25/02/2026
🏡 Would you want to be able to borrow up to 7x your income — AND have your interest rate reduce automatically?
A lender has introduced criteria and product features designed to offer greater borrowing power for you...
Here’s what that could mean:
✨ You can borrow up to 7x income (subject to eligibility and affordability checks) - Traditionally, many lenders use around 4.5x income as a guide
✨ Your interest rate may reduce automatically as your loan-to-value (more equity in your home) improves
✨ Longer fixed-rate options available for added payment stability
đź“Š Example:
If you earn ÂŁ50,000 per year:
• At 4.5x income, you might borrow around £225,000
• At 7x income, that could increase to £350,000
That’s a potential difference of £125,000 in borrowing power!! (subject to full affordability assessment).
đź’ˇ Why this matters:
âś” Greater potential borrowing capacity where appropriate
âś” More flexibility when purchasing in higher-priced areas
âś” The opportunity to benefit from a lower rate over time as equity increases
âś” An alternative to traditional lending models
If you’d like to explore what may be available to you, feel free to get in touch on 01908 010370📩
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.’
Pre-approved Image:
