non obligation appointment.🐎

If you know anyone who would benefit please like and share my page.🐎🐎🐎🖤💜

30/01/2026

How an agreement in principle can help you shift from a casual enquirer to a serious contender in the property market. Info Below ⬇️

1. Gives you an early indication of how likely you are to be accepted for a mortgage.✅

2. Looks at your income, outgoings and credit worthiness.✅

3. Helps you focus on properties within your realistic budget.✅

4. Normally Valid between 60 and 90 days ✅

5. Can be updated if your circumstances changes or it expires.✅

6. Uses a soft credit search for most lenders - keeps your credit score in tact.✅

If you want to move from a trot to a full gallop
reach out for a free non obligation appointment.🐎

If you know anyone who would benefit please like and share my page.🐎🐎🐎🖤💜

23/01/2026

Hazel Totten

Delighted to receive this review! delighted that human intervention made it happen!!
AI has its place but on this occasion is 1-0 to the humans. Sometimes the computer says NO but the humans say AYE 🏴󠁧󠁢󠁳󠁣󠁴󠁿

If your doing a PHD OR your personal circumstances fall within a grey area reach out - it’s good to talk 💜.

Thank you Sara and Max for the kind words and I wish you all the best in your new home 💜🖤

Disclaimer

(your experience may vary always seek professional advice as mortgage decisions depend on your personal circumstances and your home may be repossessed if you do not keep up with your repayments )

23/01/2026

Delighted to receive this review! delighted that human intervention made it happen!!
AI has its place but on this occasion is 1-0 to the humans. Sometimes the computer says NO but the humans say AYE 🏴󠁧󠁢󠁳󠁣󠁴󠁿

If your doing a PHD OR your personal circumstances fall within a grey area reach out - it’s good to talk 💜.

Thank you Sara and Max for the kind words and I wish you all the best in your new home 💜🖤

Disclaimer

(your experience may vary always seek professional advice as mortgage decisions depend on your personal circumstances and your home may be repossessed if you do not keep up with your repayments )

15/01/2026

Hazel Totten