Bibi Mortgages

08/09/2026

⭐ Nothing makes us happier than hearing from our clients! Here’s a recent 5-star review that says it all. 💬

21/07/2026

First-time buyer❓

Dive into homeownership with confidence! Our team at Bibi Mortgages specializes in guiding first-timers through the mortgage process. Let's make your first home-buying experience a success! 🏡 🪴

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your existing lender if you remortgage.

07/07/2026

Buying your first home can feel overwhelming, but it doesn't have to be. 🏡

My role is to guide clients through every step of the process, providing clear advice and making the journey as straightforward and stress-free as possible. 🪴

Receiving feedback like this from Abdul is a reminder of why I love what I do. Thank you for your kind words and for trusting me. 🙏

19/06/2026

The UK government has announced a package of proposed reforms designed to modernise the homebuying process and address long-standing challenges that affect buyers, sellers, estate agents, lenders, and conveyancers 🏠

Key proposals include:
✅ Earlier legally binding agreements to reduce the risk of gazumping and gazundering.
✅ Greater transparency upfront, with sellers/estate agents expected to provide critical property information earlier in the transaction process.
✅ Increased digitalisation, including digital identity verification, electronic signatures, and improved data sharing between stakeholders.
✅ Enhanced professional standards for estate agents through a new code of practice and potential qualification requirements.

What impact do you think these reforms will have on buyers, sellers, and property professionals?



https://www.financialreporter.co.uk/government-unveils-major-homebuying-reforms-to-slash-delays-cut-costs-and-stop-fall-throughs.html?SRC=MC&dm_i=7MRH,2TZNT,3N35OT,6XR0Z,1,0,0,0

18/06/2026

The Bank of England has held the Base Rate at 3.75%. 🏦

Wondering what this means for your mortgage? We are here to provide insights and help you make the most of this stable period. 🪴 🏚️

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your existing lender if you remortgage.

29/04/2026

What’s happening to the mortgage market? 🏡📉

The mortgage market is facing uncertainty due to ongoing developments in the Middle East 🌍.

Affordability challenges had been easing slightly in recent months - mortgage rates were slowly coming down due to cuts to Bank Rate by the Bank of England. In January 2026, the average monthly mortgage payment was 7% lower than the previous year 📊.

However, the recent outbreak of war involving Iran has made the short-term outlook much more uncertain ⚠️.

At the start of March, 472 residential mortgage products were taken off the market within a 48-hour period, in response to rising swap rates 📉. This trend continued throughout the month, with a fifth of overall mortgage deals removed from the market by 21 March.

First-time buyers have been hit particularly badly – they may notice that rates are higher on low-deposit deals 🏠.

Adam French at Moneyfacts commented, “It’s unwelcome news for borrowers, as the prospect of falling mortgage rates has quickly given way to rate rises. How far they could go is now heavily dependent on how global markets and inflation expectations evolve as conflict in the Middle East unfolds.”

We can help you understand how the economic situation affects you and your mortgage – get in touch for support 🤝.

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

Sources:
https://lnkd.in/eHreV69W
https://lnkd.in/ekHSqzVf
https://lnkd.in/eubgbFZi
https://lnkd.in/ed2z4cSv
https://lnkd.in/eD--f3f5

13/04/2026

Make protection a priority.

A survey has revealed that homeowners are more likely to plan a new kitchen than seek out protection.

Research found that respondents were more likely to spend money on new furniture (36%), redecorating (26%) or installing a new bathroom or kitchen (25%) than on taking out protection insurance, with only 15% saying it was a priority. However, many mortgage holders expressed concern about their financial security, with 62% saying they are worried they could lose their home if they became too ill to work. More than half (56%) admitted they would struggle to keep up with mortgage repayments after six months without an income.

⚠️ As with all insurance policies, conditions and exclusions will apply.

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage.

Sources:
https://lnkd.in/gDFFAxGj

19/03/2026

Bank of England holds interest rates as inflation risks persist. 📈

Contact Bibi Mortgages on 01234604501 or [email protected] to talk about your options. 🪴 🏡

⚠️ Your home may be repossessed if you do not keep up repayments on your mortgage and you may have to pay an early repayment charge to your existing lender if you remortgage.

05/03/2026