Active Mortgages

22/12/2022

From everyone at Active Mortgages we would like to wish you all a Merry Christmas and a Happy New Year.

Thank you to all our existing and new customers throughout the year, we couldn’t do it without you 😁

Our offices will close on Friday 23rd December and reopen on Tuesday 3rd January 2023.

22/11/2022

Such a great turnout for the first live event with Colleen & Fearghal. Next event OMAGH GOLF CLUB on Wednesday 30th November 7 pm.

23/09/2022

22/09/2022

❗️Bank of England has increased UK base rate by 0.5% from 1.75% to 2.25%❗️

The highest we have seen since 2008…

How will this affect my mortgage?

👉 FIXED RATE MORTGAGES: no change for now, could see higher rate when switching

👉 VARIABLE RATE MORTGAGES: will rise in line with this increase. For every £100,000 of mortgage it will be an extra £25 pm

Not sure how this will affect you, get in touch today for more information.

PM page to arrange a call

The UK's central bank has raised rates for the seventh time in a row to combat inflation, while predicting that the UK economy is already in recession.

21/09/2022

💥Co-Ownership increase property price limit to £190,000 💥

From today, Wednesday 21st September, Co-Ownership Housing have increased their maximum property value limit from £175,000 - £190,000 to reflect the increase in property prices overall.

This change is across all 3 ways to help people purchase a property:

👉Co-Ownership (buy a share of a property)
👉Co-Ownership for over 55s
👉Rent to Own

If you need any more information or help in deciding if these options are suited to you, don't hesitate to get in touch 😀

PM page for more info or to book a FREE consultation

Co-Ownership is a not-for-profit organisation that helps people become homeowners. We have three ways to help people: Co-Own, Rent to Own and Co-Own for Over 55s. Since 1978 we have helped over 30,000 people buy home in Northern Ireland, and currently have over 10,000 co-owners.

04/08/2022

❗️Interest rates rise to 1.75% ❗️

The decision by the Bank of England today to increase rates by 0.5% will be alarming to many. This is the largest rise in 27 years and has been done in an attempt to slow down the rate at which prices are rising, something we have all felt recently.
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This may or may not have an immediate impact on your mortgage, depending on the current deal you are on. If you are concerned about how this change may impact your mortgage or you would just like to speak to an experienced adviser about your options please do not hesitate to contact for a free mortgage review and consultation.

Email: [email protected]
Phone: 07849574021

Interest rates are one of the main tools used to keep the UK economy growing steadily.

07/07/2022

It’s not all bad news out there. You just need to pick out the good news and focus on that 😊. https://www.bbc.co.uk/news/business-62075834

27/06/2022

📝 Info info info…….

When it comes to mortgages you can be bombarded by information! All of it is very important and necessary, but unless you understand it what is the point 🤷🏻‍♀️

So many people say to me ‘I don’t really understand how it all works’ and ‘I don’t know where to start, it’s so complicated’ but the good news is that it doesn’t have to be…..

Speaking to a mortgage broker can take away any stress or worry about the process, we explain things in a way you can understand without the complicated jargon!

No matter what your mortgage needs we are here to help. We do the hard work so you don’t have to ☺️

PM to arrange a FREE consultation via zoom, telephone or face to face.

21/06/2022

🏡 Right To Buy Tenant Housing Scheme 🏡

If you are a housing association tenant the last date you can apply to buy your home in Northern Ireland is 27th August 2022.

Up until this date housing association tenants will have a statutory right to buy their home, often with a discount - capped at £24,000.

This discount can be used when purchasing with or without a mortgage and you may not need any additional deposit. This is a really beneficial scheme for many, so please check your eligibility before it’s too late.

Contact for more info.
PM to arrange a callback

17/06/2022

❗️Interest rates rise from 1% - 1.25%❗️

It’s not what we wanted to hear…. however, not everyone will be affected now, especially if you are on a fixed rate mortgage 😊

If you haven’t already done so, now is a great time to check out when your current deal is ending as we can search and secure you a new deal for upto 6 months prior to current deal ending - (depending on the lender)

Not sure? No worries just get in touch for a chat. We are happy to help

💬 PM for more info or
💻 email [email protected]

05/05/2022

⚠️ Interest rates rise by 0.25% ⚠️

Todays news of the biggest increase in rates since 2009 will be causing concern to many homeowners. However, many mortgage holders will be unaffected immediately if currently on a ‘fixed rate’ mortgage.

If you are unsure of how you will be affected when it comes to your mortgage, here are some things to consider:

🏠 Is your mortgage on a fixed / tracker or standard variable rate?
🏠 Are you coming to the end of your deal in the next 3/4 months?

We can review any existing mortgages and advise on where to go for best value rates/deals.

Book in for a free review

💬 Private Message for more info

03/02/2022

Not sure if interest rate rises will affect you?

This may depend on the type of mortgage you have. If your mortgage deal has ended or due to end soon now would be a good time to review.

Don’t hesitate to get in touch for a FREE consultation with one of our experienced advisers.

💬 Private Message for more info or to request a callback 📞

Bank of England increases rates for the second time in three months as the cost of living rises.