An Independent Mortgage Solution

An Independent Mortgage Solution Multiple Award Winning Mortgage and Loan Brokerage, based in South Belfast.

Professional Advisors throughout Northern Ireland who will go the extra mile to give you the Advice you deserve. Whatever your circumstances, contact us today on 02890288585
Our experienced team of advisors will go the extra mile to get you the advice you deserve. Even if declined elsewhere we have options available for all sorts of circumstances and can often find bespoke options where other brokers can't.

"I don't earn enough." 🤦‍♀️It's one of the most common reasons people put off speaking to a mortgage adviser.But here's ...
09/06/2026

"I don't earn enough." 🤦‍♀️

It's one of the most common reasons people put off speaking to a mortgage adviser.

But here's the truth: many buyers are surprised by what they can actually borrow.

Lenders look at far more than just your salary, and there may be options available that you haven't considered.

The worst thing you can do is assume you won't qualify.

A quick conversation could give you a clearer picture of what's possible and help you plan your next steps with confidence.

Don't let assumptions hold you back from your homeownership goals. 🏡

t. 028 9028 8585
e. [email protected]
w. https://aims-ni.co.uk/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Most people wait until their mortgage deal ends before looking at new rates…By then, it could already be too late 👀The b...
04/06/2026

Most people wait until their mortgage deal ends before looking at new rates…

By then, it could already be too late 👀

The best time to remortgage is usually 3–6 months before your current deal expires, not after.

Why?
✅ You can secure a rate early
✅ Protect yourself from potential rate increases
✅ Avoid rushing decisions at the last minute
✅ Potentially save thousands over your next fixed term

A lot can change in a few months, especially in the mortgage market.

If your fixed rate is ending this year, now’s the time to review your options, not when the lender letter arrives.

📩 Want to know when you should start looking? Drop us a message.

t. 028 9028 8585
e. [email protected]
w. https://aims-ni.co.uk/

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

Worried that bad credit could stop you getting a mortgage? 💭🏡Having a poor credit history doesn’t always mean your homeo...
02/06/2026

Worried that bad credit could stop you getting a mortgage? 💭🏡

Having a poor credit history doesn’t always mean your homeownership plans are over.

Whether you’ve had missed payments, defaults, CCJs, or other credit issues, there may still be mortgage options available to you.

Different lenders look at credit history in different ways, which is why expert advice can make such a big difference.

At AIMS, our experienced advisers are here to help you understand your options and support you every step of the way 🤝

t. 028 9028 8585
e. [email protected]
w. https://aims-ni.co.uk/

Your home may be repossessed if you do not keep up repayments on your mortgage.

What lenders actually see on your bank statements 👀🏡It’s not just about how much money you earn.Lenders look at spending...
28/05/2026

What lenders actually see on your bank statements 👀🏡

It’s not just about how much money you earn.

Lenders look at spending habits, overdraft usage, missed payments, gambling transactions, Buy Now Pay Later commitments, and how you manage your money overall 📊

They’re asking themselves one question:
“Does this person look financially stable enough to keep up with mortgage repayments?” 🤔

That’s why two people on the same salary can receive completely different mortgage decisions.

A few small habits can make a much bigger difference than people realise.
Want to know how lenders may view your bank statements?

Get in touch with the team today 📩

t. 028 9028 8585
e. [email protected]
w. https://aims-ni.co.uk/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Think getting on the property ladder is out of reach because of the deposit? 🏡With the Co-Ownership scheme, you could bu...
26/05/2026

Think getting on the property ladder is out of reach because of the deposit? 🏡

With the Co-Ownership scheme, you could buy your first home with a £0 deposit through approved lenders such as AIB (NI) and Danske Bank.

Here’s how it works 👇
✔️ You buy a share of the property (usually 50%–90%)
✔️ Co-Ownership buys the remaining share
✔️ You pay reduced rent on the part you don’t own
✔️ Over time, you can buy more shares until you own 100% of the property

To qualify, the property must be in Northern Ireland, within Co-Ownership valuation limits, and used as your main residence.

