Mortgage Mum & Insurance Advisor

25/05/2025

https://www.mylondon.news/news/uk-world-news/martin-lewis-issues-warning-klarna-31694637?utm_medium=Social&utm_source=Facebook&fbclid=IwQ0xDSwKf3RtleHRuA2FlbQIxMQABHnSMQlnPoCErA4wCKm0EItvFBwq5s3c85N03cLhW_rz5jQlmuDBf4tuZz-zi_aem_WS1vOoT3f-ZC3mDR4pQBsw =1747851467

'It's been sold as a lifestyle choice, not a debt'

24/05/2025

Worried about Inheritance Tax
how it may effect you and your Family
Drop me a message for Fee Free Advice
The Treasury pocketed £780m in inheritance tax receipts (IHT) in April 2025 alone, figures released by HMRC this morning (22 May) reveal. This marks an increase of £97m in IHT revenues compared to the same month last year (2024/2025) and is the second highest monthly total ever recorded.

07/04/2025

It's a new tax year! So for a bit of fiscal fanfare, we're sharing eight dates you can't afford to miss for 2025/26. 🗓️

These dates will be specific to *you*, but they should be easy enough to find in your inbox, online accounts or paperwork. So let's get on with it!

In order of what'll likely give you the most savings:

1️⃣ Six months before your mortgage rate expires.
2️⃣ Three weeks before your car/home insurance policy renews.
3️⃣ Two-ish weeks before 0%/promo rewards period ends on your credit/debit card.
4️⃣ One month before broadband, mobile and TV contracts end.
5️⃣ One week before fixed savings mature or easy-access bonus rates expire.
6️⃣ One month before your car breakdown/boiler insurance contract renews.
7️⃣ A few days before any subscriptions auto-renew.
8️⃣ Two weeks before any loved one's birthday (or other event).

28/02/2025

Private Health Insurance has become affordable for everyone
Need access to quick and efficient health services in Northern Ireland
You want to have Private Health Insurance
Drop me a call 07734316327
Or email [email protected]
Free no obligation quote with Fee Free Advice on providers

28/01/2025

The aftermath of storm Èowyn is leaving a lot of people still without power, if you have been effected and are struggling to stay in your home safely you could be covered for alternative accommodation on your home insurance policy.
If you're unsure of exactly how your insurer defines uninhabitable conditions check the terms and conditions of your policy.

Uninhabitable conditions usually means that the home is either structurally damaged or it's lacking the essentials needed for daily living, such as:

Running water
Heating (especially in the winter)
Electricity
Sanitary facilities, such as toilets, showers or baths.

28/01/2025

What is a Trust?
Why would I need to place my Life insurance policy in Trust?
Questions I am asked everyday the real reason is your Life insurance policy payout goes to the right people at the right time
If you would like to know more or require your policy placed in a Trust or maybe need advice on protection Insurance, life, critical illness, income protection or family insurance benefits just drop me a message
Kerry

27/01/2025

𝐃𝐨 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐚 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐰𝐢𝐭𝐡 𝟑 𝐦𝐨𝐧𝐭𝐡𝐬 𝐨𝐫 𝐥𝐞𝐬𝐬 𝐥𝐞𝐟𝐭 𝐨𝐧 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐃𝐞𝐚𝐥

𝗪𝗲 𝘄𝗶𝗹𝗹 𝘀𝘄𝗶𝘁𝗰𝗵 𝘆𝗼𝘂 𝘁𝗼 𝗮 𝗻𝗲𝘄 𝗱𝗲𝗮𝗹 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗰𝘂𝗿𝗿𝗲𝗻𝘁 𝗹𝗲𝗻𝗱𝗲𝗿 𝗶𝗻 𝗮𝘀 𝗹𝗶𝘁𝘁𝗹𝗲 𝗮𝘀 𝟭𝟱 𝗺𝗶𝗻𝘂𝘁𝗲𝘀

ᴍᴏʀᴛɢᴀɢᴇ ʀᴀᴛᴇ ᴛʀᴀɴsғᴇʀs ғᴏʀ ᴍᴀɴʏ ʟᴇᴀᴅɪɴɢ ʟᴇɴᴅᴇʀs

Free Service For all New & Existing Clients

𝑪𝒂𝒍𝒍, 𝒕𝒆𝒙𝒕 𝒐𝒓 𝒆𝒎𝒂𝒊𝒍
📞 𝟎𝟕𝟕𝟑𝟒𝟑𝟏𝟔𝟑𝟐𝟕
📧 𝒌𝒅𝒐𝒏𝒏𝒆𝒍𝒍𝒚@𝒇𝒓𝒆𝒆𝒍𝒂𝒏𝒄𝒆𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍.𝒄𝒐.𝒖𝒌

