Jonathan Bamford - Protection Adviser

28/08/2026

20/08/2026

If life throws you a curveball, we make sure your finances don’t fall with it.

🏡 Cover to protect your mortgage if you die, become critically ill, or can’t work long‑term.
💷 Income protection to keep everyday bills, food, travel and hobbies paid.

A safety net when you need it most.

18/08/2026

Remortgaging next year?🏠😎
Start this week.📅

Remortgaging isn’t just about timing — it’s about being prepared.
Looking ahead now means you can spot the strongest deals, understand how rate changes might affect you, and make a plan that protects your budget.

A quick conversation this week could save you a lot of hassle next year!

06/08/2026

£21.5M Paid Out Daily 🫵👩‍❤️‍👨

Protection insurers paid out £7.84 billion in 2025 to help customers safeguard their finances.
New figures from the ABI and GRiD show that insurers paid the equivalent of £21.5 MILLION EVERY DAY, providing vital financial support to people facing bereavement, illness and injury.
Protection continues to prove its value — delivering real help when life takes an unexpected turn.🙏

The latest data from the ABI illustrates the vital financial support protection products provide to those experiencing bereavement, illness and injury.

04/08/2026

🏡 House Prices Still Rising

The Northern Ireland housing market remains one of the strongest in the UK.

PropertyPal's latest Q2 2026 report shows the average NI house price has risen to £239,234, up 3.8% year-on-year.
Demand remains healthy, with buyer enquiries up 7% on last year and properties reaching sale agreed status in around 36 days, roughly two weeks faster than the long-term average.

30/07/2026

BILLS DON'T STOP BECAUSE YOU'RE ILL!

Nearly 1 million people in the UK are off work through illness or injury each year🥲

Every year, close to a million people across the UK find themselves suddenly unable to work due to serious illness or injury - often for months at a time.
For most households, savings and statutory sick pay only stretch so far before the mortgage and bills start to bite.
It's a reminder that protecting your income matters just as much as protecting your life.

28/07/2026

Co-Ownership:-🏠
Struggling to save a full deposit?
Co-Ownership lets first-time buyers in Northern Ireland purchase a share of their home - typically 50% to 90% - with a mortgage, while Co-Ownership owns the rest and you pay a modest rent on their share. You can increase your share over time through "staircasing." Since 1978, the scheme has helped over 35,000 households across NI onto the property ladder.

https://co-ownership.org/understanding-co-ownership/what-is-co-ownership

22/07/2026

🏡 Good news for homeowners and buyers!

✅ Mortgage rates are improving, creating new opportunities for buyers and those looking to remortgage.
✅ Northern Ireland remains one of the UK's most affordable places to buy a home.
Many people are surprised at just how affordable life insurance, critical illness cover and income protection can be. With the cost of living still a key concern, now is a great time to review your mortgage and make sure you and your family are protected if the unexpected happens.🏠