If you’re a first-time buyer or currently selling your home, this could be a great way to step onto the ladder sooner than you think 🔑

Get in touch to find out whether shared ownership could work for you.

t. 028 9028 8585
e. [email protected]
w. https://aims-ni.co.uk/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Helping you build your future, one step at a time 🏡Whether it’s finding the right mortgage for your dream home or puttin...
21/05/2026

Helping you build your future, one step at a time 🏡

Whether it’s finding the right mortgage for your dream home or putting insurance in place to protect the people who matter most, we’re here to support you through every stage of life ❤️

From first-time buyers to growing families and future planning, our expert advice is tailored to your goals and circumstances.

Get in touch today to discuss your mortgage and insurance options. 📩

t. 028 9028 8585
e. [email protected]
w. https://aims-ni.co.uk/

Your home may be repossessed if you do not keep up repayments on your mortgage. Please note for these insurance products, terms and conditions apply.

Planning a career change? 💼It’s an exciting step, but it can have an impact on your mortgage options if you’re not prepa...
19/05/2026

Planning a career change? 💼

It’s an exciting step, but it can have an impact on your mortgage options if you’re not prepared.

Lenders look for stability and consistency in income, so changes in employment, industry, or pay structure can affect how your application is assessed.

That doesn’t mean it’s not possible, it just means timing and the right advice are key.

If you’re thinking about switching careers and have plans to buy or remortgage, it’s worth having a conversation first to understand how it could affect you.

Book your mortgage appointment today using the details below 👇

t. 028 9028 8585
e. [email protected]
w. https://aims-ni.co.uk/

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

We’re proud to deliver a smooth, stress-free experience from start to finish, especially when it comes to more complex c...
14/05/2026

We’re proud to deliver a smooth, stress-free experience from start to finish, especially when it comes to more complex cases like second charge mortgages.

⭐⭐⭐⭐⭐

“David was brilliant in helping me explore my options and secure my 2nd charge mortgage. Streamlined the whole process and made it stress free. Would highly recommend.”

If you’re exploring your options, we’re here to help.

📩 Get in touch to see how we can support you.

t. 028 9028 8585
e. [email protected]
w. https://aims-ni.co.uk/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Thinking about buying a home this summer? ☀️🏡Now’s the time to start the conversation.Whether you’re just exploring your...
12/05/2026

Thinking about buying a home this summer? ☀️🏡

Now’s the time to start the conversation.

Whether you’re just exploring your options or ready to make a move, getting your mortgage sorted early can put you in a much stronger position when the right property comes up.

We’ll guide you through what you can borrow, your monthly costs, and the best options available, all tailored to you.

Get in touch to get started 👇

t. 028 9028 8585
e. [email protected]
w. https://aims-ni.co.uk/

Your home may be repossessed if you do not keep up repayments on your mortgage.

How many years of accounts do you need for a mortgage? 📊🏡If you’re self-employed, this is one of the most common questio...
07/05/2026

How many years of accounts do you need for a mortgage? 📊🏡

If you’re self-employed, this is one of the most common questions we hear.
Typically, lenders will ask for 1–2 years of accounts, but that’s not the full story.

Some lenders are happy to consider less, especially if your business is strong and your income is consistent.

That’s why it’s so important to speak to a broker who knows which lenders are more flexible.

Self-employed doesn’t mean out of options, you just need the right approach.

Want to see what’s possible? Send us a message 💬

t. 028 9028 8585
e. [email protected]
w. https://aims-ni.co.uk/

Your home may be repossessed if you do not keep up repayments on your mortgage.

Address

93 Stockmans Lane
Belfast
BT97JD

Opening Hours

Monday 9:30am - 8:30pm
Tuesday 9:30am - 8:30pm
Wednesday 9:30am - 8:30pm
Thursday 9:30am - 6pm
Friday 9:30am - 4:30pm

Telephone

+442890288585

Website

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