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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 3pm

Spectrum Mortgages & Protection

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Spectrum Mortgages & Protection

We specialise in creating tailored mortgage and insurance solutions for people from all walks of life.

Our aim is to make the mortgage process as easy as possible and create financial security for our clients.

26/10/2022

𝗛𝗼𝘄 𝗺𝗮𝗻𝘆 𝗕𝘂𝘆 𝘁𝗼 𝗟𝗲𝘁 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀 𝗰𝗮𝗻 𝗜 𝗼𝘄𝗻?

There’s no limit to how many Buy to Let properties you can own, although many lenders will cap the mortgages you have with them at a certain value - often £2m or £5m.

Once you have four Buy to Let properties you are seen as a portfolio landlord. This can make it easier to borrow, as lenders recognise your level of experience

For all the details about Buy to Let mortgages, see: https://spectrummp.co.uk/buy-to-let/

𝗬𝗼𝘂𝗿 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗮𝘆 𝗯𝗲 𝗿𝗲𝗽𝗼𝘀𝘀𝗲𝘀𝘀𝗲𝗱 𝗶𝗳 𝘆𝗼𝘂 𝗱𝗼 𝗻𝗼𝘁 𝗸𝗲𝗲𝗽 𝘂𝗽 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀.

19/10/2022

What deposit do I need for a Buy to Let mortgage?

Most Buy to Let lenders will expect at least a 20% deposit, and if you can contribute 25% or more you’ll have access to more lenders and more competitive rates.

For a complete guide to Buy to Let mortgages and buying an investment property, see: https://spectrummp.co.uk/buy-to-let/

𝗬𝗼𝘂𝗿 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗮𝘆 𝗯𝗲 𝗿𝗲𝗽𝗼𝘀𝘀𝗲𝘀𝘀𝗲𝗱 𝗶𝗳 𝘆𝗼𝘂 𝗱𝗼 𝗻𝗼𝘁 𝗸𝗲𝗲𝗽 𝘂𝗽 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀.

12/10/2022

If you’re planning to sell your current home and buy a new property, porting your mortgage could be a good option.

A good mortgage broker will help you decide whether to port your current deal or take out a mortgage with a new lender. We explain it all: https://spectrummp.co.uk/home-mover/

𝗬𝗼𝘂𝗿 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗮𝘆 𝗯𝗲 𝗿𝗲𝗽𝗼𝘀𝘀𝗲𝘀𝘀𝗲𝗱 𝗶𝗳 𝘆𝗼𝘂 𝗱𝗼 𝗻𝗼𝘁 𝗸𝗲𝗲𝗽 𝘂𝗽 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀.

05/10/2022

There is a lot to consider when moving home - the costs involved, whether to port your mortgage or take out a new one, and how much equity you have in your home.

We explain all the key elements: https://spectrummp.co.uk/home-mover/

𝗬𝗼𝘂𝗿 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗺𝗮𝘆 𝗯𝗲 𝗿𝗲𝗽𝗼𝘀𝘀𝗲𝘀𝘀𝗲𝗱 𝗶𝗳 𝘆𝗼𝘂 𝗱𝗼 𝗻𝗼𝘁 𝗸𝗲𝗲𝗽 𝘂𝗽 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗿𝗲𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀.

28/09/2022

Getting ready to buy your first home is exciting but a bit daunting. There’s a lot to know about mortgages, deposits and First Time Buyer schemes.

We’re here to explain it all in our First Time Buyers guide: https://spectrummp.co.uk/first-time-buyer/

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

21/09/2022

𝗛𝗼𝘄 𝗰𝗮𝗻 𝗮 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗯𝗿𝗼𝗸𝗲𝗿 𝗵𝗲𝗹𝗽 𝗮 𝗙𝗶𝗿𝘀𝘁 𝗧𝗶𝗺𝗲 𝗕𝘂𝘆𝗲𝗿? 😕

As well as finding them the most appropriate deal, they can also explain every step of the journey and help with communications between solicitors, the lender and the estate agent. They may also be able to recommend ancillary services, such as protection cover.

🎧To find out more, listen you our latest podcast https://spectrummp.co.uk/first-time-buyer/

𝗬𝗢𝗨𝗥 𝗛𝗢𝗠𝗘 𝗠𝗔𝗬 𝗕𝗘 𝗥𝗘𝗣𝗢𝗦𝗦𝗘𝗦𝗦𝗘𝗗 𝗜𝗙 𝗬𝗢𝗨 𝗗𝗢 𝗡𝗢𝗧 𝗞𝗘𝗘𝗣 𝗨𝗣 𝗥𝗘𝗣𝗔𝗬𝗠𝗘𝗡𝗧𝗦 𝗢𝗡 𝗬𝗢𝗨𝗥 𝗠𝗢𝗥𝗧𝗚𝗔𝗚𝗘

Address

Suite 1, Davidson House, Glenavy Road Business Park
Belfast
BT670LT

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 3pm

Telephone

+442838897013

Website

http://www.spectrummp.co.uk/

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