CPS Financial Services

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CPS Financial Services This page is solely set out to help our customers get the best financial advice from Mortgages to Pension planning!

22/09/2026

Contact CPS Financial Services today:
📞 028 9095 8888

Mortgage Disclaimer: Your home may be repossessed if you do not keep up repayments on your mortgage

🏠 With Bank of England’s base rate meeting due today. Let’s unpack what a rise or fall in the rates really mean for you....
17/09/2026

🏠 With Bank of England’s base rate meeting due today. Let’s unpack what a rise or fall in the rates really mean for you.

If you’re on a fixed-rate mortgage, your mortgage payment generally won’t change during your fixed term, even if interest rates rise or fall.

📈 If rates go up → people coming off their fixed deal may face higher mortgage costs when they remortgage.

📉 If rates go down → people on existing fixed deals usually won’t see an immediate reduction, but those whose fixed term is ending may be able to secure a cheaper deal.

So who does it really affect?

👉 Existing fixed-rate borrowers: usually little immediate impact.

👉 People coming to the end of a fixed deal or on Variable deals: potentially significant impact.

👉 New buyers/remortgagers: directly affected by the rates available when they take out a new mortgage.

Contact CPS Financial Services today:
📞 028 9095 8888

🏡 Thinking about your next move? Start with your mortgageGetting pre-approved gives you a clearer idea of your budget, p...
18/08/2026

🏡 Thinking about your next move? Start with your mortgage

Getting pre-approved gives you a clearer idea of your budget, puts you in a stronger position when viewing properties and means you’re ready to act when the right home comes along

Swipe through our 5 reasons to get mortgage pre-approval 👆

Ready to know what you could afford?

Contact CPS Financial Services today:
📞 028 9095 8888

Mortgage Disclaimer: Your home may be repossessed if you do not keep up repayments on your mortgage

When to consider Remortgaging… Contact CPS Financial Services today:📞 028 9095 8888Mortgage Disclaimer: Your home may be...
14/08/2026

When to consider Remortgaging…

Contact CPS Financial Services today:
📞 028 9095 8888

Mortgage Disclaimer: Your home may be repossessed if you do not keep up repayments on your mortgage

Let’s talk Life Insurance…CPS Financial Services offers tailored life insurance solutions to help protect your family’s ...
11/08/2026

Let’s talk Life Insurance…

CPS Financial Services offers tailored life insurance solutions to help protect your family’s future 🏡

Contact CPS Financial Services today:
📞 028 9095 8888

05/08/2026

Feeling overwhelmed by the mortgage process?

Contact us today:
📞 028 9095 8888

Here’s why we are the 🔑 to your home buying success…
29/07/2026

Here’s why we are the 🔑 to your home buying success…

25/02/2026

Get a long inside with our mortgage advisor Eoin!

❤️ Firstly, we would like to take this opportunity to thank & wish our new & repeat clients a very happy holiday period....
20/12/2024

❤️ Firstly, we would like to take this opportunity to thank & wish our new & repeat clients a very happy holiday period.

Although the market has shown some instability & high rates this year, it’s been another great year helping you all with your Mortgages & Protection.

The future is looking promising based on research 🤞🏽

Swap rates, being the main deciding factor on the markets interest rates. Are showing some good signs, 2 year swap rates are at the same level today as December 2023, with 5 year swaps merely a few basis points higher than last year.

Lenders this year have been offering higher LTV’s, expanding their lending criteria & along with the stamp duty changes coming for first time buyers. It is looking like 2025 could be a great year for homebuyers.

🎄Merry Christmas & a prosperous New Year

CPS Financial 🏠

🥳Good News for the property market! The Trend in Interest Rates is Dropping:📉Recently, mortgage interest rates in the UK...
18/10/2024

🥳Good News for the property market!

The Trend in Interest Rates is Dropping:

📉Recently, mortgage interest rates in the UK have seen a notable decline, providing much-needed relief for potential homebuyers and those looking to refinance. This drop comes as inflation pressures ease and economic conditions stabilize, leading lenders to adjust their rates more competitively. 👏🏽

Which is great news, as lower interest rates can significantly reduce monthly payments, making homeownership more accessible and affordable for many.

📲We are, as always on hand to look at all your mortgage needs. Contact us on 02890958888 or any of our social media platforms

Address

Belfast
BT96AL

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 1pm

Telephone

+442890958888

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