12/01/2025

𝐃𝐨 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐚 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐰𝐢𝐭𝐡 𝟑 𝐦𝐨𝐧𝐭𝐡𝐬 𝐨𝐫 𝐥𝐞𝐬𝐬 𝐥𝐞𝐟𝐭 𝐨𝐧 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐃𝐞𝐚𝐥

𝗪𝗲 𝘄𝗶𝗹𝗹 𝘀𝘄𝗶𝘁𝗰𝗵 𝘆𝗼𝘂 𝘁𝗼 𝗮 𝗻𝗲𝘄 𝗱𝗲𝗮𝗹 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗰𝘂𝗿𝗿𝗲𝗻𝘁 𝗹𝗲𝗻𝗱𝗲𝗿 𝗶𝗻 𝗮𝘀 𝗹𝗶𝘁𝘁𝗹𝗲 𝗮𝘀 𝟭𝟱 𝗺𝗶𝗻𝘂𝘁𝗲𝘀

ᴍᴏʀᴛɢᴀɢᴇ ʀᴀᴛᴇ ᴛʀᴀɴsғᴇʀs ғᴏʀ ᴍᴀɴʏ ʟᴇᴀᴅɪɴɢ ʟᴇɴᴅᴇʀs

𝑪𝒂𝒍𝒍, 𝒕𝒆𝒙𝒕 𝒐𝒓 𝒆𝒎𝒂𝒊𝒍
📞 𝟎𝟕𝟕𝟑𝟒𝟑𝟏𝟔𝟑𝟐𝟕
📧 𝒌𝒅𝒐𝒏𝒏𝒆𝒍𝒍𝒚@𝒇𝒓𝒆𝒆𝒍𝒂𝒏𝒄𝒆𝒇𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍.𝒄𝒐.𝒖𝒌

28/10/2024

Halloween is a spooky time but it’s really scary to think people still don’t have Life Insurance 👻

Halloween is a holiday that we have fully embraced in the UK and a lot of us love the thrill of being scared, maybe that’s why many of us still don’t have life insurance.

Nearly half of 24 to 44-year-olds say they fear dying and leaving their dependents in a tough financial situation. What’s even scarier is 31% of people say if the primary wage earner died they would feel the financial impact within the first month.

Four in ten adults living in the UK still don’t have Life Insurance to protect their loved ones, an alarming statistic.

That’s a lot of families that would have to change their whole lifestyle if something happened to their breadwinner.

What would loved ones go through if you were to die without Life Insurance?

If you were to die without life insurance, here are the horrors that your loved ones might have to go through:

‼️Get into debt to pay your funeral costs.
‼️Not have the funds for your kids to do things outside of school or possibly miss out on university.
‼️Not be able to afford utility bills
Struggle to keep up with the monthly mortgage payments.
Monthly costs of Insurance isn’t scary dying or getting an illness and leaving your Family to struggle is!!
Call Kerry Today for your Free tailored Quote

☎️ 07734316327
📧 [email protected]

10/10/2024

Secure Your Health with Comprehensive Private Insurance!

Don’t leave your well-being to chance. With our private health insurance plans, you get:

• Flexible Coverage: Tailor your plan to suit your needs.
• Fast Access to Care: Skip the waiting lists and get timely treatment.
• Nationwide Network: Choose from top hospitals and specialists.
• Peace of Mind: Focus on what matters most—your health and family.

Join thousands of satisfied customers who trust us for their health needs. Get a free quote today and take control of your health journey!

03/10/2024

Have you found yourself or a Family member being declined from getting Life Insurance
Maybe you have health issues or have in the past and find it difficult to get covered
There can be many reasons why insurers see you as a high risk and don’t want to offer insurance
If this sounds familiar get in touch no one should be without cover and as a specialist Broker we can advice and 9/10 clients get the cover needed to protect themselves financially and their families
Call 07734316327
Drop me a message with your details I’ll
Arrange a meeting.
Kerry x